AgWest Farm Credit
Relationship Manager
AgWest Farm Credit, Yuba City, California, us, 95992
AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture.
AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.
We are in search of a Relationship Manager I, II, or III to join our California Lending and Insurance department in Yuba City, California. This full-time position reports to the SVP, Portfolio Manager and provides analysis, guidance, and approvals on loans of various size and complexity to member-borrowers.
This position is eligible for a hybrid work schedule and one-time home office stipend after initial training period.
Compensation Information
The base salary range for this position in Yuba City, California is:
Level I: $69,000 - $105,000; bonus at target is 12% of salary
Level II: $76,000 - $119,000; bonus at target is 15% of salary
Level III: $94,000 - $149,000; bonus at target is 20% of salary
Job Requirements
Evaluate and analyze commercial and real estate loan applications and recommend loan approvals and denials.Responsible for existing credit risk assessment and management on loans within area of responsibility.Conduct/complete complex credit analysis.Establish loan structure and terms, conditions and covenants, and collateral requirements consistent with the credit request and associated risks. Set clear expectations with the customer.Assist senior-level credit officers with complex loan applications as necessary.Develop and maintain a significant professional presence throughout the assigned territory.Material participation in business development activities, originate new loans, pursue new credit relationships, and maintain/expand existing customer relations.Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.Other duties as assigned.
Minimum Requirements
Bachelor's degree in business or ag-related field, or an equivalent combination of education and experienceAbility to read or learn to read audited financial statements, legal opinions, tax records and other financialsDemonstrated computer skills and experience with Microsoft Office SuiteAbility to travel to perform certain required dutiesValid driver's license
Preferred Requirements
Bachelor's degree in business or ag-related field, with at least five years of relevant work experienceBroad knowledge of credit and financing alternatives and the ability to analyze all components on standard and complex creditDemonstrated decision-making skills as well as strong interpersonal, communication, customer service and team skillsEffective problem-solving skills as well as effective negotiating, influencing, and marketing skills
Benefits Offered by AgWest
Medical, dental, and vision insuranceBasic term life and AD&D insurance (fully paid for by the company)Paid days off annually: 15 vacation*, 15 sick, 11 holidays and 3 volunteer401(k) plan (6% match plus 3% employer contribution)Employee Assistance ProgramWellness ProgramJeans are welcome at work every day at AgWest!
*Vacation accrual rates increase with tenure.
Details about insurance and retirement benefits are available at: https://www.farmcreditfoundations.com/fcfbenefits
#LI-Hybrid
Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law.
#J-18808-Ljbffr
AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.
We are in search of a Relationship Manager I, II, or III to join our California Lending and Insurance department in Yuba City, California. This full-time position reports to the SVP, Portfolio Manager and provides analysis, guidance, and approvals on loans of various size and complexity to member-borrowers.
This position is eligible for a hybrid work schedule and one-time home office stipend after initial training period.
Compensation Information
The base salary range for this position in Yuba City, California is:
Level I: $69,000 - $105,000; bonus at target is 12% of salary
Level II: $76,000 - $119,000; bonus at target is 15% of salary
Level III: $94,000 - $149,000; bonus at target is 20% of salary
Job Requirements
Evaluate and analyze commercial and real estate loan applications and recommend loan approvals and denials.Responsible for existing credit risk assessment and management on loans within area of responsibility.Conduct/complete complex credit analysis.Establish loan structure and terms, conditions and covenants, and collateral requirements consistent with the credit request and associated risks. Set clear expectations with the customer.Assist senior-level credit officers with complex loan applications as necessary.Develop and maintain a significant professional presence throughout the assigned territory.Material participation in business development activities, originate new loans, pursue new credit relationships, and maintain/expand existing customer relations.Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.Other duties as assigned.
Minimum Requirements
Bachelor's degree in business or ag-related field, or an equivalent combination of education and experienceAbility to read or learn to read audited financial statements, legal opinions, tax records and other financialsDemonstrated computer skills and experience with Microsoft Office SuiteAbility to travel to perform certain required dutiesValid driver's license
Preferred Requirements
Bachelor's degree in business or ag-related field, with at least five years of relevant work experienceBroad knowledge of credit and financing alternatives and the ability to analyze all components on standard and complex creditDemonstrated decision-making skills as well as strong interpersonal, communication, customer service and team skillsEffective problem-solving skills as well as effective negotiating, influencing, and marketing skills
Benefits Offered by AgWest
Medical, dental, and vision insuranceBasic term life and AD&D insurance (fully paid for by the company)Paid days off annually: 15 vacation*, 15 sick, 11 holidays and 3 volunteer401(k) plan (6% match plus 3% employer contribution)Employee Assistance ProgramWellness ProgramJeans are welcome at work every day at AgWest!
*Vacation accrual rates increase with tenure.
Details about insurance and retirement benefits are available at: https://www.farmcreditfoundations.com/fcfbenefits
#LI-Hybrid
Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law.
#J-18808-Ljbffr