Sr Financial Analyst for a large financial institution

Sr. Financial AnalystResponsibilities:Help the allowance for credit losses (“ACL”) process, including calculations, analysis, and documentationResponsible for obtaining and reviewing loan charge-offs for appropriateness and accuracyInteract with the Bank’s lending officers, credit supervision department, and the credit-risk management department to ensure charge-offs are recorded timely and appropriate inputs are considered in loan valuationsProvide assistance in the review of banking regulatory reportsAssist with researching and implementing regulatory and accounting standards relevant to ACLPerform ad-hoc financial analysis as requiredProvide financial and analytical expertise to assist in building and improving quantitative models for credit-loss estimation models (statistical credit models) for the entire loan portfolio to support allowance for credit loss (including current expected credit loss preparation)Identify or address potential process gaps or process improvements including data gaps in model, policy governance and other quantitative tools.Assemble, compile, and analyze information, and resolve errors/inconsistencies in data from loan systems and modeling teamCollaborate with modelling and data management teams on model and data performance matters.Develop presentations and written materials to convey the results of research and analysis projectsAssist in cross training the ACL teamPerform other assignments and special project analysis as requested by managementQualifications:Bachelor’s degree required; degree in accounting/finance/statistics preferred4+ years of relevant experience in accounting or finance in banking/financial servicesDetail oriented individual with strong analytical, organizational, and problem-solving skillsProficiency with Microsoft Excel requiredStrong verbal and written communication skillsAbility to work well independently as well as in a teamBanking, credit risk or loan accounting experience preferredStrong understanding of credit models, CECL, ACL (formerly, ALLL), credit risk, financial risk, operations risk, and their processes highly preferredAbility to communicate complex analytical issues in understandable terms appropriate for management interactions (regulators, vendors, executives, etc.)Ability to successfully work on projects and project teamsProficiently use SQL

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