GM Financial
Fleet Credit Analyst II - Commercial Vehicle Lending
GM Financial, Arlington, Texas, United States, 76000
Overview:
Why GM Financial?GM Financial promotes an inclusive Culture to Win that is centered around leading with core values, empowering team members, and accomplishing strategic priorities while supporting our community and earning customers for life. We invite YOU to join an innovative team of trend-setters in the automotive finance industry.
Commercial Vehicle LendingFleet Solutions, Fleet Credit, Small Business Credit, Compliance, Systems Integration Field and Inside SalesOur CVL team works together to find ways to grow GMFs fleet and commercial business by working closely with our internal teams, GM Envolve and customers. We offer business-centric products and services that set our dealer partners and business customers up for success. We have a diverse team with varying levels of experience and welcome new team members who are excited to learn all aspects of our business. Our customers count on us daily; therefore we take our mission seriously. We believe it all comes down to adding value, cultivating relationships, and earning trust. Thats why GM Financial needs passionate, innovative, and spirited team members just like YOU.This position will be located in Arlington, Texas and following a hybrid work model.
Hybrid (Combination of work from home and in-assigned office location)Responsibilities:About the role:you as the Fleet Credit Analyst II - CVL will complete financial analysis and prepares credit proposals for new and existing commercial customers. You will provide appropriate recommendations and supporting documentations to mitigate risk. Duties will include daily interaction with dealership personnel, commercial customer, and Sales Team to determine financing needs and to obtain necessary financial information.In this role you will:Accurately analyze financial statements of commercial borrowers, assign accurate risk ratings and provide appropriate recommendations to mitigate riskInterface with dealership personnel, customers and Sales Team to obtain data to complete financial analysis and ensure customer expectations are managed while meeting outlined service level agreements for credit decisioningPrepare accurate and concise line of credit, bailment and chassis financing proposalsEffectively manage Line of Credit annual renewals with emphasis on retentionActively participate in department meetings and one on one meetings with managementMentor Fleet Credit Analysts and Fleet Credit SpecialistsPerform other duties as assignedConform with all company policies and procedures
Qualifications:What makes you a dream candidate?Extensive knowledge of accounting, financial statement analysis, and cash flowUnderstanding of commercial lending with emphasis in captive automotive dealership financing preferredKnowledge of dealership, fleet/commercial and indirect auto finance industry operations preferredKnowledge of Salesforce.com preferredDeadline orientedExcellent customer service, analytical skills, oral/written communication and interpersonal skillsThorough knowledge of the credit decision process and documentation involvedProficiency in MS Word and Excel applicationsExperienceBachelors Degree ?Accounting, Finance or related field or equivalent work experience required5-7 years directly related commercial underwriting and automotive commercial vehicle lending environment experience preferredWhat We Offer:
Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.Our Culture:
Our team members define and shape our culture an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work we thrive.Compensation:
Competitive pay and bonus eligibilityWork Life Balance:
Flexible hybrid work environment, 2-days a week in office#LI-JE1#LI-hybrid
Why GM Financial?GM Financial promotes an inclusive Culture to Win that is centered around leading with core values, empowering team members, and accomplishing strategic priorities while supporting our community and earning customers for life. We invite YOU to join an innovative team of trend-setters in the automotive finance industry.
Commercial Vehicle LendingFleet Solutions, Fleet Credit, Small Business Credit, Compliance, Systems Integration Field and Inside SalesOur CVL team works together to find ways to grow GMFs fleet and commercial business by working closely with our internal teams, GM Envolve and customers. We offer business-centric products and services that set our dealer partners and business customers up for success. We have a diverse team with varying levels of experience and welcome new team members who are excited to learn all aspects of our business. Our customers count on us daily; therefore we take our mission seriously. We believe it all comes down to adding value, cultivating relationships, and earning trust. Thats why GM Financial needs passionate, innovative, and spirited team members just like YOU.This position will be located in Arlington, Texas and following a hybrid work model.
Hybrid (Combination of work from home and in-assigned office location)Responsibilities:About the role:you as the Fleet Credit Analyst II - CVL will complete financial analysis and prepares credit proposals for new and existing commercial customers. You will provide appropriate recommendations and supporting documentations to mitigate risk. Duties will include daily interaction with dealership personnel, commercial customer, and Sales Team to determine financing needs and to obtain necessary financial information.In this role you will:Accurately analyze financial statements of commercial borrowers, assign accurate risk ratings and provide appropriate recommendations to mitigate riskInterface with dealership personnel, customers and Sales Team to obtain data to complete financial analysis and ensure customer expectations are managed while meeting outlined service level agreements for credit decisioningPrepare accurate and concise line of credit, bailment and chassis financing proposalsEffectively manage Line of Credit annual renewals with emphasis on retentionActively participate in department meetings and one on one meetings with managementMentor Fleet Credit Analysts and Fleet Credit SpecialistsPerform other duties as assignedConform with all company policies and procedures
Qualifications:What makes you a dream candidate?Extensive knowledge of accounting, financial statement analysis, and cash flowUnderstanding of commercial lending with emphasis in captive automotive dealership financing preferredKnowledge of dealership, fleet/commercial and indirect auto finance industry operations preferredKnowledge of Salesforce.com preferredDeadline orientedExcellent customer service, analytical skills, oral/written communication and interpersonal skillsThorough knowledge of the credit decision process and documentation involvedProficiency in MS Word and Excel applicationsExperienceBachelors Degree ?Accounting, Finance or related field or equivalent work experience required5-7 years directly related commercial underwriting and automotive commercial vehicle lending environment experience preferredWhat We Offer:
Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.Our Culture:
Our team members define and shape our culture an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work we thrive.Compensation:
Competitive pay and bonus eligibilityWork Life Balance:
Flexible hybrid work environment, 2-days a week in office#LI-JE1#LI-hybrid