Portfolio Manager IV

Objective

The Portfolio Manager IV is a recognized expert in exercising sound judgement in credit and risk administration.

Firstrust Bank is an Affirmative Action Contractor and is an Equal Opportunity Employer.

Minority/Female/Disabled/Veteran

Responsibilities/Duties

• Ensure all Service Level Agreements, regulatory compliance requirements, and Bank's credit risk profiles and profitability are monitored and maintained.
• Responsible to protect and preserve the integrity of the pooled or individual portfolio while sustaining profitability, accurately accessing/managing risk, and managing the annual review process.
• Analyzes the most complex portfolio relationships with reasonable involvement from the Relationship Manager.
• Prepares financial models, credit memorandums and has extensive knowledge of credit policies with the ability to apply them to a variety of situations.
• Exhibits strong understanding of the most complex organizational structures, documentation, covenants and/or collateral structures.
• Effectively tracks and monitors financial reporting requirements and reviews Borrowing Base certificates.
• Provides loan recommendations based on a review of all underwriting criteria for final approval.
• Exercises adherence to internal portfolio/underwriting processes including timely and accurate data entry to Vikar and/or other centralized systems, as well as, maintaining high quality file documentation in a paperless environment.
• Assist others to solve problems, leads projects with notable risk and complexity and develops the strategy for project execution.

Essential Functions

Prolonged periods sitting at a desk and working on a computer.

Knowledge - Skills & Abilities

• 10+ years Business Credit /Commercial Extensive knowledge of and experience with credit policies and procedures.
• Demonstrates the ability to coach, lead, and motivate.
• Strong interpersonal skills and good oral written communication skills.
• Knowledge of software/systems required to successfully perform job function.
• Must be a Vikar Subject Matter Expert.
• Proven history of managing high volume workflows.