First Technology Federal Credit Union
Senior Mortgage Underwriter
First Technology Federal Credit Union, Hillsboro, Oregon, United States, 97104
The Senior Underwriter, Mortgage evaluates mortgage and/or home equity loan applications up to $1,000,000 within credit union guidelines with the goal of minimizing risk or loss to the credit union. The Senior Underwriter is required to meet established daily production goals.Primary Responsibilities:
Review and verify the accuracy of collateral details, down payment, employment profile, credit strength and all other pertinent loan documentation and information.Approve or reject loan applications based on internal and investor guidelines.Recognize, structure, present and approve additional loan opportunities to maximize member benefits.Provide risk guidance to loan officers, processors and management on loan scenarios and respond to underwriting questions.Provide adverse actions according to relevant regulatory loan guidelines.Mentor underwriters on a day to day basis.Experience and Education Requirement:
Minimum Education:
High School Diploma.Minimum 5 years’ mortgage underwriting experience; condo project full review experience is preferred.Familiar with standard practices for reviewing and analyzing self-employment and rental income documentation.Exceptional analytical and problem-solving skills; ability to resolve complex issues with minimal direction.Excellent verbal and written communication skills; able to express ideas concisely and logically.Ability to balance productivity and speed to meet service levels with quality underwriting.Working knowledge of investor and industry standard underwriting concepts, practices, guidelines and procedures.Familiarity with loan origination software is preferred.Working knowledge of Microsoft Office Suite.Certification/License:
N/A.Location:
Hillsboro, OR 97124 | (HYBRID)Target Compensation in Hillsboro, OR:
$45.00 to $50.00 per hour + annual bonus.Benefits options include:
Traditional medical, dental, and vision coverage.401K matching up to 5% per pay period.Accrue up to 17 days of Paid Time Off your first year of employment.11 paid federal holidays.Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria).First Tech is not currently offering Visa sponsorship or transfer for this position.
#J-18808-Ljbffr
Review and verify the accuracy of collateral details, down payment, employment profile, credit strength and all other pertinent loan documentation and information.Approve or reject loan applications based on internal and investor guidelines.Recognize, structure, present and approve additional loan opportunities to maximize member benefits.Provide risk guidance to loan officers, processors and management on loan scenarios and respond to underwriting questions.Provide adverse actions according to relevant regulatory loan guidelines.Mentor underwriters on a day to day basis.Experience and Education Requirement:
Minimum Education:
High School Diploma.Minimum 5 years’ mortgage underwriting experience; condo project full review experience is preferred.Familiar with standard practices for reviewing and analyzing self-employment and rental income documentation.Exceptional analytical and problem-solving skills; ability to resolve complex issues with minimal direction.Excellent verbal and written communication skills; able to express ideas concisely and logically.Ability to balance productivity and speed to meet service levels with quality underwriting.Working knowledge of investor and industry standard underwriting concepts, practices, guidelines and procedures.Familiarity with loan origination software is preferred.Working knowledge of Microsoft Office Suite.Certification/License:
N/A.Location:
Hillsboro, OR 97124 | (HYBRID)Target Compensation in Hillsboro, OR:
$45.00 to $50.00 per hour + annual bonus.Benefits options include:
Traditional medical, dental, and vision coverage.401K matching up to 5% per pay period.Accrue up to 17 days of Paid Time Off your first year of employment.11 paid federal holidays.Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria).First Tech is not currently offering Visa sponsorship or transfer for this position.
#J-18808-Ljbffr