Real Estate Credit Officer

DescriptionWestamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.Westamerica Bancorporation, located in Fairfield, CA., is looking for a seasoned Senior Commercial Real Estate Loan Officer.The successful candidate will possess the ability and experience to:Actively solicit, in conjunction with branch sales staff, credit applications for real estate secured term loans or interim construction loans.Incorporate information obtained from independent appraisers and cost engineers to analyze and identify the economic and market feasibility of proposed projects.Evaluate various financial data from multiple interested parties (i.e., contractor, tenants, applicant) to determine the credit risk of the project.Monitor the closing of approved term real estate or interim construction loans.Manage assigned interim construction loan portfolio. Ensure transactions comply with regulatory and corporate policies.Function as a liaison to other financial institutions for participatory lending arrangements.MARGINAL FUNCTIONS:Participate in special projects and perform other job-related duties as required.Strong experience working with 'problem' loans.Proven track record of successfully working integrations and mergers.Ability to review existing deals.EOE

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