Step Mobile
Product Compliance Associate
Step Mobile, Palo Alto, California, United States, 94306
Responsibilities:
Support design, development, and go-to-market implementation of new products, features, and initiatives while ensuring compliance with applicable laws, rules, and regulations.
Act as primary expert and advisor on all Step product compliance matters.
Serve as counterpart and liaison on product compliance matters with bank partners to facilitate compliance and credit model reviews and approvals.
Analyze and summarize various regulatory developments and industry innovations impacting the business.
Stay informed and maintain a deep understanding of consumer protection, lending, and fintech regulations.
Collaborate with cross-functional teams (product, engineering, marketing, design, and risk) to support the launch and post-launch activities of new products and features.
Manage product compliance standards for all marketing internally and externally with banking partners and platform partners.
Oversee compliance training programs for employees.
Manage privacy and data security compliance.
Perform and support all product, marketing, and privacy compliance examinations, regulatory inquiries, audits, and risk assessments.
Conduct all vendor and critical subcontractor diligence and reviews.
Provide regular reports on compliance activities to senior management, regulators, and Step’s Board of Directors.
We're looking for someone who has:
Bachelor’s degree with a minimum of five (5) years of proven and progressive experience; preferably in a compliance role with a financial institution or fintech.
Experience in consumer banking, lending, payments, and deposits.
Extensive knowledge in financial/fintech regulations and network rule compliance within products including, but not limited to: TILA/Reg Z, ECOA/Reg B, FCRA, UDAAP, EFTA, SCRA/MLA, GLBA, COPPA.
SEC broker-dealer and investment advisory.
Credit model regulatory compliance.
All other applicable regulations and network rules.
Experience growing existing compliance infrastructure and internal controls.
Proven track record of successful cross-functional collaboration across internal stakeholders.
Ability to independently advance progress with limited oversight.
Superb verbal and written communication skills.
Strong analytical skills and impeccable attention to detail.
Salary Range:
Base pay salary range is $104,000-$156,000 and stock in early stage startup.
Starting salary will be determined by a variety of factors including job-related skills, experience, qualification, work location, and market conditions.
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Support design, development, and go-to-market implementation of new products, features, and initiatives while ensuring compliance with applicable laws, rules, and regulations.
Act as primary expert and advisor on all Step product compliance matters.
Serve as counterpart and liaison on product compliance matters with bank partners to facilitate compliance and credit model reviews and approvals.
Analyze and summarize various regulatory developments and industry innovations impacting the business.
Stay informed and maintain a deep understanding of consumer protection, lending, and fintech regulations.
Collaborate with cross-functional teams (product, engineering, marketing, design, and risk) to support the launch and post-launch activities of new products and features.
Manage product compliance standards for all marketing internally and externally with banking partners and platform partners.
Oversee compliance training programs for employees.
Manage privacy and data security compliance.
Perform and support all product, marketing, and privacy compliance examinations, regulatory inquiries, audits, and risk assessments.
Conduct all vendor and critical subcontractor diligence and reviews.
Provide regular reports on compliance activities to senior management, regulators, and Step’s Board of Directors.
We're looking for someone who has:
Bachelor’s degree with a minimum of five (5) years of proven and progressive experience; preferably in a compliance role with a financial institution or fintech.
Experience in consumer banking, lending, payments, and deposits.
Extensive knowledge in financial/fintech regulations and network rule compliance within products including, but not limited to: TILA/Reg Z, ECOA/Reg B, FCRA, UDAAP, EFTA, SCRA/MLA, GLBA, COPPA.
SEC broker-dealer and investment advisory.
Credit model regulatory compliance.
All other applicable regulations and network rules.
Experience growing existing compliance infrastructure and internal controls.
Proven track record of successful cross-functional collaboration across internal stakeholders.
Ability to independently advance progress with limited oversight.
Superb verbal and written communication skills.
Strong analytical skills and impeccable attention to detail.
Salary Range:
Base pay salary range is $104,000-$156,000 and stock in early stage startup.
Starting salary will be determined by a variety of factors including job-related skills, experience, qualification, work location, and market conditions.
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