One United
Item Processor
One United, Los Angeles, California, United States, 90079
Handle daily in clearing files for check and ACH transactions. Assist in the disposition and balancing of branch capture, and remote deposit capture files and general ledgers. Process returned deposit items and treasury reclamations. Proper decision and settle exception items including stop payments, account number mismatch, and rejected transactions. Demonstrate good mathematical and analytical skills in order to identify out of balance conditions and potential loss exposure. This position requires good judgment, attention to detail and strong organizational skills to meet processing deadlines and to mitigate risk.RESPONSIBILITIES AND ACCOUNTABILITIES:Essential job function:Monitoring, reconciling and processing of rejected ACH and in clearing check items.Balance related general ledger accounts.Process items within expressed time frames to mitigate risk and eliminate losses.Data entry/data tracking of rejected transactions.Perform research as required to resolve posting errors.Reconciliation of daily transactions and general ledger postings.Affidavit of Forgery-research and processing of incoming claims.Treasury reclamation review and process.Communicate with branch staff, finance department and customers.Prepare department reports detailing discrepancies and unresolved errors.Analyze bank records to provide information, validate transactions or determine sources of transactions.Perform related and other duties as assigned.MINIMUM QUALIFICATIONS:Minimum high school education.Minimum of five years of banking experience preferably in an operations setting.Excellent communication skills, both written and oral with peers, supervisors, management and outside vendors.Proficient in computer skills including Word, Excel, other bank related software.Comprehension of branch and back office operations as well as policies, regulations, systems, standards and procedures.Ability to recognize and identify possible fraud and other potential loss situations and notify supervisor.Ability to perform assigned functions in a multi-state and multi-bank environment.Ability to arrange and plan duties to meet regulatory and bank deadlines.The following are essential abilities and physical requirements for all positions at the Bank:Ability to verbally communicate effectively with others.Ability to communicate effectively in writing, using the English language.Ability to accurately count and perform arithmetic calculations.Ability to work cooperatively with colleagues and supervisory staffs at all levels.Exposed to short, intermittent, and/or prolonged periods of sitting and/or standing in performance of job duties.Ability to use various types of equipment/supplies to include, but not limited to, computers, pens, pencils, calculators, telephone, etc. to accomplish job duties.Travel by car, airplane, and bus or train to other Bank offices and on occasion, to other sites to attend meetings, conferences, workshops, seminars, etc.OneUnited Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other legally protected status.
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