Leasing Credit Officer II / I - Global Vendor Finance

Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!Job Responsibilities:Evaluates new end-user credit opportunities including identification and assessment of risks and identifies mitigating factors.Partners with client-facing teammates to consult on sales opportunities and provide the product expertise and consultation necessary to deliver the best possible solution to the client.Underwrites new transactions, analyzes credit risk, negotiates and closes deals, while adhering to internal policy, procedures and regulatory requirements.Structures the terms of a lease/loan with respect to the various aspects that make up a lease/loan (e.g. pricing, rates, payment, term, collateral).Manages the credit process for a portfolio of clients including reviewing financial statements, assessing the client's compliance with financial covenants, confirming the accuracy of risk ratings, and recommending changes as warranted.Required Qualifications:3+ years of commercial credit underwriting and credit analysis experience.Effective presentation, structuring, financial statement, and risk analysis skills.Desired Qualifications:Bachelor’s degree in Accounting, Finance, Economics, Math or other Business concentration preferred.Skills:Financial AnalysisLoan StructuringResearch AnalysisRisk ManagementUnderwritingAccount ManagementCredit Documentation RequirementsCredit and Risk AssessmentDecision MakingIssue ManagementAnalytical ThinkingCoachingCollaborationCritical ThinkingCustomer and Client FocusShift:

1st shift (United States of America)Hours Per Week:

40

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