Johnson Financial Group LLC
Commercial Banking Underwriter
Johnson Financial Group LLC, Madison, Wisconsin, us, 53774
Overview:
Responsible for underwriting new or complex commercial loans, typically exposures greater than $5 million, for both existing and prospective clients. Underwriters will assist regional leadership by providing early guidance on new opportunities, actively manage the credit approval process, and assist with proposing and negotiating final deal structures with the client or prospect. Underwriters will partner with our regional commercial teams and be proficient in underwriting credit risk, facilitating and managing the loan closing process, and for ongoing portfolio oversight. Underwriters are also responsible for expanding and deepening customer relationships through quality customer interactions, and for the development of our lessor experienced Relationship Managers.KEY RESPONSIBILITIESPosition Specific ResponsibilitiesPartner with Relationship Managers on client and prospect calls, structure credit facilities and preparing engagement memos.Manage the credit approval process through RCO/CCO engagement including loan presentation and preparation management.Ensure that all loans are underwritten with a high degree of accuracy and in according with the Banks policies and procedures.Manage the 3rd party process as needed including appraisal engagement, environmental due diligence, title company engagement and land surveys.Manage loan documentation preparation process for attorney and loan operations engagement. Confirm accuracy of documentation compared to approval.Evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.Resolve difficult or challenging problems by identifying potential solutions and clearly communicate with relevant personnel.Keep up on industry requirements and standards through various training opportunities.Required ExperienceMinimum 2-4 years commercial banking or equivalent experience for Underwriter I. Higher levels will require more in-depth experience.Excellent analytical and decision making skillsCritical thinking and problem solving skills requiredAbility to work independently with minimal supervision.Bachelors degree and/or equivalent work experience preferred.
Responsible for underwriting new or complex commercial loans, typically exposures greater than $5 million, for both existing and prospective clients. Underwriters will assist regional leadership by providing early guidance on new opportunities, actively manage the credit approval process, and assist with proposing and negotiating final deal structures with the client or prospect. Underwriters will partner with our regional commercial teams and be proficient in underwriting credit risk, facilitating and managing the loan closing process, and for ongoing portfolio oversight. Underwriters are also responsible for expanding and deepening customer relationships through quality customer interactions, and for the development of our lessor experienced Relationship Managers.KEY RESPONSIBILITIESPosition Specific ResponsibilitiesPartner with Relationship Managers on client and prospect calls, structure credit facilities and preparing engagement memos.Manage the credit approval process through RCO/CCO engagement including loan presentation and preparation management.Ensure that all loans are underwritten with a high degree of accuracy and in according with the Banks policies and procedures.Manage the 3rd party process as needed including appraisal engagement, environmental due diligence, title company engagement and land surveys.Manage loan documentation preparation process for attorney and loan operations engagement. Confirm accuracy of documentation compared to approval.Evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.Resolve difficult or challenging problems by identifying potential solutions and clearly communicate with relevant personnel.Keep up on industry requirements and standards through various training opportunities.Required ExperienceMinimum 2-4 years commercial banking or equivalent experience for Underwriter I. Higher levels will require more in-depth experience.Excellent analytical and decision making skillsCritical thinking and problem solving skills requiredAbility to work independently with minimal supervision.Bachelors degree and/or equivalent work experience preferred.