CFA Institute
Credit Analyst Senior-Specialty Banking
CFA Institute, Los Angeles, California, United States, 90079
CREDIT ANALYST SENIOR-Structured FinanceWHAT IS THE OPPORTUNITY?The Credit Analyst assists Structured Finance Credit colleagues with recommendations for new credit and extensions of credit through research, analysis, and coordination of accurate documentation. This role also assists with on-going monitoring, reporting and analysis of the portfolio of closed transactions. Structured Finance is City National Bank's fund finance group that works with its alternative asset manager client base to provide a wide array solutions. The group is responsible for credit products like leveraged lending (portfolio company lending), subscription lending and NAV lending, among others.
What you will doPrepares credit analysis and investigation of new and renewed loans. Requests and provides the necessary documentation and financial facts for Credit Officer to analyze, evaluate, and determine appropriate credit structure and terms for potential borrowers.Monitors for receipt, and analyzes and evaluates documents surrounding credits. This may include financial statements for the company, owners, and/or guarantors, tax returns, cash flow, collateral, covenants, etc. to identify strengths and weaknesses pertaining to a borrower's financial position.Provides analytical functions relating to due diligence, document processing, and financial statements analyses related to transactions, credit approval, and renewals. Prepares summary documenting factual analysis and supporting information for credit decision recommendations.Monitors and reviews reports and works with other Credit colleagues to obtain necessary information to ensure that reporting requirements are met.
Must-Have*Bachelor's Degree or equivalentMinimum 5 years of credit or financial analysis experience requiredMinimum 5 years of experience in a banking or financial services environment requiredExperience with fund finance or leverage lending preferred
Skills and KnowledgeGood verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loansStrong analytical, organizational, interpersonal and communication skillsProficient in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)Working knowledge of accounting and financial statement analysisBasic knowledge of banking policies and proceduresInternship in credit and/or financial analysis preferredRequires thorough knowledge of appropriate banking laws, regulations and bank policies and practices.Completion of Credit Boot Camp required.
CompensationStarting base salary: $34.55 - $55.19 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*To be considered for this position you must meet at least these basic qualificationsThe preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Benefits and PerksAt City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks.
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENTCity National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.
ABOUT CITY NATIONALWe start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies.
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What you will doPrepares credit analysis and investigation of new and renewed loans. Requests and provides the necessary documentation and financial facts for Credit Officer to analyze, evaluate, and determine appropriate credit structure and terms for potential borrowers.Monitors for receipt, and analyzes and evaluates documents surrounding credits. This may include financial statements for the company, owners, and/or guarantors, tax returns, cash flow, collateral, covenants, etc. to identify strengths and weaknesses pertaining to a borrower's financial position.Provides analytical functions relating to due diligence, document processing, and financial statements analyses related to transactions, credit approval, and renewals. Prepares summary documenting factual analysis and supporting information for credit decision recommendations.Monitors and reviews reports and works with other Credit colleagues to obtain necessary information to ensure that reporting requirements are met.
Must-Have*Bachelor's Degree or equivalentMinimum 5 years of credit or financial analysis experience requiredMinimum 5 years of experience in a banking or financial services environment requiredExperience with fund finance or leverage lending preferred
Skills and KnowledgeGood verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loansStrong analytical, organizational, interpersonal and communication skillsProficient in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)Working knowledge of accounting and financial statement analysisBasic knowledge of banking policies and proceduresInternship in credit and/or financial analysis preferredRequires thorough knowledge of appropriate banking laws, regulations and bank policies and practices.Completion of Credit Boot Camp required.
CompensationStarting base salary: $34.55 - $55.19 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*To be considered for this position you must meet at least these basic qualificationsThe preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Benefits and PerksAt City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks.
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENTCity National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.
ABOUT CITY NATIONALWe start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies.
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