Square Inc.
Senior Software Engineer, Square Bank Accounts
Square Inc., San Francisco, California, United States, 94199
Senior Software Engineer, Square Bank Accounts
Full-timeSince we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn’t work together.So we expanded into software and started building integrated, omnichannel solutions – to help sellers sell online, manage inventory, offer buy now, pay later functionality through Afterpay, book appointments, engage loyal buyers, and hire and pay staff. Across it all, we’ve embedded financial services tools at the point of sale, so merchants can access a business loan and manage their cash flow in one place. Afterpay furthers our goal to provide omnichannel tools that unlock meaningful value and growth, enabling sellers to capture the next generation shopper, increase order sizes, and compete at a larger scale.Today, we are a partner to sellers of all sizes – large, enterprise-scale businesses with complex operations, sellers just starting, as well as merchants who began selling with Square and have grown larger over time. As our sellers grow, so do our solutions. There is a massive opportunity in front of us. We’re building a significant, meaningful, and lasting business, and we are helping sellers worldwide do the same.Square Banking is dedicated to empowering sellers by providing them with the tools and resources they need to manage their funds effectively. Our mission is to help sellers understand where their money is going, help organize their finances and budget wisely, thereby increasing their chances of long-term financial success.As a senior engineer on the Bank Accounts team at Square Banking, you will help design and develop net-new backend systems to scale our Checking and Savings account products. These accounts are designed to ensure sellers have their funds available when they need them most. You will help sellers organize their funds, encourage smart usage, and consolidate their money in one place. You will join a dynamic team that values collaboration, empathy, and a positive work culture, making your contributions both impactful and rewarding.Minimum Qualifications
BS/BA degree or equivalent experience8+ years of industry experienceExperience with Java, Kotlin, and/or RubyExperience leading large-scale feature releasesExperience serving as a technical lead, mentoring more junior engineers, both technically and in their careersStrong understanding of software design principles and architecture and hands-on experience building large-scale systemsExperience delivering high-quality software with a focus on technical excellenceExperience communicating updates and resolutions to customers, team members, and other partners, with the ability to work in a collaborative environmentStrong problem-solving skills and the ability to think criticallyExperience with cloud platforms (AWS, GCP, Azure, etc.)Experience with modern development methodologies and tools (Agile, CI/CD, Git, etc.)Technologies We Use
Java, Kotlin, Ruby, and moreMySQL, AuroraProtocol Buffers, Terraform, and EnvoyAWS and other cloud platformsBlock takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.Zone A: USD $198,000 - USD $297,000Zone B: USD $188,100 - USD $282,100Zone C: USD $178,200 - USD $267,400Zone D: USD $168,300 - USD $252,500To find a location’s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information.Benefits
Healthcare coverage (Medical, Vision and Dental insurance)Health Savings Account and Flexible Spending AccountRetirement Plans including company matchEmployee Stock Purchase ProgramWellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowancePaid parental and caregiving leavePaid time off (including 12 paid holidays)Paid sick leave (1 hour per 26 hours worked (max 80 hours per calendar year to the extent legally permissible) for non-exempt employees and covered by our Flexible Time Off policy for exempt employees)Learning and Development resourcesPaid Life insurance, AD&D, and disability benefitsThese benefits are further detailed in Block's policies. This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.EEOC Statement
We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible.Additionally, we consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.While there is no specific deadline to apply for this role, on average, U.S. open roles are posted for 70 days before being filled by a successful candidate.Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.
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Full-timeSince we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn’t work together.So we expanded into software and started building integrated, omnichannel solutions – to help sellers sell online, manage inventory, offer buy now, pay later functionality through Afterpay, book appointments, engage loyal buyers, and hire and pay staff. Across it all, we’ve embedded financial services tools at the point of sale, so merchants can access a business loan and manage their cash flow in one place. Afterpay furthers our goal to provide omnichannel tools that unlock meaningful value and growth, enabling sellers to capture the next generation shopper, increase order sizes, and compete at a larger scale.Today, we are a partner to sellers of all sizes – large, enterprise-scale businesses with complex operations, sellers just starting, as well as merchants who began selling with Square and have grown larger over time. As our sellers grow, so do our solutions. There is a massive opportunity in front of us. We’re building a significant, meaningful, and lasting business, and we are helping sellers worldwide do the same.Square Banking is dedicated to empowering sellers by providing them with the tools and resources they need to manage their funds effectively. Our mission is to help sellers understand where their money is going, help organize their finances and budget wisely, thereby increasing their chances of long-term financial success.As a senior engineer on the Bank Accounts team at Square Banking, you will help design and develop net-new backend systems to scale our Checking and Savings account products. These accounts are designed to ensure sellers have their funds available when they need them most. You will help sellers organize their funds, encourage smart usage, and consolidate their money in one place. You will join a dynamic team that values collaboration, empathy, and a positive work culture, making your contributions both impactful and rewarding.Minimum Qualifications
BS/BA degree or equivalent experience8+ years of industry experienceExperience with Java, Kotlin, and/or RubyExperience leading large-scale feature releasesExperience serving as a technical lead, mentoring more junior engineers, both technically and in their careersStrong understanding of software design principles and architecture and hands-on experience building large-scale systemsExperience delivering high-quality software with a focus on technical excellenceExperience communicating updates and resolutions to customers, team members, and other partners, with the ability to work in a collaborative environmentStrong problem-solving skills and the ability to think criticallyExperience with cloud platforms (AWS, GCP, Azure, etc.)Experience with modern development methodologies and tools (Agile, CI/CD, Git, etc.)Technologies We Use
Java, Kotlin, Ruby, and moreMySQL, AuroraProtocol Buffers, Terraform, and EnvoyAWS and other cloud platformsBlock takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.Zone A: USD $198,000 - USD $297,000Zone B: USD $188,100 - USD $282,100Zone C: USD $178,200 - USD $267,400Zone D: USD $168,300 - USD $252,500To find a location’s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information.Benefits
Healthcare coverage (Medical, Vision and Dental insurance)Health Savings Account and Flexible Spending AccountRetirement Plans including company matchEmployee Stock Purchase ProgramWellness programs, including access to mental health, 1:1 financial planners, and a monthly wellness allowancePaid parental and caregiving leavePaid time off (including 12 paid holidays)Paid sick leave (1 hour per 26 hours worked (max 80 hours per calendar year to the extent legally permissible) for non-exempt employees and covered by our Flexible Time Off policy for exempt employees)Learning and Development resourcesPaid Life insurance, AD&D, and disability benefitsThese benefits are further detailed in Block's policies. This role is also eligible to participate in Block's equity plan subject to the terms of the applicable plans and policies, and may be eligible for a sign-on bonus. Sales roles may be eligible to participate in a commission plan subject to the terms of the applicable plans and policies. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.EEOC Statement
We’re working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to race, color, religion, gender, national origin, age, disability, pregnancy, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible.Additionally, we consider qualified applicants with criminal histories for employment on our team, and always assess candidates on an individualized basis.While there is no specific deadline to apply for this role, on average, U.S. open roles are posted for 70 days before being filled by a successful candidate.Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.
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