Citigroup Inc
Cards Pricing Strategy and Analytics - VP
Citigroup Inc, Wilmington, Delaware, us, 19894
Citi’s United States Personal Bank (USPB) has a unique opportunity to leverage its consumer relationships, customer base, footprint, state of the art technology and leading consumer banking position to deliver customer value in a targeted and impactful way. We are seeking to hire a VP, Cards Pricing Strategy & Analytics to be part of the USPB Cards Pricing and Statement Operations team.
The
VP, Cards Pricing Strategy & Analytics
position will report directly to the Head of Pricing Strategy and Optimization for USPB Cards (Branded Cards and Citi Retail Services) and will be responsible for developing pricing strategies grounded in data, customer, and operational insights. This individual will leverage financial analysis to enhance portfolio profitability through risk based pricing, balancing customer experience and ensuring regulatory compliance. This role will partner across multiple teams, including Product, Finance, Risk, Legal, Compliance, Technology and Operations to drive pricing strategies for USPB Cards businesses.
Key Responsibilities:
Develop comprehensive pricing strategy recommendations based on in-depth customer insights (both quantitative and qualitative), sound financial impact forecasting and thorough understanding of competitive landscape and regulatory environment
Evaluate new initiatives by developing financial sizings, weighing risk / reward tradeoffs, assessing customer impact, and various other key factors
Retrieve data and conduct data driven analytics using various analytical tools, software, and techniques
Develop robust forecasting and tracking capabilities, and ensure robust quality control in pricing processes that adhere to MCA requirements
Understand regulatory implications associated with pricing policy and develop mitigation / opportunity strategies
Communicate clearly and effectively to business partners and senior leaders
Candidate Qualifications
5+ years in product management, pricing, data analytics, risk, or similar function (Financial Services / Credit Card industry preferred)
Strong analytical skills with ability to derive actionable business insights from data analysis
Highly proficient in SAS, SQL, Excel, and PowerPoint
Understands Credit Card products and economics, P&L drivers, and market dynamics
Excellent verbal and written communication skills, along with strong presentation skills to senior audience members
Exceptional organizational skills with ability to manage multiple, complex projects at once with minimal guidance
Bachelor’s degree in Business, Computer Science, Engineering or related field
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:
Decision Management
Job Family:
Business Analysis
Time Type:
Full time
Primary Location:
Wilmington Delaware United States
Primary Location Full Time Salary Range:
$125,760.00 - $188,640.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Anticipated Posting Close Date:
Sep 23, 2024
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)
.
View the "EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) " poster. View the EEO is the Law Supplement (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf) .
View the EEO Policy Statement (http://citi.com/citi/diversity/assets/pdf/eeo_aa_policy.pdf) .
View the Pay Transparency Posting (https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf)
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
The
VP, Cards Pricing Strategy & Analytics
position will report directly to the Head of Pricing Strategy and Optimization for USPB Cards (Branded Cards and Citi Retail Services) and will be responsible for developing pricing strategies grounded in data, customer, and operational insights. This individual will leverage financial analysis to enhance portfolio profitability through risk based pricing, balancing customer experience and ensuring regulatory compliance. This role will partner across multiple teams, including Product, Finance, Risk, Legal, Compliance, Technology and Operations to drive pricing strategies for USPB Cards businesses.
Key Responsibilities:
Develop comprehensive pricing strategy recommendations based on in-depth customer insights (both quantitative and qualitative), sound financial impact forecasting and thorough understanding of competitive landscape and regulatory environment
Evaluate new initiatives by developing financial sizings, weighing risk / reward tradeoffs, assessing customer impact, and various other key factors
Retrieve data and conduct data driven analytics using various analytical tools, software, and techniques
Develop robust forecasting and tracking capabilities, and ensure robust quality control in pricing processes that adhere to MCA requirements
Understand regulatory implications associated with pricing policy and develop mitigation / opportunity strategies
Communicate clearly and effectively to business partners and senior leaders
Candidate Qualifications
5+ years in product management, pricing, data analytics, risk, or similar function (Financial Services / Credit Card industry preferred)
Strong analytical skills with ability to derive actionable business insights from data analysis
Highly proficient in SAS, SQL, Excel, and PowerPoint
Understands Credit Card products and economics, P&L drivers, and market dynamics
Excellent verbal and written communication skills, along with strong presentation skills to senior audience members
Exceptional organizational skills with ability to manage multiple, complex projects at once with minimal guidance
Bachelor’s degree in Business, Computer Science, Engineering or related field
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Job Family Group:
Decision Management
Job Family:
Business Analysis
Time Type:
Full time
Primary Location:
Wilmington Delaware United States
Primary Location Full Time Salary Range:
$125,760.00 - $188,640.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Anticipated Posting Close Date:
Sep 23, 2024
Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review
Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)
.
View the "EEO is the Law (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/eeopost.pdf) " poster. View the EEO is the Law Supplement (https://www.dol.gov/sites/dolgov/files/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf) .
View the EEO Policy Statement (http://citi.com/citi/diversity/assets/pdf/eeo_aa_policy.pdf) .
View the Pay Transparency Posting (https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf)
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.