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The Symicor Group

Sr. Commercial Credit Analyst – To $100K – Baltimore, MD – Job # 2980

The Symicor Group, Baltimore, Maryland, United States, 21276


Sr. Commercial Credit Analyst – To $100K – Baltimore, MD – Job # 2980

Who We Are

The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent.The Position

Our bank client is seeking to fill a Sr. Commercial Credit Analyst role in the Baltimore, MD area. The position is responsible for obtaining loan request information from commercial lenders or borrowers to analyze credit information, financial statements, and other related information pertaining to extensions of credit.The opportunity has a generous salary of up to $100K and a benefits package. (This is not a remote position).Sr. Commercial Credit Analyst responsibilities include:Analyzing and monitoring the creditworthiness of the Bank’s clientele.Analyzing financial statements, tax returns, and bank references to evaluate the financial condition of individuals and businesses applying for credit with the Bank.Recommending credit lines within the established guidelines.Researching background documentation and reviewing personal and business financial statements and tax returns.Reviewing and analyzing financial statements on existing borrowers for renewal loans.Reviewing and preparing written analyses, spreadsheets, reports, summaries, and opinions.Preparing and assisting in the preparation of loan memorandum for presentation to loan committee, and/or board review in the lender’s absence.Assisting with the post-closing review of loan files to ensure the completeness of the file and that all collateral has been secured properly.Assisting lenders on calls as assigned by the senior lender.Updating collateral values, as needed on delinquent loans.Assisting with the preparation of the ALLL (Allowance for Loan and Lease Losses).Assisting with the preparation of loan portfolio reports for exams, audits, etc.Performing additional duties as requested, needed, or assigned.Who Are You?

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion.You also bring the following skills and experience:Minimum High School Diploma or GED equivalent is required; A bachelor’s degree in business, finance, or accounting is preferred.Three or more years of progressively responsible experience working with credit file systems and other aspects of the job required.Thorough knowledge of commercial lending, complex credit underwriting, and the business objectives of the lending department.Strong analytical skills to conduct commercial appraisal reviews/income evaluations.Good interpersonal skills to represent the Bank and effectively negotiate commercial lending deals.Excellent written and verbal communication skills are required.Familiarity with financial statement spreading software, and completion of a formalized credit training program strongly preferred.The next step is yours. Email us your current resume along with the position you are considering to:

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