Prosperity Bank and Trust Co
Senior Credit Analyst (Full Time) - Sterling Plaza- Dallas
Prosperity Bank and Trust Co, Dallas, Texas, United States, 75215
If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.Senior Credit Analyst (Full Time) - Sterling Plaza- Dallas
Full Time Credit Analyst Sterling Plaza, Dallas, TX, US4 days ago Requisition ID: 6898How to apply:
Please apply through Prosperity Bank's Career Center at
https://www.prosperitybankusa.com/Career
. Please note that not applying through the Prosperity Bank Career Center website may cause a delay in the consideration of your application for this position. These instructions do not apply to current Prosperity Bank employees.*A pre-employment credit check will be performed on all qualified applicants.*The Senior Credit Analyst will be primarily responsible for spreading and analyzing commercial financial statements for prospective and existing loan customers. The Analyst will perform financial analysis and basic underwriting of loan packages for loan officers, including trend, equity and ratio analysis, loan structuring, collateral analysis, guarantor analysis, and calculation of Global Debt Service Coverage. Other duties will include performing loan reviews of existing commercial loans (recommending credit grades based on creditworthiness of borrowers and performance of the loan, identifying documentation exceptions, and evaluating underwriting), redetermination of Borrowing Base Analysis (review A/R Aging, Inventory, Equipment, Floor Plan reports, and prepare Borrowing Base Calculation reports), and other related duties as assigned. A full description is available upon hiring.ESSENTIAL FUNCTIONS AND BASIC DUTIESAssist loan officers in making credit decisions on new loan requests or loan renewals.Complete credit analysis, background, collateral, strengths & weaknesses, and summaries of loan request(s).Perform loan reviews of existing commercial loans when needed.Identify documentation exceptions.Other duties as assigned.EDUCATION/CERTIFICATION:Bachelor’s Degree in Business Administration, Accounting, or Finance with a minimum of 9 hours of accounting and 12 hours of finance.EXPERIENCE REQUIRED:Minimum 2 years of experience underwriting C&I and CRE credit transactions required.EXPERIENCE PREFERRED:Completion of a formal credit program preferred, with specific training in financial statement analysis and cash flow analysis.SKILLS/ABILITIES:Ability to work on multiple transactions simultaneously and prioritize assignments to meet deadlines.Strong analytical skills with an ability to interpret complex financial information and identify relevant risks.Proficiency in underwriting personal/business tax returns and financial statements.Excellent interpersonal and communication skills, oral and written, with a focus on excellent customer service.Ability to work in a fast-paced, high-volume environment while practicing sound lending judgment.Ability to work independently and be a self-starter, producing results in a timely manner.Working knowledge of Excel, MS Word, and database applications.Must be detail oriented, organized, and work efficiently under pressure.
#J-18808-Ljbffr
Full Time Credit Analyst Sterling Plaza, Dallas, TX, US4 days ago Requisition ID: 6898How to apply:
Please apply through Prosperity Bank's Career Center at
https://www.prosperitybankusa.com/Career
. Please note that not applying through the Prosperity Bank Career Center website may cause a delay in the consideration of your application for this position. These instructions do not apply to current Prosperity Bank employees.*A pre-employment credit check will be performed on all qualified applicants.*The Senior Credit Analyst will be primarily responsible for spreading and analyzing commercial financial statements for prospective and existing loan customers. The Analyst will perform financial analysis and basic underwriting of loan packages for loan officers, including trend, equity and ratio analysis, loan structuring, collateral analysis, guarantor analysis, and calculation of Global Debt Service Coverage. Other duties will include performing loan reviews of existing commercial loans (recommending credit grades based on creditworthiness of borrowers and performance of the loan, identifying documentation exceptions, and evaluating underwriting), redetermination of Borrowing Base Analysis (review A/R Aging, Inventory, Equipment, Floor Plan reports, and prepare Borrowing Base Calculation reports), and other related duties as assigned. A full description is available upon hiring.ESSENTIAL FUNCTIONS AND BASIC DUTIESAssist loan officers in making credit decisions on new loan requests or loan renewals.Complete credit analysis, background, collateral, strengths & weaknesses, and summaries of loan request(s).Perform loan reviews of existing commercial loans when needed.Identify documentation exceptions.Other duties as assigned.EDUCATION/CERTIFICATION:Bachelor’s Degree in Business Administration, Accounting, or Finance with a minimum of 9 hours of accounting and 12 hours of finance.EXPERIENCE REQUIRED:Minimum 2 years of experience underwriting C&I and CRE credit transactions required.EXPERIENCE PREFERRED:Completion of a formal credit program preferred, with specific training in financial statement analysis and cash flow analysis.SKILLS/ABILITIES:Ability to work on multiple transactions simultaneously and prioritize assignments to meet deadlines.Strong analytical skills with an ability to interpret complex financial information and identify relevant risks.Proficiency in underwriting personal/business tax returns and financial statements.Excellent interpersonal and communication skills, oral and written, with a focus on excellent customer service.Ability to work in a fast-paced, high-volume environment while practicing sound lending judgment.Ability to work independently and be a self-starter, producing results in a timely manner.Working knowledge of Excel, MS Word, and database applications.Must be detail oriented, organized, and work efficiently under pressure.
#J-18808-Ljbffr