First National Bank
Regional Credit Officer - Investment Real Estate
First National Bank, Pittsburgh, Pennsylvania, us, 15289
Primary Office Location:
One North Shore Center, Pittsburgh, Pennsylvania, 15212.
Join our team. Make a difference - for us and for your future.
Position Title:Regional Credit Officer
Business Unit:Credit
Reports To:Chief Credit Officer and Lending Support and Special Lending Group Executive
Position Overview:This position is primarily responsible for the oversight and direction of an entire assigned lending territory including origination, development, and maintenance of profitable business relationships, developing, implementing, interpreting, and maintaining lending policies and procedures, and ensuring all lending programs comply with federal and state regulations as well as Bank policy. The incumbent is part of the senior management team and participates in the Bank's overall management and planning.
Primary Responsibilities:
Provides loan underwriting and structuring guidance and support for an assigned lending region.
Reviews underwriting requests for compliance with Bank policy and regulatory requirements.
Provides credit approval for requests within defined lending authority that meet the Bank's underwriting standards and lending objectives.
Supports the Bank's established lending goals while maintaining desired asset quality levels.
Assists with the mentoring, guidance, and support of assigned lending team, including mentoring credit analysts with difficult credit underwriting issues.
Assists lending staff in identifying appropriate risk ratings and managing criticized assets.
Monitors loan exception items for assigned regions and works with lending team to resolve.
Monitors regional credit quality issues such as delinquency.
Participates as a member of the SACC for respective regional credits.
Assists with review, analysis, and integration of acquisition opportunities.
Performs other related duties and projects as assigned.
All employees have the responsibility and accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing, and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Education:BA or BS
Minimum Years Experience:10
Special Skills:
Excellent management skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical, and interpersonal skills
Excellent customer service skills
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
MBA preferred
Experience in banking, finance, or a related field
Knowledge of banking regulatory and compliance issues preferred
Special Licenses and Certificates:N/A
Physical Requirements:N/A
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One North Shore Center, Pittsburgh, Pennsylvania, 15212.
Join our team. Make a difference - for us and for your future.
Position Title:Regional Credit Officer
Business Unit:Credit
Reports To:Chief Credit Officer and Lending Support and Special Lending Group Executive
Position Overview:This position is primarily responsible for the oversight and direction of an entire assigned lending territory including origination, development, and maintenance of profitable business relationships, developing, implementing, interpreting, and maintaining lending policies and procedures, and ensuring all lending programs comply with federal and state regulations as well as Bank policy. The incumbent is part of the senior management team and participates in the Bank's overall management and planning.
Primary Responsibilities:
Provides loan underwriting and structuring guidance and support for an assigned lending region.
Reviews underwriting requests for compliance with Bank policy and regulatory requirements.
Provides credit approval for requests within defined lending authority that meet the Bank's underwriting standards and lending objectives.
Supports the Bank's established lending goals while maintaining desired asset quality levels.
Assists with the mentoring, guidance, and support of assigned lending team, including mentoring credit analysts with difficult credit underwriting issues.
Assists lending staff in identifying appropriate risk ratings and managing criticized assets.
Monitors loan exception items for assigned regions and works with lending team to resolve.
Monitors regional credit quality issues such as delinquency.
Participates as a member of the SACC for respective regional credits.
Assists with review, analysis, and integration of acquisition opportunities.
Performs other related duties and projects as assigned.
All employees have the responsibility and accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing, and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Education:BA or BS
Minimum Years Experience:10
Special Skills:
Excellent management skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical, and interpersonal skills
Excellent customer service skills
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
MBA preferred
Experience in banking, finance, or a related field
Knowledge of banking regulatory and compliance issues preferred
Special Licenses and Certificates:N/A
Physical Requirements:N/A
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