Gulf Winds Credit Union
VP of Mortgage Lending and Sales
Gulf Winds Credit Union, Pensacola, Florida, United States, 32573
To apply for this position please visit this link - Gulf Winds Credit Union - VP of Mortgage - Clouds Talent Group -
https://www.cloudstalentgroup.com/about-4
About Gulf Winds
Gulf Winds Credit Union offers innovative financial tools that give our members freedom to live life with their finances under control. Since our founding in 1954, we have grown from a single branch in Pensacola, Florida, to a regional institution with over $1 billion in assets and 83,000+ members across Florida, Alabama, and Georgia. From daily banking needs to investment services, our members aren’t treated like an account number, but as part of the family.
Our Values
Integrity:
We own our decisions and actions by doing the right thing, learning from our mistakes, and taking responsibility.
Care:
We help members meet their goals by listening to understand and offering the best solutions, placing kindness above all else.
Growth:
We set ambitious goals, provide personal development opportunities, and encourage results.
Innovation:
We challenge the status quo to enhance the member’s experience and solve tomorrow’s challenges today.
Working at Gulf Winds
Working at Gulf Winds is not just a job, it’s a career. We’re hiring collaborative, motivated people who want to love what they do. We are forward-thinking and family oriented. We recognize and reward excellent member service and have fun while working hard. When you join the team, you can expect:
Open and transparent communication with your leaders
Consistent coaching and opportunities to improve performance.
Collaborative and team-focused environments
Short and long-term professional development
Opportunity to participate in cross-functional projects.
With you on our team we can achieve our vision of becoming the leading and most trusted credit union on the Gulf Coast.
Job Description
Role:
The Vice President of Mortgage Lending is responsible for the overall leadership and performance of mortgage sales, underwriting, processing, closing, and servicing activities. The role ensures that mortgage operations are aligned with the Credit Union's mission to help our members and communities succeed financially by providing them with exceptional services and innovative lending solutions.
The VP of Mortgage Lending is responsible for providing a strategic vision that will drive the mortgage lending initiatives. This vision, developed in collaboration with the Chief Lending Officer, will establish short-term and long-term plans to expand the department's product offerings while creating automated, efficient processes, policies, and procedures. Leadership in this area will ensure these plans meet the members' needs while adhering to regulatory standards and industry best practices.
Essential Functions & Responsibilities:
Oversees and manages all aspects of the mortgage lending process, including sales, underwriting, processing, closing, and servicing.
Effectively coaches, develops, and provides evaluation to mortgage team members to be a high-performing team that embodies the mission and values of the credit union while achieving results as defined by the department's long-term and short-term strategic plans.
Ensures the quality of mortgage underwriting, documentation, policies, and procedures.
Monitors processes and makes recommendations for change to control delinquency and adhere to secondary market guidelines.
Maintains a working knowledge of mortgage lending regulations and industry trends and makes recommendations that support the strategic initiatives of the credit union.
Responsible for maintaining compliance with all investor (Fannie Mae, Freddie Mac, FHA, VA) guidelines.
Recruit, retain, coach, motivate, and manage a sales team for the credit union's marketing area.
Develop, implement, and monitor a detailed sales plan with specific goals for each territory and Mortgage Loan Officer (MLO).
Maintains a high level of system knowledge and takes responsibility for system maintenance, upgrades, enhancements and new product offerings.
Generate business, leads and relationships with individuals, existing clients, past clients and real estate professionals.
Performs other job related duties as assigned.
Performance Measurements:
Maintains a cohesive, highly trained, motivated, high-performing team that can meet loan demand and meet or exceed established sales goals.
Ensures that service level standards are met and that the team delivers quality results while living up to the credit union's values of integrity, care, growth, and innovation.
Keeps management informed regarding key operational issues affecting the department or credit union.
Ensures that direct reports achieve individual goals and receive ongoing developmental training.
Coaches employees monthly; completes performance reviews within the prescribed timeframe.
Complies with all applicable rules, regulations and policies.
Knowledge and Skills:
Experience: Ten years' experience in all aspects of residential mortgage lending, including business development-origination, sales management, processing, underwriting, closing, and secondary marketing.
Education: A two-year
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https://www.cloudstalentgroup.com/about-4
About Gulf Winds
Gulf Winds Credit Union offers innovative financial tools that give our members freedom to live life with their finances under control. Since our founding in 1954, we have grown from a single branch in Pensacola, Florida, to a regional institution with over $1 billion in assets and 83,000+ members across Florida, Alabama, and Georgia. From daily banking needs to investment services, our members aren’t treated like an account number, but as part of the family.
Our Values
Integrity:
We own our decisions and actions by doing the right thing, learning from our mistakes, and taking responsibility.
Care:
We help members meet their goals by listening to understand and offering the best solutions, placing kindness above all else.
Growth:
We set ambitious goals, provide personal development opportunities, and encourage results.
Innovation:
We challenge the status quo to enhance the member’s experience and solve tomorrow’s challenges today.
Working at Gulf Winds
Working at Gulf Winds is not just a job, it’s a career. We’re hiring collaborative, motivated people who want to love what they do. We are forward-thinking and family oriented. We recognize and reward excellent member service and have fun while working hard. When you join the team, you can expect:
Open and transparent communication with your leaders
Consistent coaching and opportunities to improve performance.
Collaborative and team-focused environments
Short and long-term professional development
Opportunity to participate in cross-functional projects.
With you on our team we can achieve our vision of becoming the leading and most trusted credit union on the Gulf Coast.
Job Description
Role:
The Vice President of Mortgage Lending is responsible for the overall leadership and performance of mortgage sales, underwriting, processing, closing, and servicing activities. The role ensures that mortgage operations are aligned with the Credit Union's mission to help our members and communities succeed financially by providing them with exceptional services and innovative lending solutions.
The VP of Mortgage Lending is responsible for providing a strategic vision that will drive the mortgage lending initiatives. This vision, developed in collaboration with the Chief Lending Officer, will establish short-term and long-term plans to expand the department's product offerings while creating automated, efficient processes, policies, and procedures. Leadership in this area will ensure these plans meet the members' needs while adhering to regulatory standards and industry best practices.
Essential Functions & Responsibilities:
Oversees and manages all aspects of the mortgage lending process, including sales, underwriting, processing, closing, and servicing.
Effectively coaches, develops, and provides evaluation to mortgage team members to be a high-performing team that embodies the mission and values of the credit union while achieving results as defined by the department's long-term and short-term strategic plans.
Ensures the quality of mortgage underwriting, documentation, policies, and procedures.
Monitors processes and makes recommendations for change to control delinquency and adhere to secondary market guidelines.
Maintains a working knowledge of mortgage lending regulations and industry trends and makes recommendations that support the strategic initiatives of the credit union.
Responsible for maintaining compliance with all investor (Fannie Mae, Freddie Mac, FHA, VA) guidelines.
Recruit, retain, coach, motivate, and manage a sales team for the credit union's marketing area.
Develop, implement, and monitor a detailed sales plan with specific goals for each territory and Mortgage Loan Officer (MLO).
Maintains a high level of system knowledge and takes responsibility for system maintenance, upgrades, enhancements and new product offerings.
Generate business, leads and relationships with individuals, existing clients, past clients and real estate professionals.
Performs other job related duties as assigned.
Performance Measurements:
Maintains a cohesive, highly trained, motivated, high-performing team that can meet loan demand and meet or exceed established sales goals.
Ensures that service level standards are met and that the team delivers quality results while living up to the credit union's values of integrity, care, growth, and innovation.
Keeps management informed regarding key operational issues affecting the department or credit union.
Ensures that direct reports achieve individual goals and receive ongoing developmental training.
Coaches employees monthly; completes performance reviews within the prescribed timeframe.
Complies with all applicable rules, regulations and policies.
Knowledge and Skills:
Experience: Ten years' experience in all aspects of residential mortgage lending, including business development-origination, sales management, processing, underwriting, closing, and secondary marketing.
Education: A two-year
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