Harvest Bank
Senior Credit Officer
Harvest Bank, Saint Augusta, Minnesota, United States,
Harvest Bank Senior Credit Officer St Augusta, Minnesota Apply Now
Job Summary:
Are you passionate about ensuring accuracy and compliance in credit assessments? Do you thrive in a dynamic banking environment where your attention to detail and analytical skills can make a significant impact? We are seeking a dedicated Credit Quality Control Officer to join Harvest Bank's risk management team. If you have a keen eye for detail, a strong understanding of credit risk management principles, and a desire to contribute to the success of our family-owned community bank, we want to hear from you! Take the next step in your career and apply today to be part of our collaborative team committed to excellence in financial services.Duties:Credit Risk Management:
Identify, measure and manage credit risk across the bank's portfolio. Make informed decisions on complex credit issues, balancing risk and reward to support the Bank's financial goals. Review and audit credit files to ensure accuracy, completeness, and compliance with internal policies, state statutes and regulatory requirements. Conduct thorough financial analyses of complex credits.Team Leadership:
Lead and mentor credit analysts, providing training and support to enhance their skills and performance. Implement processes which ensure policy compliance, report accuracy and completeness.Reporting:
Report on the credit portfolio's performance, risks, and trends to senior management and regulatory bodies.Policy Development:
Develop and update credit policies and guidelines, stay informed about economic trends and market conditions that could impact the Bank's credit portfolio and adjust strategies accordingly.Technology:
Manage credit administration vendor relationships; periodically evaluate current and potential credit-related technology solutions.Problem Credits:
Participate with loan officers in servicing weak credits; identify potential problem credits and develop strategies to improve non-performing loans; assist in the compilation of loan status reports and implementation of loan action plans.
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Job Summary:
Are you passionate about ensuring accuracy and compliance in credit assessments? Do you thrive in a dynamic banking environment where your attention to detail and analytical skills can make a significant impact? We are seeking a dedicated Credit Quality Control Officer to join Harvest Bank's risk management team. If you have a keen eye for detail, a strong understanding of credit risk management principles, and a desire to contribute to the success of our family-owned community bank, we want to hear from you! Take the next step in your career and apply today to be part of our collaborative team committed to excellence in financial services.Duties:Credit Risk Management:
Identify, measure and manage credit risk across the bank's portfolio. Make informed decisions on complex credit issues, balancing risk and reward to support the Bank's financial goals. Review and audit credit files to ensure accuracy, completeness, and compliance with internal policies, state statutes and regulatory requirements. Conduct thorough financial analyses of complex credits.Team Leadership:
Lead and mentor credit analysts, providing training and support to enhance their skills and performance. Implement processes which ensure policy compliance, report accuracy and completeness.Reporting:
Report on the credit portfolio's performance, risks, and trends to senior management and regulatory bodies.Policy Development:
Develop and update credit policies and guidelines, stay informed about economic trends and market conditions that could impact the Bank's credit portfolio and adjust strategies accordingly.Technology:
Manage credit administration vendor relationships; periodically evaluate current and potential credit-related technology solutions.Problem Credits:
Participate with loan officers in servicing weak credits; identify potential problem credits and develop strategies to improve non-performing loans; assist in the compilation of loan status reports and implementation of loan action plans.
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