Affirm
Model Risk Lead
Affirm, Trenton, New Jersey, United States,
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We’re looking for an intelligent, driven professional to join our Model Risk Management (MRM) team. This team seeks to establish, maintain and oversee an effective MRM framework to identify, quantify, monitor, mitigate and report on model risk throughout the company. You will have an outstanding opportunity to work cross-functionally to develop a profound understanding of models that drive critical business decisions, and add value to the company by mitigating risks due to ineffective model design or model misuse.What You'll Do
Perform independent challenges of machine learning models used for credit underwriting/credit risk management through thorough validation and ongoing monitoring. Identify model weaknesses and opportunities for improvement.Collaborate with model owners to remediate model validation findings.Partner cross-functionally to implement and maintain the company’s MRM framework.Partner with Internal Audit, Internal Controls, and Compliance to ensure timely resolution of audit and regulatory requests.What We Look For
3-6 years of professional experience in related technical areas such as model development, model validation, data science.This position requires either equivalent practical experience or a Bachelor’s degree in a related field.Deep and broad knowledge of quantitative modeling in relation to credit underwriting and credit risk management.Experience with developing models using script languages (e.g., Python) and working with large-scale databases (e.g., SQL).Experience with machine learning platforms and frameworks (e.g., scikit-learn, pyspark) and cloud-based coding environments and databases.Oriented toward detail, curious about data/models/algorithms, skilled at critical thinking and problem solving.Extraordinary interpersonal and verbal/written communication skills.Base Pay Grade - MEquity Grade - 8Employees new to Affirm typically come in at the start of the pay range.
Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
USA base pay range (CA, WA, NY, NJ, CT) per year: $180,000 - $230,000USA base pay range (all other U.S. states) per year: $160,000 - $210,000.Affirm is proud to be a remote-first company!
The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office.We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
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Perform independent challenges of machine learning models used for credit underwriting/credit risk management through thorough validation and ongoing monitoring. Identify model weaknesses and opportunities for improvement.Collaborate with model owners to remediate model validation findings.Partner cross-functionally to implement and maintain the company’s MRM framework.Partner with Internal Audit, Internal Controls, and Compliance to ensure timely resolution of audit and regulatory requests.What We Look For
3-6 years of professional experience in related technical areas such as model development, model validation, data science.This position requires either equivalent practical experience or a Bachelor’s degree in a related field.Deep and broad knowledge of quantitative modeling in relation to credit underwriting and credit risk management.Experience with developing models using script languages (e.g., Python) and working with large-scale databases (e.g., SQL).Experience with machine learning platforms and frameworks (e.g., scikit-learn, pyspark) and cloud-based coding environments and databases.Oriented toward detail, curious about data/models/algorithms, skilled at critical thinking and problem solving.Extraordinary interpersonal and verbal/written communication skills.Base Pay Grade - MEquity Grade - 8Employees new to Affirm typically come in at the start of the pay range.
Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.
USA base pay range (CA, WA, NY, NJ, CT) per year: $180,000 - $230,000USA base pay range (all other U.S. states) per year: $160,000 - $210,000.Affirm is proud to be a remote-first company!
The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office.We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents.Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses.Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge.ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount.We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.
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