Summithr
Mortgage Loan Closer - Hybrid Position (Orange County, CA)
Summithr, Los Angeles, California, United States, 90079
Job Responsibilities & Duties
Essential Functions and Basic Duties:Audit file for completeness and accuracy to ensure compliance with underwriting guidelines.Prepare CD, and balance signing dates and figures with closing agent.Prepare loan documents and ensure state guideline are met, fees are accurate.Confirm all prior-to-doc conditions are met and signed off by appropriate parties before releasing loan documents.Prepare loan documents and ensure closing package is complete, fees accurate and fully compliant.Review signed closing package for accuracy.Ensure all prior-to-funding conditions are met and properly signed off.Coordinate closings with settlement agents.Approve closing agent's settlement statement.Responsible for preparing and verifying final funding figures.Prepare wire request for funding and provide settlement agent with funding authorization.Post-closing duties include confirming recording/disbursement file, curing post-closing deficiencies, reconciling final settlement statement and preparing post-closing CD, if needed.Required Skills/Abilities:Thorough knowledge of TRID and RESPA LE/CD requirements.Strong aptitude for detail, accuracy and organization.Ability to prioritize and multi-task with ease.Excellent interpersonal, written and verbal communication skills.Conventional and Government loan experience required.Encompass Experience a plus.Qualifications:High School Degree.Minimum of two (2) years recent residential closing/funding experience.
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Essential Functions and Basic Duties:Audit file for completeness and accuracy to ensure compliance with underwriting guidelines.Prepare CD, and balance signing dates and figures with closing agent.Prepare loan documents and ensure state guideline are met, fees are accurate.Confirm all prior-to-doc conditions are met and signed off by appropriate parties before releasing loan documents.Prepare loan documents and ensure closing package is complete, fees accurate and fully compliant.Review signed closing package for accuracy.Ensure all prior-to-funding conditions are met and properly signed off.Coordinate closings with settlement agents.Approve closing agent's settlement statement.Responsible for preparing and verifying final funding figures.Prepare wire request for funding and provide settlement agent with funding authorization.Post-closing duties include confirming recording/disbursement file, curing post-closing deficiencies, reconciling final settlement statement and preparing post-closing CD, if needed.Required Skills/Abilities:Thorough knowledge of TRID and RESPA LE/CD requirements.Strong aptitude for detail, accuracy and organization.Ability to prioritize and multi-task with ease.Excellent interpersonal, written and verbal communication skills.Conventional and Government loan experience required.Encompass Experience a plus.Qualifications:High School Degree.Minimum of two (2) years recent residential closing/funding experience.
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