Nium
Head of Compliance & MLRO
Nium, San Francisco, California, United States, 94199
Your Next Exciting RoleAs the Director of Regulatory Compliance (MLRO), you will be working as part of Nium’s global, dynamic Compliance team and will be reporting to the VP Compliance (US). The Compliance team is responsible for advising the business on all compliance matters and ensuring the regulatory requirements for the US are met. In addition to this, the team is also responsible for client onboarding, Transaction Monitoring, and for the detection and prevention of financial crime including, money laundering, and terrorist financing.What would a day @Nium look like?
Develop and manage Financial Crime and AML methodology to manage all sources of regulatory risk to meet the needs of our US & Canada regulators and ensure they remain up to date with all regulatory and international standardsIdentify control gaps and lead the implementation of control enhancements to include AML, OFAC, and Regulatory ComplianceDevelop country-specific risk assessment highlighting control gapsBuild up compliance oversight and testing activities as per regulatory and governance requirements and issue internal reports to Senior Management (AML/CTF internal control report, Fraud, periodic internal reports etc.)Act as a subject matter expert for the business and management on compliance-related matters in US, Canada, and Latin AmericaReview and approve high-risk business for institutional clients from the Americas Region (including financial institutions and Banking as a Service Clients)Develop and improve the company’s policies and procedures on an ongoing basisLead AML external audits and support on bank partner requestsPerform ongoing AML and OFAC risk assessments and horizon scanning for applicable regulatory requirements.Ensure proper regulatory and AML/CFT reporting to partner banks.Assist in improving and streamlining end-to-end compliance operational processes through automation and technologyLead the roll-out and ongoing management of the Compliance Training FrameworkDevelop key risk indicators and ongoing reporting to Senior Compliance Teams.Manage and contribute to the Compliance Committee.Participating in Compliance or business-driven projects, including regulatory developments and strategic initiativesWhich Skills & Experiences will make you successful?
At least 10 years’ experience within regulated companies, in senior compliance role(s) with robust knowledge of Compliance topics (KYB / KYC, AML/CFT, Sanctions etc.)Good understanding of the Payments/Fintech industryKnowledge and experience (preferably within Payments/Fintech) in North AmericaExperience with correspondent banking, banking as a service, and Financial Institution clients from the Americas regionStrong analytical skills with experience in problem-solving and being able to implement and deliver solutionsDemonstrate a clear sense of accountability in performing the role and a positive demeanorAbility to identify risks, control gaps, inefficiencies, see the bigger picture, challenge the current status quo, and define scalable and sustainable processes and methodologyAbility to lead end-to-end process and control improvements cross-functionally and across various regions.Able to prioritize quickly and meet deadlines even under pressureStrong stakeholder management and communication skillsTeam player with strong collaborative qualities, including some previous experience (or willingness) to build, lead, and motivate a team.Willingness to learn continuously and keep up to date with the Payments industry and its regulatory landscape (Globally).
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Develop and manage Financial Crime and AML methodology to manage all sources of regulatory risk to meet the needs of our US & Canada regulators and ensure they remain up to date with all regulatory and international standardsIdentify control gaps and lead the implementation of control enhancements to include AML, OFAC, and Regulatory ComplianceDevelop country-specific risk assessment highlighting control gapsBuild up compliance oversight and testing activities as per regulatory and governance requirements and issue internal reports to Senior Management (AML/CTF internal control report, Fraud, periodic internal reports etc.)Act as a subject matter expert for the business and management on compliance-related matters in US, Canada, and Latin AmericaReview and approve high-risk business for institutional clients from the Americas Region (including financial institutions and Banking as a Service Clients)Develop and improve the company’s policies and procedures on an ongoing basisLead AML external audits and support on bank partner requestsPerform ongoing AML and OFAC risk assessments and horizon scanning for applicable regulatory requirements.Ensure proper regulatory and AML/CFT reporting to partner banks.Assist in improving and streamlining end-to-end compliance operational processes through automation and technologyLead the roll-out and ongoing management of the Compliance Training FrameworkDevelop key risk indicators and ongoing reporting to Senior Compliance Teams.Manage and contribute to the Compliance Committee.Participating in Compliance or business-driven projects, including regulatory developments and strategic initiativesWhich Skills & Experiences will make you successful?
At least 10 years’ experience within regulated companies, in senior compliance role(s) with robust knowledge of Compliance topics (KYB / KYC, AML/CFT, Sanctions etc.)Good understanding of the Payments/Fintech industryKnowledge and experience (preferably within Payments/Fintech) in North AmericaExperience with correspondent banking, banking as a service, and Financial Institution clients from the Americas regionStrong analytical skills with experience in problem-solving and being able to implement and deliver solutionsDemonstrate a clear sense of accountability in performing the role and a positive demeanorAbility to identify risks, control gaps, inefficiencies, see the bigger picture, challenge the current status quo, and define scalable and sustainable processes and methodologyAbility to lead end-to-end process and control improvements cross-functionally and across various regions.Able to prioritize quickly and meet deadlines even under pressureStrong stakeholder management and communication skillsTeam player with strong collaborative qualities, including some previous experience (or willingness) to build, lead, and motivate a team.Willingness to learn continuously and keep up to date with the Payments industry and its regulatory landscape (Globally).
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