Usf Fed Cred Union
Vice President of Risk Management
Usf Fed Cred Union, Temple Terrace, Florida, United States,
When joining USF Federal Credit Union, you can expect to work for a company that:
Strives to be the most influential partner in our Members’ financial journey.
Has been recognized as a National Top Workplace in the Financial Services Industry, and won awards such as the “Sterling Governor’s Award for Excellence”, League of Southern Credit Unions & Affiliates “Credit Union of the Year”.
Has a culture of engagement, growth, process improvement and community volunteerism.
What’s in it for you:
Competitive pay, robust incentive programs, 401k matching, Mortgage and Auto Loan discounts.
4 weeks minimum paid time off work, work anniversary paid time off, 11 paid holidays and 8 hours paid volunteer time off.
Medical, Dental and vision plans with FSA option. (Employee Only Premiums for Dental, Vision and High Deductible Medical plan are 100% Credit Union covered).
100% Credit Union Paid Short-Term and Long-Term Disability and Life Insurance
Employee Assistance Program
Undergraduate and Graduate Tuition Reimbursement
In-depth New Employee Orientation showcasing Credit Union Values and Vision
A Think Big culture dedicated to performance excellence and continual growth
Position Summary
The Vice President of Enterprise Risk Management is a key leadership role responsible for overseeing the credit union’s risk management framework across multiple departments, including Risk & Compliance, Resolutions/Collections, and Information Security. This position ensures that the credit union operates within regulatory guidelines, mitigates risks effectively, and maintains robust security measures to protect the organization’s assets and member information.
Essential Functions Include:
Enterprise Risk Management : Develop and implement an integrated enterprise risk management (ERM) framework that aligns with the credit union’s strategic objectives. Identify, assess, and monitor risks across all areas of the credit union, including compliance, collections, and information security. Ensure the development and implementation of risk mitigation plans and monitor their effectiveness. Conduct regular risk assessments, audits, and reviews to ensure compliance with regulatory requirements and internal policies. Report on risk exposures and provide recommendations to senior management and the board of directors.
Compliance : Oversee the compliance program to ensure adherence to federal and state regulations. Stay abreast of regulatory changes and ensure timely implementation of necessary adjustments. Develop, review, and update compliance policies and procedures. Conduct compliance training for staff and management to promote awareness and understanding of regulatory requirements. Liaise with regulatory agencies, NCUA, and manage examinations and audits.
Resolutions/Collections : Develop and implement strategies for effective resolution and collection of delinquent accounts. Oversee the collections team to ensure efficient recovery processes while maintaining member relationships. Monitor and analyze delinquency trends and provide reports to senior management. Ensure compliance with all relevant regulations and laws related to collections. Manage relationships with external collection agencies and legal counsel as needed.
Information Security : Develop and implement information security policies, standards, and procedures to protect the credit union’s information assets. Monitor and assess security risks and vulnerabilities, and implement appropriate mitigation measures. Ensure compliance with regulatory requirements and industry standards for information security. Oversee incident response planning and execution to address security breaches and cyber threats. Conduct regular security audits, vulnerability assessments, and penetration testing. Provide security training and awareness programs for employees.
Leadership Management : Provide strategic direction and leadership to the compliance, collections, and information security teams. Foster a culture of accountability, continuous improvement, and ethical behavior. Collaborate with other senior leaders to align risk management initiatives with overall business objectives. Mentor and develop team members, promoting professional growth and performance excellence.
Additional Skills
Strong mentoring, coaching experience to a team with diverse levels of expertise.
Strong time management and organizational skills. Demonstrated ability to manage multiple priorities and business lines in a fast-paced environment.
Exceptional leadership skills, ability to motivate, influence, and engage direct and indirect reports and peers with a significant level of diplomacy and trust.
Strong analytical, problem-solving, and decision-making skills.
Excellent communication skills (verbal, written, presentation), confident in all settings with individuals at all levels of the organization both internal and external.
Energetic, forward-thinking, and creative in business solutions with high ethical standards and trustworthiness.
Required Education and Experience:
Bachelor’s degree in finance, Business Administration, Information Security, Law, or a related field; advanced degree preferred.
Minimum of 10 years of experience in risk management, compliance, collections, and information security, preferably in the financial services industry.
In-depth knowledge of regulatory requirements and best practices related to enterprise risk management, compliance, and information security.
Professional certifications such as CRCM (Certified Regulatory Compliance Manager), CISSP (Certified Information Systems Security Professional), CISM (Certified Information Security Manager), or equivalent are a plus.
Reports to:
SVP/Chief Operating Officer
Manages:
Director of BSA/Fraud, Director of Risk & Compliance, Resolutions/Collections Manager
Work Environment:
This job operates in an office setting and routinely uses standard office equipment. This position is Hybrid requiring 1-2 days per week in the office.
Physical Requirements:
Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10lbs of force occasionally to lift, carry, push, pull, or move objects.
Position Type/Expected Hours of Work:
Full-Time/40 hours per week
Classification:
Exempt
Other Duties:
Please note, this job description is not a comprehensive list of activities, duties or responsibilities that are required in this position. Duties, responsibilities, and activities may change at any time with or without notice.
About Us:
For 65 years, USF FCU has experienced rapid growth and is dedicated to delivering financial solutions to improve our members’ lives. Our success is thrilling, but our core values of excellence, passion, innovation, community, and collaboration mean our relationships with our members and our employees will always be our top priority! We have grown to over 70,000 members and $1.1 billion in assets, robust online and mobile banking, 9 branch locations and thousands of shared branches and fee-free ATMs nationwide.
Our
vision
is to be the most influential partner in each member’s financial journey.
Our
mission
is to deliver financial solutions to improve members’ lives.
#J-18808-Ljbffr
Strives to be the most influential partner in our Members’ financial journey.
Has been recognized as a National Top Workplace in the Financial Services Industry, and won awards such as the “Sterling Governor’s Award for Excellence”, League of Southern Credit Unions & Affiliates “Credit Union of the Year”.
Has a culture of engagement, growth, process improvement and community volunteerism.
What’s in it for you:
Competitive pay, robust incentive programs, 401k matching, Mortgage and Auto Loan discounts.
4 weeks minimum paid time off work, work anniversary paid time off, 11 paid holidays and 8 hours paid volunteer time off.
Medical, Dental and vision plans with FSA option. (Employee Only Premiums for Dental, Vision and High Deductible Medical plan are 100% Credit Union covered).
100% Credit Union Paid Short-Term and Long-Term Disability and Life Insurance
Employee Assistance Program
Undergraduate and Graduate Tuition Reimbursement
In-depth New Employee Orientation showcasing Credit Union Values and Vision
A Think Big culture dedicated to performance excellence and continual growth
Position Summary
The Vice President of Enterprise Risk Management is a key leadership role responsible for overseeing the credit union’s risk management framework across multiple departments, including Risk & Compliance, Resolutions/Collections, and Information Security. This position ensures that the credit union operates within regulatory guidelines, mitigates risks effectively, and maintains robust security measures to protect the organization’s assets and member information.
Essential Functions Include:
Enterprise Risk Management : Develop and implement an integrated enterprise risk management (ERM) framework that aligns with the credit union’s strategic objectives. Identify, assess, and monitor risks across all areas of the credit union, including compliance, collections, and information security. Ensure the development and implementation of risk mitigation plans and monitor their effectiveness. Conduct regular risk assessments, audits, and reviews to ensure compliance with regulatory requirements and internal policies. Report on risk exposures and provide recommendations to senior management and the board of directors.
Compliance : Oversee the compliance program to ensure adherence to federal and state regulations. Stay abreast of regulatory changes and ensure timely implementation of necessary adjustments. Develop, review, and update compliance policies and procedures. Conduct compliance training for staff and management to promote awareness and understanding of regulatory requirements. Liaise with regulatory agencies, NCUA, and manage examinations and audits.
Resolutions/Collections : Develop and implement strategies for effective resolution and collection of delinquent accounts. Oversee the collections team to ensure efficient recovery processes while maintaining member relationships. Monitor and analyze delinquency trends and provide reports to senior management. Ensure compliance with all relevant regulations and laws related to collections. Manage relationships with external collection agencies and legal counsel as needed.
Information Security : Develop and implement information security policies, standards, and procedures to protect the credit union’s information assets. Monitor and assess security risks and vulnerabilities, and implement appropriate mitigation measures. Ensure compliance with regulatory requirements and industry standards for information security. Oversee incident response planning and execution to address security breaches and cyber threats. Conduct regular security audits, vulnerability assessments, and penetration testing. Provide security training and awareness programs for employees.
Leadership Management : Provide strategic direction and leadership to the compliance, collections, and information security teams. Foster a culture of accountability, continuous improvement, and ethical behavior. Collaborate with other senior leaders to align risk management initiatives with overall business objectives. Mentor and develop team members, promoting professional growth and performance excellence.
Additional Skills
Strong mentoring, coaching experience to a team with diverse levels of expertise.
Strong time management and organizational skills. Demonstrated ability to manage multiple priorities and business lines in a fast-paced environment.
Exceptional leadership skills, ability to motivate, influence, and engage direct and indirect reports and peers with a significant level of diplomacy and trust.
Strong analytical, problem-solving, and decision-making skills.
Excellent communication skills (verbal, written, presentation), confident in all settings with individuals at all levels of the organization both internal and external.
Energetic, forward-thinking, and creative in business solutions with high ethical standards and trustworthiness.
Required Education and Experience:
Bachelor’s degree in finance, Business Administration, Information Security, Law, or a related field; advanced degree preferred.
Minimum of 10 years of experience in risk management, compliance, collections, and information security, preferably in the financial services industry.
In-depth knowledge of regulatory requirements and best practices related to enterprise risk management, compliance, and information security.
Professional certifications such as CRCM (Certified Regulatory Compliance Manager), CISSP (Certified Information Systems Security Professional), CISM (Certified Information Security Manager), or equivalent are a plus.
Reports to:
SVP/Chief Operating Officer
Manages:
Director of BSA/Fraud, Director of Risk & Compliance, Resolutions/Collections Manager
Work Environment:
This job operates in an office setting and routinely uses standard office equipment. This position is Hybrid requiring 1-2 days per week in the office.
Physical Requirements:
Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10lbs of force occasionally to lift, carry, push, pull, or move objects.
Position Type/Expected Hours of Work:
Full-Time/40 hours per week
Classification:
Exempt
Other Duties:
Please note, this job description is not a comprehensive list of activities, duties or responsibilities that are required in this position. Duties, responsibilities, and activities may change at any time with or without notice.
About Us:
For 65 years, USF FCU has experienced rapid growth and is dedicated to delivering financial solutions to improve our members’ lives. Our success is thrilling, but our core values of excellence, passion, innovation, community, and collaboration mean our relationships with our members and our employees will always be our top priority! We have grown to over 70,000 members and $1.1 billion in assets, robust online and mobile banking, 9 branch locations and thousands of shared branches and fee-free ATMs nationwide.
Our
vision
is to be the most influential partner in each member’s financial journey.
Our
mission
is to deliver financial solutions to improve members’ lives.
#J-18808-Ljbffr