Stellar
Fraud Specialist - Investigations Houston OR Dallas
Stellar, Houston, Texas, United States, 77246
Fraud Specialist - Investigations Houston OR Dallas
9 Greenway Plz, Houston, TX 77046, USA
Req #48Thursday, July 11, 2024The Fraud Specialist – Investigations is responsible for various functions related to Fraud/BSA compliance. The Fraud Specialist will work closely with the Fraud Consultant – Investigations, Assistant Fraud Manager – Investigations and Fraud Manager with oversight of investigations and perform various functions related to investigation of fraud and suspicious activity.ESSENTIAL DUTIES AND RESPONSIBILITIESReview and disposition all assigned cases, or fraud alerts that may be generated by the Bank’s transaction monitoring and/or screening systems(s).Conduct investigations of fraud and suspicious activity, including Deposit Fraud, Check Fraud, Online Account Takeover, Kiting, Elder Financial Exploitation, ACH Fraud, Identity Theft, etc.Conduct investigations of Grand Jury Subpoena reviews and law enforcement requests.Document investigations within the Bank’s automated BSA/AML/Fraud transaction monitoring system according to bank policy and procedures.Draft SARs for filing with FinCEN, including Continuing Activity Reviews.Interface daily with customer servicing officers and other bank employees regarding customer transactions to determine if items are authentic or fraudulent to return within the timeframe to avoid a customer and/or bank loss.Communicate suspicious activity to the Anti-Financial Crime (AFC) Assistant Fraud Manager - Investigations and/or Fraud Manager.Assume responsibility for various departmental functions in the absence of staff members and when work balance situations arise.Work reports and databases using established policies and procedures.Work closely with internal functions including Disputes, Recoveries, Customer Service, and Compliance.Monitor consumer transaction and account activity for potentially fraudulent activity, including identity theft, kiting, account take-over, friendly fraud, and other identified risks.Compliance with any and all BSA/AML/CFT and Sanctions requirements set forth by Bank Policy and Procedure, including but not limited to timely completion of assigned training.MINIMUM REQUIREMENTSThese specifications are guidelines based on the minimum experience required to perform the essential functions of the job. Individual abilities may result in some deviation from these guidelines:Minimum of 4 years of experience of risk management, fraud investigation, FinCEN/SAR processing, fraud alert decisioning, financial services, operations, audits, or any equivalent combination of financial industry experience.Minimum of 2 years of experience in Financial Crimes, fraud investigations, fraud alert decisioning and FinCEN/SAR processing.Ability to make judgmental decisions based on the data reviewed from alert and core system.Knowledge of Uniform Commercial Code (UCC) and other state and federal regulations pertaining to check fraud and check processing.Demonstrates a strong sense of urgency and is able to work in a fast-paced, ever-changing environment with a strong focus on risk management.Proficiency in Microsoft Word, Excel, and PowerPoint with strong analytical skills.Excellent verbal and written communication skills.Enthusiastic, self-motivated, and effective, with ability to work independently and as part of a team.Detail oriented with excellent research, organizational, and problem-solving skills.Experience with Verafin transaction monitoring system a plus.We believe that empowering people goes far beyond the workplace. That’s why we’ve designed our benefits to help foster your health and prosperity, so you can best support yourself, your loved ones and your communities.Health Care Coverage, no waiting periodSTD/LTDAnnual Performance Bonus Eligible401K with company matchPaid VacationTravel StipendTuition AssistanceAnd MoreWhat it Means to Be Stellar:Stellar Bank came to be in 2023, when Allegiance Bank and Community Bank of Texas joined forces. What emerged was a financial institution like no other. Stellar bankers set the standard for responsive, relationship-based community banking. We have the resources, dedication and personal focus to out-bank the big banks and out-service the small banks. Our customers see us as a vital part of the team. We are their financial experts who go above and beyond to help them form a plan and get it done.Join Stellar Bank and, yes, you’ll be providing outstanding banking. But you’ll be achieving something much greater. At Stellar, we empower people to thrive. This is our purpose. This would be your purpose. Here you’d be part of a supportive culture where relationships bond, individuals grow, communities prosper and careers flourish. You can make a difference at Stellar – for yourself and for everyone around you.Stellar Bank does not discriminate on the basis of race, color, religion, national origin, sex, disability, familial status or any other characteristic protected by applicable federal, state, or local laws, regulations and ordinances.
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9 Greenway Plz, Houston, TX 77046, USA
Req #48Thursday, July 11, 2024The Fraud Specialist – Investigations is responsible for various functions related to Fraud/BSA compliance. The Fraud Specialist will work closely with the Fraud Consultant – Investigations, Assistant Fraud Manager – Investigations and Fraud Manager with oversight of investigations and perform various functions related to investigation of fraud and suspicious activity.ESSENTIAL DUTIES AND RESPONSIBILITIESReview and disposition all assigned cases, or fraud alerts that may be generated by the Bank’s transaction monitoring and/or screening systems(s).Conduct investigations of fraud and suspicious activity, including Deposit Fraud, Check Fraud, Online Account Takeover, Kiting, Elder Financial Exploitation, ACH Fraud, Identity Theft, etc.Conduct investigations of Grand Jury Subpoena reviews and law enforcement requests.Document investigations within the Bank’s automated BSA/AML/Fraud transaction monitoring system according to bank policy and procedures.Draft SARs for filing with FinCEN, including Continuing Activity Reviews.Interface daily with customer servicing officers and other bank employees regarding customer transactions to determine if items are authentic or fraudulent to return within the timeframe to avoid a customer and/or bank loss.Communicate suspicious activity to the Anti-Financial Crime (AFC) Assistant Fraud Manager - Investigations and/or Fraud Manager.Assume responsibility for various departmental functions in the absence of staff members and when work balance situations arise.Work reports and databases using established policies and procedures.Work closely with internal functions including Disputes, Recoveries, Customer Service, and Compliance.Monitor consumer transaction and account activity for potentially fraudulent activity, including identity theft, kiting, account take-over, friendly fraud, and other identified risks.Compliance with any and all BSA/AML/CFT and Sanctions requirements set forth by Bank Policy and Procedure, including but not limited to timely completion of assigned training.MINIMUM REQUIREMENTSThese specifications are guidelines based on the minimum experience required to perform the essential functions of the job. Individual abilities may result in some deviation from these guidelines:Minimum of 4 years of experience of risk management, fraud investigation, FinCEN/SAR processing, fraud alert decisioning, financial services, operations, audits, or any equivalent combination of financial industry experience.Minimum of 2 years of experience in Financial Crimes, fraud investigations, fraud alert decisioning and FinCEN/SAR processing.Ability to make judgmental decisions based on the data reviewed from alert and core system.Knowledge of Uniform Commercial Code (UCC) and other state and federal regulations pertaining to check fraud and check processing.Demonstrates a strong sense of urgency and is able to work in a fast-paced, ever-changing environment with a strong focus on risk management.Proficiency in Microsoft Word, Excel, and PowerPoint with strong analytical skills.Excellent verbal and written communication skills.Enthusiastic, self-motivated, and effective, with ability to work independently and as part of a team.Detail oriented with excellent research, organizational, and problem-solving skills.Experience with Verafin transaction monitoring system a plus.We believe that empowering people goes far beyond the workplace. That’s why we’ve designed our benefits to help foster your health and prosperity, so you can best support yourself, your loved ones and your communities.Health Care Coverage, no waiting periodSTD/LTDAnnual Performance Bonus Eligible401K with company matchPaid VacationTravel StipendTuition AssistanceAnd MoreWhat it Means to Be Stellar:Stellar Bank came to be in 2023, when Allegiance Bank and Community Bank of Texas joined forces. What emerged was a financial institution like no other. Stellar bankers set the standard for responsive, relationship-based community banking. We have the resources, dedication and personal focus to out-bank the big banks and out-service the small banks. Our customers see us as a vital part of the team. We are their financial experts who go above and beyond to help them form a plan and get it done.Join Stellar Bank and, yes, you’ll be providing outstanding banking. But you’ll be achieving something much greater. At Stellar, we empower people to thrive. This is our purpose. This would be your purpose. Here you’d be part of a supportive culture where relationships bond, individuals grow, communities prosper and careers flourish. You can make a difference at Stellar – for yourself and for everyone around you.Stellar Bank does not discriminate on the basis of race, color, religion, national origin, sex, disability, familial status or any other characteristic protected by applicable federal, state, or local laws, regulations and ordinances.
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