Integrity Marketing Group
Senior Life Insurance Underwriter
Integrity Marketing Group, Evans, Georgia, United States,
For more than 50 years, Ash Brokerage has been dedicated to impacting lives. We were founded on the power of relationships, and that still drives our culture today. Our team of almost 400 employees is the same service-centered culture as we had in 1971.
Ash Brokerage works with financial professionals to help find, understand, and process insurance and retirement solutions to protect clients in every stage of life. As part of the Integrity Marketing family, we help people protect their health and wealth for the good days ahead and make the most of what life brings.
Responsibilities:
Review/summarize lifestyle, medical, non-medical, and financial data to accurately evaluate/classify/rate each risk to determine insurability and targeted carriers based on sale goals.
Deliver competitive outcomes by applying underwriting and product experience.
Identify and address underwriting challenges within life applications/questionnaires, lab results, exams, and medical records.
Advocate and negotiate with insurance carriers on formal and informal offers, as needed.
Consult with agents/brokers, internal staff, insurance companies, and medical professionals to gather additional information.
Educate yourself on the latest medical advancements and changes in relation to underwriting.
Provide consistent and accurate advice on pre-sale inquiries.
Utilize web-based Agency Management System (AMS) to document UW Summary and important case information.
Maintain a sense of urgency without losing attention to detail, and the ability to multi-task.
Engage senior underwriting staff in case consultations to facilitate mentor/mentee initiatives.
Work in a team-focused environment and contribute beyond your assigned workload.
Produce holistic case-by-case solutions incorporating all dynamics of risk assessment.
Participate in mentoring and allow newer underwriters or case managers to job shadow.
Involvement in Underwriting projects, UW Carrier Advocate, and training.
Ability to escalate cases with carrier partners as needed.
Continuously seek ways to improve processes and service.
Foster relationship focus with internal teammates, external customers, and carrier partners.
Partner with marketing, sales, underwriting, and New Business leadership to drive additional revenue and identify efficiencies.
Talents and Abilities:
Positive attitude and willingness to work in a team environment.
Ability to communicate confidently, verbally and in writing, including negotiation skills.
Willingness to take initiative and exhibit creative thinking.
Additional industry accredited education (LOMA, ALU, CLU) is a plus.
Strong phone and computer skills, especially in Microsoft Excel and Word.
Prior experience in using online reinsurance manuals and carrier-specific manuals is a must.
Basic knowledge of the life insurance industry, including key carriers and product strengths.
Prior exposure to multi-facet underwriting including medical, lifestyle, non-medical, and financial considerations.
A minimum of 10 years prior experience in life insurance underwriting is a must.
Education & Experience:
Bachelor’s degree in nursing, medical or life sciences, or a related field with 10 years of life insurance underwriting; or 15 years of relevant work experience.
About IntegrityIntegrity
is one of the nation’s leading independent distributors of life, health, and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike.
Integrity
is driven by a singular purpose: to help people protect their life, health, and wealth.
Integrity
offers you the opportunity to start a career in a family-like environment that is rewarding and cutting-edge. We put our people first! At
Integrity,
you can start a new career path at a company you’ll love. We celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with professional opportunities to accelerate your career.
Headquartered in Dallas, Texas,
Integrity
is committed to meeting Americans wherever they are — in person, over the phone, or online.
Integrity’s
employees support hundreds of thousands of independent agents who serve millions of clients nationwide. For more information, visit Integrity.com.
Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by law.
#J-18808-Ljbffr
Ash Brokerage works with financial professionals to help find, understand, and process insurance and retirement solutions to protect clients in every stage of life. As part of the Integrity Marketing family, we help people protect their health and wealth for the good days ahead and make the most of what life brings.
Responsibilities:
Review/summarize lifestyle, medical, non-medical, and financial data to accurately evaluate/classify/rate each risk to determine insurability and targeted carriers based on sale goals.
Deliver competitive outcomes by applying underwriting and product experience.
Identify and address underwriting challenges within life applications/questionnaires, lab results, exams, and medical records.
Advocate and negotiate with insurance carriers on formal and informal offers, as needed.
Consult with agents/brokers, internal staff, insurance companies, and medical professionals to gather additional information.
Educate yourself on the latest medical advancements and changes in relation to underwriting.
Provide consistent and accurate advice on pre-sale inquiries.
Utilize web-based Agency Management System (AMS) to document UW Summary and important case information.
Maintain a sense of urgency without losing attention to detail, and the ability to multi-task.
Engage senior underwriting staff in case consultations to facilitate mentor/mentee initiatives.
Work in a team-focused environment and contribute beyond your assigned workload.
Produce holistic case-by-case solutions incorporating all dynamics of risk assessment.
Participate in mentoring and allow newer underwriters or case managers to job shadow.
Involvement in Underwriting projects, UW Carrier Advocate, and training.
Ability to escalate cases with carrier partners as needed.
Continuously seek ways to improve processes and service.
Foster relationship focus with internal teammates, external customers, and carrier partners.
Partner with marketing, sales, underwriting, and New Business leadership to drive additional revenue and identify efficiencies.
Talents and Abilities:
Positive attitude and willingness to work in a team environment.
Ability to communicate confidently, verbally and in writing, including negotiation skills.
Willingness to take initiative and exhibit creative thinking.
Additional industry accredited education (LOMA, ALU, CLU) is a plus.
Strong phone and computer skills, especially in Microsoft Excel and Word.
Prior experience in using online reinsurance manuals and carrier-specific manuals is a must.
Basic knowledge of the life insurance industry, including key carriers and product strengths.
Prior exposure to multi-facet underwriting including medical, lifestyle, non-medical, and financial considerations.
A minimum of 10 years prior experience in life insurance underwriting is a must.
Education & Experience:
Bachelor’s degree in nursing, medical or life sciences, or a related field with 10 years of life insurance underwriting; or 15 years of relevant work experience.
About IntegrityIntegrity
is one of the nation’s leading independent distributors of life, health, and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike.
Integrity
is driven by a singular purpose: to help people protect their life, health, and wealth.
Integrity
offers you the opportunity to start a career in a family-like environment that is rewarding and cutting-edge. We put our people first! At
Integrity,
you can start a new career path at a company you’ll love. We celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with professional opportunities to accelerate your career.
Headquartered in Dallas, Texas,
Integrity
is committed to meeting Americans wherever they are — in person, over the phone, or online.
Integrity’s
employees support hundreds of thousands of independent agents who serve millions of clients nationwide. For more information, visit Integrity.com.
Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by law.
#J-18808-Ljbffr