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Enova International

Corporate Counsel, Regulatory (Hybrid)

Enova International, Chicago, Illinois, United States, 60290


We are interested in every qualified candidate who is eligible to work in the United States. However, we are not able to sponsor visas or take over sponsorship at this time.

About the Role:

As a Corporate Counsel, you will focus your efforts in supporting Enova’s lending and other businesses primarily in their marketing initiatives and are expected to have (or to develop) an in-depth understanding of consumer and commercial finance laws and regulations that affect the company’s financial services businesses in those efforts. A successful candidate will be an engaged and resourceful self-starter, comfortable working in a fast-paced and dynamic environment, and excellent at building strong relationships. This role reports to the Senior Associate General Counsel.

Responsibilities:

Partner directly with our product, marketing, and compliance teams to support our marketing initiatives and related product launches.

Provide counseling on a range of consumer and commercial financial products and services, including with respect to escalated customer complaints, privacy and data security projects, the management of our intellectual property, working with colleagues and cross-functional stakeholders across the company.

Respond promptly to a wide range of complex legal requests and coordinate closely with the teams to deliver practical, timely and high-quality advice.

Identify and assess business and legal risks, and collaborate to find creative ways to mitigate them while achieving business goals.

Handle all aspects of legal compliance with applicable laws and regulations, interpret existing and new laws and regulations and provide guidance to business teams.

Work closely with business and technology teams to implement legal/regulatory changes.

Pitch in on whatever legal work needs to be done.

Requirements:

J.D. from an accredited law school and admittance in good standing with at least one state bar.

3+ years of regulatory experience analyzing laws and regulations and providing detailed recommendations to business teams particularly at a fintech, financial institution, technology, or social media company.

Experience advising on legal issues related to consumer financial services laws, including, but not limited to:

Dodd-Frank Act

FTC Act

Gramm-Leach-Bliley Act

Fair Credit Reporting Act

Truth in Lending Act

Fair Debt Collections Practices Act

Electronic Funds Transfer Act

Equal Credit Opportunity Act

Military Lending Act

ServiceMembers Civil Relief Act

ESIGN Act

State consumer lending statutes

State privacy and data security statutes

Good sense of moral judgment guided by the basic principles of the Rules of Professional Conduct.

Critical thinking and negotiation skills, as well as a solutions-oriented approach to problem solving.

Project management experience on complex legal projects and effective organization, communication and presentation skills.

Ability to work both independently and in a team environment and to follow direction and feedback from manager and business partners.

Ability to build long-lasting and meaningful relationships and to collaborate with the different teams within our company.

Ability to be a business partner, and think like a proactive business owner not just a legal advisor.

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