Crossroads Equipment Lease & Finance, LLC
Sr Financial Analyst
Crossroads Equipment Lease & Finance, LLC, Costa Mesa, California, United States, 92626
Posted Wednesday, August 7, 2024 at 8:00 AMWho We Are:Crossroads Equipment Lease & Finance, LLC, is a wholly owned subsidiary of the Velocity Vehicle Group, one of California’s largest commercial vehicle dealers. Established in 2006, and based in Rancho Cucamonga, California, Crossroads engages in the business of commercial medium and heavy-duty truck financing and leasing. We offer operating and finance leasing as well as direct financing to our commercial customers. Crossroads has experienced dynamic growth, expanding our portfolio and developing relationships with transportation companies that have locations outside the state of California, expanding our finance products to all states to service these customers.What’s in it for You:Crossroads is a fast-paced and growing organization that is looking for candidates that are ready for a daily challenge and cannot wait to provide superior customer service both internally and externally. VVG offers fantastic culture as well as competitive pay, 401K W/Match, Medical, Dental, & Vision benefits.What You'll Do:At Crossroads we're looking for a dynamic Senior Financial Analyst to play a crucial role in our financial planning and control efforts. The Senior Financial Analyst prepares financial analysis of accounting concepts for financial planning and control, which includes, but is not limited to, monthly analysis of budget versus actuals, commissions, automated financial reporting for executive management review.Financial Planning and Analysis:
work closely with Finance, Controllers, Sales and Risk on forecasting, budgeting and long-term strategic planning.Strategic Finance:
develop valuation and partnership financial models for various corporate development opportunities (Internal M&A, portfolio acquisition, portfolio sales).Capital Markets and Syndication:
financial analysis (including process automation and optimization) of funding, securitization and syndication strategies.Automation:
work closely with IT to automate financial reports. Main projects will revolve around loan production, cash flow projections, funding and liquidity, securitization structures, capital and leverage requirements, and expense allocations.Monthly Reporting:
support month-end variance analysis.Quarterly Reporting:
support Quarterly Board Deck (financial reporting, storytelling, scenario planning, industry analysis and go-forward strategy).Portfolio Pricing:
working closely with Lead Financial Analyst on loan pricing for new originations.Required Qualifications:B.A. in a quantitative field, preferred but not required.Minimum of two (2) years experience.Programming skills highly preferred (VBA, Python, R).Comfortable working directly with business unit leaders with minimal supervision.Proven track record of intellectual curiosity.Understanding of corporate finance fundamentals as it relates to financial institutions, specifically lending and capital markets.Ability to navigate income statements, balance sheets and cash flows principles.Familiarity with loan and lease accounting, preferred but not required.High level understanding of lending economics and the risks associated with it.Physical Requirements:Must be able to pass post-offer drug test.Benefits Velocity Vehicle Group Offers:Fantastic culture.401k + match.Health, Dental & Vision Insurance + HSA & FSA.Employer paid Life Insurance.Paid Vacation Days.Company perks such as employee discounts, company events and training programs.Excellent Training and Career Advancement Opportunities.Compensation:Full Time, Hybrid Position.Velocity Vehicle Group is an equal opportunity employer. Velocity Vehicle Group prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.
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work closely with Finance, Controllers, Sales and Risk on forecasting, budgeting and long-term strategic planning.Strategic Finance:
develop valuation and partnership financial models for various corporate development opportunities (Internal M&A, portfolio acquisition, portfolio sales).Capital Markets and Syndication:
financial analysis (including process automation and optimization) of funding, securitization and syndication strategies.Automation:
work closely with IT to automate financial reports. Main projects will revolve around loan production, cash flow projections, funding and liquidity, securitization structures, capital and leverage requirements, and expense allocations.Monthly Reporting:
support month-end variance analysis.Quarterly Reporting:
support Quarterly Board Deck (financial reporting, storytelling, scenario planning, industry analysis and go-forward strategy).Portfolio Pricing:
working closely with Lead Financial Analyst on loan pricing for new originations.Required Qualifications:B.A. in a quantitative field, preferred but not required.Minimum of two (2) years experience.Programming skills highly preferred (VBA, Python, R).Comfortable working directly with business unit leaders with minimal supervision.Proven track record of intellectual curiosity.Understanding of corporate finance fundamentals as it relates to financial institutions, specifically lending and capital markets.Ability to navigate income statements, balance sheets and cash flows principles.Familiarity with loan and lease accounting, preferred but not required.High level understanding of lending economics and the risks associated with it.Physical Requirements:Must be able to pass post-offer drug test.Benefits Velocity Vehicle Group Offers:Fantastic culture.401k + match.Health, Dental & Vision Insurance + HSA & FSA.Employer paid Life Insurance.Paid Vacation Days.Company perks such as employee discounts, company events and training programs.Excellent Training and Career Advancement Opportunities.Compensation:Full Time, Hybrid Position.Velocity Vehicle Group is an equal opportunity employer. Velocity Vehicle Group prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.
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