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Honeycombinsurance

Senior E&S Underwriter

Honeycombinsurance, Chicago, Illinois, United States, 60290


Honeycomb is a deep-tech, digital insurer focusing on multi-family property insurance, a $34B market in the US alone.Our core value proposition is delivering a differentiated, long-lasting customer and partner experience. Our proprietary Artificial Intelligence technology enables us to do so while generating 4x YoY topline growth and unparalleled profit margins.

In contrast with the traditional insurance industry, which relies primarily on costly manual labor, Honeycomb already automated 60% of its underwriting processes achieving significantly better customer experience, consistency, and scalability and at the same time, delivering extremely low and highly consistent loss ratios. Honeycomb is expected to cross $100M in annual sales in Q1 2024 while maintaining its strong and highly sustainable growth.

What You’ll Do Next-generation risk assessment – deinvesting away from binary underwriting and revisioning risk selection utilizing mega data, AI and curiosity.

Modernized underwriting using cutting edge technology to more accurately and quickly assess risk, price and bespoke coverage/terms to profitably grow and manage a book of business. Honeycomb offers an environment of personal and career growth to achieve your best self through mentorship, engaging project assignments, personalized training and develop, and internal and exterior exposure opportunities to expand your network and sphere of influence.

Playing a pivotal role in establishing and shaping our presence in the E&S lines market.

Quote and release new E&S business that has been either referred from underwriting algorithm or seeking changes that exceed user authority thresholds

Analyze and approve requested policy changes, ensuring compliance with underwriting guidelines and regulatory requirements.

Maintain familiarity and compliance with E&S state insurance regulations and ISO rules for all states within assigned underwriting territory

Maintain open, transparent and supportive communications with team members and interdivisional partners

Monitor E&S portfolio composition via reports, audits and inspections

Support marketing functions and efforts to build and promote Honeycomb

Complete special projects and assignments

Some travel as deemed necessary Basic Requirements

5+ years of E&S underwriting/insurance experience - habitational experience preferred

Strong knowledge of E&S insurance products, coverages, and underwriting principles.

Bachelor’s degree or equivalent education/experience preferred

Retail agency relationship preferred

Curiosity, hardworking, self-accountable, positive attitude, humble and fun

Have an opinion, share your opinion and be open to other opinions

Passion to obtain, retain and employ knowledge – as well as share knowledge

Excellent verbal and written communication skills

Strong analytical skills and attention to detail

Must be located in the Midwest with a preference to Chicago, IL

Benefits

Health Benefits

Employee options grant

401K

Flexible paid time off

Paid national holidays

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