Summit Lending
Mortgage Loan Originator
Summit Lending, Huntington Beach, California, us, 92615
We're seeking a highly experienced, service-driven, and detail-oriented mortgage loan officer to join our dynamic team. At Summit Lending, we are committed to removing obstacles and fostering a supportive environment where you can excel. If you have a proven track record of delivering tailored lending solutions for your clients, we’d love to hear from you. Apply today to take the next step in your career!Responsibilities:
Manage a large pipeline of loans to ensure your production meets our requirements.Monitor the mortgage process to ensure all company and regulatory processes are adhered to.Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction.Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision.Work closely with industry-related professionals to gather and prepare all necessary information to complete underwriting requirements.Manage warm transfers and fresh leads, averaging 8 to 10 daily, to effectively drive business growth.Handle the application process, pitch to qualified borrowers, and guide them through loan options.After loan sales, focus shifts to selling to the next borrower as processing staff takes over file management.Provide counseling to borrowers, educating them on the advantages and disadvantages of different loan products to guide their choices.Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies, and other related industry professionals.Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them.Qualifications:
Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability.Understanding of loan originator software such as Experian, LendingWise, or Calyx, and Office Suite highly preferred.Requires compliance with lending regulations and bank underwriting guidelines and lending policies.Current NMLS State License or Federal NMLS Registration.Banking, business, real estate, or related Bachelor’s degree required.Strong understanding of HELOC/HELOAN guidelines and structuring.Strong time management abilities, capable of prioritizing tasks and handling multiple leads simultaneously.Meticulous attention to detail, ensuring accuracy and compliance with regulations.Comprehensive knowledge of various loan products, eligibility criteria, and industry trends.Adaptability to changing market conditions and client needs.Commitment to ethical conduct and integrity.Proficiency in loan origination software and other technological tools.Compensation:
$300,000 Yearly
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Manage a large pipeline of loans to ensure your production meets our requirements.Monitor the mortgage process to ensure all company and regulatory processes are adhered to.Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction.Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision.Work closely with industry-related professionals to gather and prepare all necessary information to complete underwriting requirements.Manage warm transfers and fresh leads, averaging 8 to 10 daily, to effectively drive business growth.Handle the application process, pitch to qualified borrowers, and guide them through loan options.After loan sales, focus shifts to selling to the next borrower as processing staff takes over file management.Provide counseling to borrowers, educating them on the advantages and disadvantages of different loan products to guide their choices.Ensure accurate and timely preparation of all required documents from borrowers, loan officers, title companies, and other related industry professionals.Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them.Qualifications:
Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability.Understanding of loan originator software such as Experian, LendingWise, or Calyx, and Office Suite highly preferred.Requires compliance with lending regulations and bank underwriting guidelines and lending policies.Current NMLS State License or Federal NMLS Registration.Banking, business, real estate, or related Bachelor’s degree required.Strong understanding of HELOC/HELOAN guidelines and structuring.Strong time management abilities, capable of prioritizing tasks and handling multiple leads simultaneously.Meticulous attention to detail, ensuring accuracy and compliance with regulations.Comprehensive knowledge of various loan products, eligibility criteria, and industry trends.Adaptability to changing market conditions and client needs.Commitment to ethical conduct and integrity.Proficiency in loan origination software and other technological tools.Compensation:
$300,000 Yearly
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