Canadian Imperial Bank of Commerce
Credit Risk Analyst
Canadian Imperial Bank of Commerce, Chicago, Illinois, United States, 60290
We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit CIBC.com
What you'll be doing:
This position is a mid-level Credit Review (CR) team member engaged in the Unit Review process and other supplemental duties. A primary responsibility is to work with large data sets to extract meaningful insights related to credit performance and have familiarity with basic Microsoft Excel data analysis tools including Pivot Tables, constructing charts, VLOOKUP formulas, and SUMIF formula. Candidate would be a data-driven professional with a solid foundation in credit analytics.
How you'll succeed:
Knowledge of credit is required regarding the assessment of the credit worthiness of commercial obligors through the review of various internal and external documents that address the business performance of the borrower; assessment of adherence to Credit Policy, credit process, and credit monitoring, as well as other written guidance directing the lending function. With the potential to review less complex individual credit relationships and assist more senior staff professionals; analysis/review of financial statements, comparing various performance metrics of a borrower against regulatory and internal risk rating guidelines; assessment of the sufficiency of risk identification and credit management by the lender; document well-organized and on-point analyses of the pertinent and potential risk issues; discuss results with the lender and, potentially unit management, in order to reach an accurate final risk assessment used to compile the overall assessment of the unit being examined. All underlying work is documented in a standard workpaper format with appropriate substantiating material.
Who you are:
Three to five years of data analytics/lending/credit/credit analysis experience that is banking or finance company related.
What CIBC offers:
At CIBC, our people are our greatest asset. You’ll become part of a diverse community that acknowledges everyone’s unique talents and empowers teams to do what’s right for the client and to do it well. As part of our team, you will:
Thrive: Benefit from an open and approachable culture that provides the flexibility and support you need to integrate your life at work and home.
Connect: Work in a place where the right technology and infrastructure foster innovation, collaboration, and creativity.
Develop: Grow your skills and career through our best-in-class onboarding experience, ongoing learning opportunities, individual development planning, and comprehensive product training.
Prosper: Share in our collective success with a competitive salary, incentive pay, banking benefits, health benefits programs, retirement savings, and more.
What you need to know:
CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation during the application or interview process, please contact Mailbox.careers-carrieres@cibc.com.
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
Job Location:
IL-120 S LaSalle St
Employment Type:
Regular
Weekly Hours:
40
Skills:
Analytical Thinking, Credit Analytics, Credit Policies, Credit Risk Analytics, Data Integration, Data Quality, Financial Products, Lending, Risk Assessments, Unit Process
At CIBC, we are in business to help our clients, employees, and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork, and Accountability.
Working with CIBC makes you a part of a work environment committed to our clients, employees, and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals because what matters to our clients, matters to us.
#J-18808-Ljbffr
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit CIBC.com
What you'll be doing:
This position is a mid-level Credit Review (CR) team member engaged in the Unit Review process and other supplemental duties. A primary responsibility is to work with large data sets to extract meaningful insights related to credit performance and have familiarity with basic Microsoft Excel data analysis tools including Pivot Tables, constructing charts, VLOOKUP formulas, and SUMIF formula. Candidate would be a data-driven professional with a solid foundation in credit analytics.
How you'll succeed:
Knowledge of credit is required regarding the assessment of the credit worthiness of commercial obligors through the review of various internal and external documents that address the business performance of the borrower; assessment of adherence to Credit Policy, credit process, and credit monitoring, as well as other written guidance directing the lending function. With the potential to review less complex individual credit relationships and assist more senior staff professionals; analysis/review of financial statements, comparing various performance metrics of a borrower against regulatory and internal risk rating guidelines; assessment of the sufficiency of risk identification and credit management by the lender; document well-organized and on-point analyses of the pertinent and potential risk issues; discuss results with the lender and, potentially unit management, in order to reach an accurate final risk assessment used to compile the overall assessment of the unit being examined. All underlying work is documented in a standard workpaper format with appropriate substantiating material.
Who you are:
Three to five years of data analytics/lending/credit/credit analysis experience that is banking or finance company related.
What CIBC offers:
At CIBC, our people are our greatest asset. You’ll become part of a diverse community that acknowledges everyone’s unique talents and empowers teams to do what’s right for the client and to do it well. As part of our team, you will:
Thrive: Benefit from an open and approachable culture that provides the flexibility and support you need to integrate your life at work and home.
Connect: Work in a place where the right technology and infrastructure foster innovation, collaboration, and creativity.
Develop: Grow your skills and career through our best-in-class onboarding experience, ongoing learning opportunities, individual development planning, and comprehensive product training.
Prosper: Share in our collective success with a competitive salary, incentive pay, banking benefits, health benefits programs, retirement savings, and more.
What you need to know:
CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation during the application or interview process, please contact Mailbox.careers-carrieres@cibc.com.
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
Job Location:
IL-120 S LaSalle St
Employment Type:
Regular
Weekly Hours:
40
Skills:
Analytical Thinking, Credit Analytics, Credit Policies, Credit Risk Analytics, Data Integration, Data Quality, Financial Products, Lending, Risk Assessments, Unit Process
At CIBC, we are in business to help our clients, employees, and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork, and Accountability.
Working with CIBC makes you a part of a work environment committed to our clients, employees, and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals because what matters to our clients, matters to us.
#J-18808-Ljbffr