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Discover Financial Services, Inc.

Product Owner - Payments

Discover Financial Services, Inc., Houston, Texas, United States, 77246


In-Office: Riverwoods, Illinois; Houston, TexasWith us, you’ll do meaningful work from Day 1. Our

collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together.

And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies.We value what makes you unique so that you have an opportunity to shine.Come build your future, while being the reason millions of people find a brighter financial future with Discover.Job Description:

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.The Product Professional is responsible for maximizing the value of the product resulting from work of the Team. Product Professionals are at the center of delivering new products and driving innovation on platforms that improve customer experience, meet customer needs, and create business value while prioritizing "what" the team is working on to deliver value to the customer. The Product Professional is a servant leader and not the manager of team members, has well-rounded job knowledge and helps to coach/mentor others on the team. Structure the work for the team and delegates the work. Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.ResponsibilitiesBuilds product backlog, prioritizes its items to achieve Objectives and Key Results (OKRs) and continuously keeps it up to date. Maintains key product documentation (e.g., customer journey map, technical specs, process mapping, etc.).Understand and Ensures product features and processes align with applicable Discover regulatory, compliance, and risk management standards. Ensures product adheres to the highest quality standards, including releasing security patches not linked to customers. Articulates requirements (regulatory, contractual) into use cases, agile stories, and acceptance criteria to ensure compliance. Creates and validates user story acceptance criteria. Inspect and evaluate product progress through each iteration.Leads Agile practices (sprints, planning, execution, and retros) Holds meetings with the product team to continuously update product backlog.Defines functional and non-functional product requirements; ensure completeness; integral and consistent; source of requirements for product team. Creates and validates user story acceptance criteria. Executes appropriate testing frameworks for product features (e.g., market testing, functional performance, etc.) Works with Data stewards in their respective LOBs to ensure required Data quality controls are identified and implemented. Inspect and evaluate product progress through each iteration.Partners with business technology to create technical features that are required to continuously optimize system components and underline infrastructure maintenance. Manages and communicates scope, deliverables, timelines of projects and/or plans through storyboarding and structing complex information visually.Contributes to the product development and vision by connecting how customer solutions support business goals. Responsible for delivering Minimum Viable Product (MVP).Collaborate with cross functional teams to support go-to-market strategies.Builds a culture of accountability and ownership by empowering the product team to make decisions as close to the work as possible.Partners with vendors and/or cross-functional partners in the evaluation, development, management, monitoring and/or enhancement of assigned products and/or programs.Minimum QualificationsAt a minimum, here’s what we need from you:Bachelors Degree in Information Technology, Engineering, Business Administration and Management, Finance, Mathematics, Economics, or Statistics.4+ years of experience in Product Management or Engineering experience in Financial Services, Tech Industry, or related field.In Lieu of Education, 6+ years of experience in Product Management or Engineering experience in Financial Services, Tech Industry, or related field.Preferred QualificationsIf we had our say, we’d also look for:Agile Certification - Certified Scrum Master or Scrum Master Product Owner.Application Deadline:The application window for this position is anticipated to close on Aug-24-2024. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.

About This RoleDiscover. A brighter future.With us, you’ll do meaningful work from Day 1. Our

collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together.

And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies.We value what makes you unique so that you have an opportunity to shine.Come build your future, while being the reason millions of people find a brighter financial future with Discover.Job Description:

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.The Product Professional is responsible for maximizing the value of the product resulting from work of the Team. Product Professionals are at the center of delivering new products and driving innovation on platforms that improve customer experience, meet customer needs, and create business value while prioritizing "what" the team is working on to deliver value to the customer. The Product Professional is a servant leader and not the manager of team members, has well-rounded job knowledge and helps to coach/mentor others on the team. Structure the work for the team and delegates the work. Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.ResponsibilitiesBuilds product backlog, prioritizes its items to achieve Objectives and Key Results (OKRs) and continuously keeps it up to date. Maintains key product documentation (e.g., customer journey map, technical specs, process mapping, etc.).

Understand and Ensures product features and processes align with applicable Discover regulatory, compliance, and risk management standards. Ensures product adheres to the highest quality standards, including releasing security patches not linked to customers. Articulates requirements (regulatory, contractual) into use cases, agile stories, and acceptance criteria to ensure compliance. Creates and validates user story acceptance criteria. Inspect and evaluate product progress through each iteration.

Leads Agile practices (sprints, planning, execution, and retros) Holds meetings with the product team to continuously update product backlog.

Defines functional and non-functional product requirements; ensure completeness; integral and consistent; source of requirements for product team. Creates and validates user story acceptance criteria. Executes appropriate testing frameworks for product features (e.g., market testing, functional performance, etc.) Works with Data stewards in their respective LOBs to ensure required Data quality controls are identified and implemented. Inspect and evaluate product progress through each iteration.

Partners with business technology to create technical features that are required to continuously optimize system components and underline infrastructure maintenance. Manages and communicates scope, deliverables, timelines of projects and/or plans through storyboarding and structing complex information visually.

Contributes to the product development and vision by connecting how customer solutions support business goals. Responsible for delivering Minimum Viable Product (MVP).

Collaborate with cross functional teams to support go-to-market strategies.

Builds a culture of accountability and ownership by empowering the product team to make decisions as close to the work as possible.

Partners with vendors and/or cross-functional partners in the evaluation, development, management, monitoring and/or enhancement of assigned products and/or programs.

Minimum QualificationsAt a minimum, here’s what we need from you:Bachelors Degree in Information Technology, Engineering, Business Administration and Management, Finance, Mathematics, Economics, or Statistics.

4+ years of experience in Product Management or Engineering experience in Financial Services, Tech Industry, or related field.

In Lieu of Education, 6+ years of experience in Product Management or Engineering experience in Financial Services, Tech Industry, or related field.

Preferred QualificationsIf we had our say, we’d also look for:Agile Certification - Certified Scrum Master or Scrum Master Product Owner.

Application Deadline:The application window for this position is anticipated to close on Aug-24-2024. We encourage you to apply as soon as possible. The posting may be available past this date, but it is not guaranteed.

Compensation:The base pay for this position generally ranges between $100,000.00 to $139,600.00. Additional incentives may be provided as part of a market competitive total compensation package. Factors, such as but not limited to, geographical location, relevant experience, education, and skill level may impact the pay for this position.

Benefits:We also offer a range of benefits and programs based on eligibility. These benefits include:Paid Parental Leave

Paid Time Off

401(k) Plan

Medical, Dental, Vision, & Health Savings Account

STD, Life, LTD and AD&D

Recognition Program

Education Assistance

Commuter Benefits

Family Support Programs

Employee Stock Purchase Plan

Learn more at mydiscoverbenefits.com .What are you waiting for? Apply today!All Discover employees place our customers at the very center of our work.To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status.

(Know Your Rights & Pay Transparency Nondiscrimination Provision)Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email

HireAccommodation@discover.com

.Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.

Learning & DevelopmentNever get tired of learning

Mentors, a Tech Academy, Shine Brighter U: there are all sorts of ways to develop as part of our team. We hope they inspire you to grow. After all, brighter futures are what we’re all about.Hear about life in Corporate Functions from our team

With our benefits, life’s easier – which means you’re free to grow

Join us and you can expect a whole lot of rewards. From Health and insurance to on-site fitness centers, there’s everything you need to thrive – in and out of work.Feel at home in a business where everyone accepts everyone

When you feel at home in a team, there’s nothing you can’t achieve. With our Diversity, Equity & Inclusion (DE&I) program and 10 Employee Resource Groups, everyone belongs.Learn more about what we do for our communities

A step-by-step guide to kicking off a career with us.

01Step one02Step twoPlay our Pymetrics mini-games

03Step threeJoin us for an interview

04Step fourReceive your offer (subject to screening)

05Step fiveEnjoy our on-boarding experience

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