Relationship Manager I

Primary Purpose:Under general supervision, but in accordance with established lending policies, receives and reviews applications for consumer credit.Principal Duties and Responsibilities:Solicit business from potential and existing business customers (outside and inside bank location).Interviews loan applicants and processes loan applications.Analyzes applicant financial status and credit to determine feasibility of granting loan.Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.Approves loans that meet established lending criteria and are within approved lending limits.Maintains customer relationships.Manages a portfolio of consumer and commercial loans (primarily consumer).May coordinate some collection efforts.Provides and maintains a professional, business-like atmosphere within the banking division.Represents the financial institution in public relations activities and community affairs.Job Specifications:Bachelor's degree or equivalent work experience.Excellent interpersonal and customer service skills.Sales Oriented.Knowledgeable of the Bank's loan policies and procedures.Knowledgeable of laws and regulations applicable to lending practices.

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