Eagle Bancorp, Inc.
Credit Risk Manager
Eagle Bancorp, Inc., Potomac, Maryland, United States, 20854
Overview
We are a values driven organization putting
Relationships FIRST . EagleBank (NASDAQ - EGBN) is focused on being
Flexible, Involved, Responsive, Strong , and
Trusted . By prioritizing meaningful connections with our customers, employees, and shareholders, we relentlessly deliver the most compelling, valuable service to our customers.EagleBank is committed to inclusion, equity, and respect. We celebrate diversity and intentionally seek out opportunities to learn from one another’s experience. We believe employees are essential to the building of relationships and we prioritize investing in employee growth and wellbeing. Employee involvement is fostered through resource groups, mentorship programs, community service, and scholarship opportunities for continued education. With features including maternity and parental leaves, wellness discounts, healthcare premium sharing, employer funding in your HSA account, and 100% 401(k) matching up to 4%, we pride ourselves in the ways we support our internal relationships.We understand the need to be creative and flexible when it comes to telecommuting and other alternative work arrangements. This position is eligible for our hybrid remote work and will work in the Rockville, MD office four days per week.Responsibilities
EagleBank ("Bank") is seeking a talented individual for the position of
Credit Risk Manager . Credit risk management is a critical function for the Bank that enables the Bank to manage the lending activities consistent with the strategic objectives and risk tolerance.The role is ideally suited for a candidate who combines thought leadership with a desire to be hands-on in developing and managing the Bank’s credit risk management capabilities.The
Credit Risk Manager
plays a pivotal role in the execution of Bank’s credit risk monitoring, analysis, and reporting programs. The incumbent will work with stakeholders at all levels to develop credit strategy, advise on execution, and drive portfolio monitoring to identify systemic issues, control weaknesses, and process improvements as well as assessing potential risks that may impact the overall organization.Qualifications
MAJOR DUTIES AND RESPONSIBILITIES:Lead the planning, execution, and reporting of credit reviews to identify potential credit risk weaknesses, policy or regulatory violations, servicing deficiencies, or other relevant trends. These reviews include:Analyses of financial information, cash flow models, collateral, and underwriting decisions.Ensuring individual loan transactions are adequately underwritten, properly graded, appropriately priced, and conform to policy.Analyses of credit terms/structures, counterparty financial performance, economic/industry operating environment, and other relevant risk factors.Assessing the accuracy and adequacy of U.S. regulatory classifications, probability of default (PD) ratings, loss given default (LGD) ratings, and the Current Expected Credit Losses (CECL) process.Ensuring risk ratings are accurate across the portfolio and reflect a current forward-looking view of the portfolio’s health.Ensuring procedures from origination/purchase through servicing and disposition are documented with controls in place to minimize risk of loss to the Bank and adhere to Policy.Develop, produce, and deliver detailed portfolio risk reports to executive management, risk committees, and other stakeholders.Assist with portfolio stress testing and scenario analysis to measure the impact of various economic conditions on portfolio resilience.In conjunction with Credit Administration and Lending teams, lead efforts to innovate the effectiveness of credit risk management systems/processes.Design and deploy monitoring frameworks to assess the performance of new product launches.Drive innovation in risk management practices by integrating best practices into the Bank’s risk framework.Foster a culture of risk awareness and compliance throughout the organization.Perform other job-related duties as needed.Requirements:Bachelor’s degree in Finance, Business Administration, Economics or Accounting or equivalent work experience.7-10 years of experience in credit, credit risk, credit portfolio management and/or credit administration with a financial institution and/or U.S. regulatory agency.Knowledge of applicable laws and regulations governing the lending industry.Experience in commercial banking with demonstrated expertise in credit risk management principles.Proven track record of developing and implementing effective risk management strategies.Strong analytical skills with proven ability to analyze credit structures and mitigate credit risks.Strong interpersonal skills, ability to build relationships with key stakeholders.Solutions driven, self-starter with ability to perform under pressure.Strong desire to work in commercial banking, particularly within a community bank environment.Excellent verbal and written communication skills.Advanced knowledge of Microsoft Office products suite.Preferences:Master’s degree in a related area.Don't meet all the requirements? We encourage you to still apply if you think you are the right person to join our community.
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We are a values driven organization putting
Relationships FIRST . EagleBank (NASDAQ - EGBN) is focused on being
Flexible, Involved, Responsive, Strong , and
Trusted . By prioritizing meaningful connections with our customers, employees, and shareholders, we relentlessly deliver the most compelling, valuable service to our customers.EagleBank is committed to inclusion, equity, and respect. We celebrate diversity and intentionally seek out opportunities to learn from one another’s experience. We believe employees are essential to the building of relationships and we prioritize investing in employee growth and wellbeing. Employee involvement is fostered through resource groups, mentorship programs, community service, and scholarship opportunities for continued education. With features including maternity and parental leaves, wellness discounts, healthcare premium sharing, employer funding in your HSA account, and 100% 401(k) matching up to 4%, we pride ourselves in the ways we support our internal relationships.We understand the need to be creative and flexible when it comes to telecommuting and other alternative work arrangements. This position is eligible for our hybrid remote work and will work in the Rockville, MD office four days per week.Responsibilities
EagleBank ("Bank") is seeking a talented individual for the position of
Credit Risk Manager . Credit risk management is a critical function for the Bank that enables the Bank to manage the lending activities consistent with the strategic objectives and risk tolerance.The role is ideally suited for a candidate who combines thought leadership with a desire to be hands-on in developing and managing the Bank’s credit risk management capabilities.The
Credit Risk Manager
plays a pivotal role in the execution of Bank’s credit risk monitoring, analysis, and reporting programs. The incumbent will work with stakeholders at all levels to develop credit strategy, advise on execution, and drive portfolio monitoring to identify systemic issues, control weaknesses, and process improvements as well as assessing potential risks that may impact the overall organization.Qualifications
MAJOR DUTIES AND RESPONSIBILITIES:Lead the planning, execution, and reporting of credit reviews to identify potential credit risk weaknesses, policy or regulatory violations, servicing deficiencies, or other relevant trends. These reviews include:Analyses of financial information, cash flow models, collateral, and underwriting decisions.Ensuring individual loan transactions are adequately underwritten, properly graded, appropriately priced, and conform to policy.Analyses of credit terms/structures, counterparty financial performance, economic/industry operating environment, and other relevant risk factors.Assessing the accuracy and adequacy of U.S. regulatory classifications, probability of default (PD) ratings, loss given default (LGD) ratings, and the Current Expected Credit Losses (CECL) process.Ensuring risk ratings are accurate across the portfolio and reflect a current forward-looking view of the portfolio’s health.Ensuring procedures from origination/purchase through servicing and disposition are documented with controls in place to minimize risk of loss to the Bank and adhere to Policy.Develop, produce, and deliver detailed portfolio risk reports to executive management, risk committees, and other stakeholders.Assist with portfolio stress testing and scenario analysis to measure the impact of various economic conditions on portfolio resilience.In conjunction with Credit Administration and Lending teams, lead efforts to innovate the effectiveness of credit risk management systems/processes.Design and deploy monitoring frameworks to assess the performance of new product launches.Drive innovation in risk management practices by integrating best practices into the Bank’s risk framework.Foster a culture of risk awareness and compliance throughout the organization.Perform other job-related duties as needed.Requirements:Bachelor’s degree in Finance, Business Administration, Economics or Accounting or equivalent work experience.7-10 years of experience in credit, credit risk, credit portfolio management and/or credit administration with a financial institution and/or U.S. regulatory agency.Knowledge of applicable laws and regulations governing the lending industry.Experience in commercial banking with demonstrated expertise in credit risk management principles.Proven track record of developing and implementing effective risk management strategies.Strong analytical skills with proven ability to analyze credit structures and mitigate credit risks.Strong interpersonal skills, ability to build relationships with key stakeholders.Solutions driven, self-starter with ability to perform under pressure.Strong desire to work in commercial banking, particularly within a community bank environment.Excellent verbal and written communication skills.Advanced knowledge of Microsoft Office products suite.Preferences:Master’s degree in a related area.Don't meet all the requirements? We encourage you to still apply if you think you are the right person to join our community.
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