Trustmark
Mortgage Loan Originator
Trustmark, Brookhaven, Mississippi, us, 39603
Overview:
The purpose of this job is to serve all customers by providing mortgage loan information, disclose fees, and gather data necessary to process mortgage requests.Responsibilities:Determine the best loan product for customerDevise marketing plans to seek referrals from agents and buildersProvide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs and qualifying requirementsComplete applications and gather documents as needed to meet the parameters of the loan type, i.e., FHA, VA, Conventional, portfolio, etcDevelop referrals from internal and external sources. Maintain relationships with realtors by providing superior serviceOriginate and promote Trustmarks Community Lending Loans and ProductsCoordinate and assist the mortgage dept. in the origination and servicing of Community lending products and servicesQualifications:
Minimum of 2 years experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan productsEligible for NMLS certificationThorough knowledge of government and conventional mortgage loan guidelines and requirementsExtensive knowledge of the qualifying variables between mortgage loan productsAbility to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirementsKnowledge of appraisal standards and acceptabilityAbility to produce tax return analysis as required by conforming loan guidelinesMust know how to fully disclose and handle all applications according to compliance regulationsAbility to work and identify with a varied group of borrowers, housing related entities and other community-based organizationsWorking knowledge of financial compliance and regulatory requirementsComputer skillsInterpersonal SkillsSales skillsCommunication skillsAnalytical SkillsJunior college/Two-year college training preferred
The purpose of this job is to serve all customers by providing mortgage loan information, disclose fees, and gather data necessary to process mortgage requests.Responsibilities:Determine the best loan product for customerDevise marketing plans to seek referrals from agents and buildersProvide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs and qualifying requirementsComplete applications and gather documents as needed to meet the parameters of the loan type, i.e., FHA, VA, Conventional, portfolio, etcDevelop referrals from internal and external sources. Maintain relationships with realtors by providing superior serviceOriginate and promote Trustmarks Community Lending Loans and ProductsCoordinate and assist the mortgage dept. in the origination and servicing of Community lending products and servicesQualifications:
Minimum of 2 years experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan productsEligible for NMLS certificationThorough knowledge of government and conventional mortgage loan guidelines and requirementsExtensive knowledge of the qualifying variables between mortgage loan productsAbility to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirementsKnowledge of appraisal standards and acceptabilityAbility to produce tax return analysis as required by conforming loan guidelinesMust know how to fully disclose and handle all applications according to compliance regulationsAbility to work and identify with a varied group of borrowers, housing related entities and other community-based organizationsWorking knowledge of financial compliance and regulatory requirementsComputer skillsInterpersonal SkillsSales skillsCommunication skillsAnalytical SkillsJunior college/Two-year college training preferred