FIRST BANKERS TRUST GROUP
Commercial Banker
FIRST BANKERS TRUST GROUP, Saint Charles, Missouri, United States,
Job Details
Job LocationSt Charles Commercial Banking Center - St Charles, MO
Position TypeFull Time
Education Level4 Year Degree
Travel PercentageUp to 50%
Job ShiftMon - Fri Days
Job CategoryBanking
Job Summary & Key Accountabilities
Are you ready to make a real impact in a fast-growing market? Join
First Bankers Trust Company
as a
Commercial Banker
and be at the forefront of building our presence in St. Charles, MO. This is more than just a job - it's an exciting opportunity to shape the future by developing and managing a commercial loan portfolio of $25MM to $50MM, while driving new business and building lasting client relationships. If you thrive in a growth-oriented, entrepreneurial environment and want to be a key player in a growing bank's success, we want to hear from you!
The
Commercial Banker
is responsible for developing and managing a loan portfolio with total commercial assets of $25MM to $50MM that meets established lending requirements and provides maximum profitability to the bank with minimum risk. This position will work closely with the financial institution's broader lending and credit teams, compliance team, and operations. This position may also provider leadership and direction to subordinate commercial lenders. The successful candidate must possess strong communication and leadership skills and a propensity for building and maintaining strong relationships with clients.
Identifies and establishes relationships with new lending clients while building and managing the associated loan portfolioDevotes a significant amount of time to new business developmentAnalyzes potential loan markets to find opportunities to promote loans and financial services.Interviews clients and collects and analyzes financial and related data to determine the general credit-worthiness of the prospects and merits of the specific loan requests.Analyzes, establishes and negotiates the terms under which credit will be extended, including the costs, repayment method and schedule, and collateral payments.After evaluating the creditworthiness of a particular lending opportunity, makes decisions on loans and terms within established lending limits, or makes recommendations to a supervisor and/or the loan approval committee.Counsels applicants on loan repayments policies and restrictions.Monitors loan status, including repayment activities, and takes action to collect from past due accounts when necessary.May provide leadership and direction for other commercial bankers, with responsibility for financial, loan, and deposit performance, as well as growth, risk control, and profit performance.Develops materials for and makes loan presentations to the Loan Officers Committee and the Director's Loan Committee, as required.Participates in community events and activities to increase the bank's visibility and to uncover new business opportunities.Develops and executes special projects as required.Performs other related duties as assigned.Key Competency Requirements
Bachelor's Degree in Finance, Business, related field or equivalent experience7-10 years of related experience/exposure within the banking industryDemonstrates aptitude for mathematical and/or financial transactionsDemonstrates experience developing business and prospectingDemonstrates strong value selling and negotiations skillsDemonstrates excellent relationship building capabilitiesDemonstrates ability to execute day to day work under limited supervisionDemonstrates strong customer service skills (customer-oriented)Demonstrates ability to thrive in a fast-paced environment and multi-task daily job dutiesDemonstrates ability to make fact-based/data driven decisions in stressful situationsDemonstrates ability to address complex job related/technical issues and problemsDemonstrates strong written and verbal communication skillsDemonstrates strong team collaboration/team work skills, with ability to work in diverse teams and build/maintain positive working relationshipsDemonstrates ability to interact efficiently with banking software, as well as utilize common office applications including Word, Excel, Outlook, and related applications; willingness to learn new technologiesDemonstrates ability to work with a significant amount of detailed information in an accurate, timely and confidential mannerFirst Bankers Trust Company is offering a fast-paced job opportunity for interested candidates! Apply today to secure a fulfilling career along with these additional perks:
Comprehensive, value-added career opportunitiesFocus on career development, broad exposures, and learning new things dailyOpportunities to help others and make a difference in the communityOpportunities to participate in special interest groups, such as Young Professionals, or one of our Employee Resource GroupsCompetitive full benefits package including HSA with investment options, 401K with match, and profit sharingVacation and PTO time reflective of your experienceVolunteering time off of 12 hours per yearHybrid/remote work schedule in alignment with our e-commuting policy for specific positionsAccess to a library over 6,000 personal and professional development on-line courses, hosted by Udemy BusinessParticipation in our company-wide employee wellness incentive program, and the ability to earn a discount on your next year's premiums
Our values reflect our culture: Everyone is Valued, Do The Right Thing, Friendly Family, & Fun, Dream Big/Act Small, Accountability, Innovation
When you choose to become a part of the team at First Bankers Trust Company, you are getting more than a job. What comes along with the daily work is making a difference in other people's lives, working closely with teammates who become friends, contributing to a bigger picture, balancing work and home commitments, and developing yourself and your career. If that sounds great to you, apply for a position today.
Work Environment: This position typically works in a professional office setting. The position requires the ability to sit for extended periods, use computer equipment, and communicate effectively with colleagues and clients.
First Bankers Trust Company is an equal opportunity employer and supports diversity in the workplace. Qualified applications will receive consideration for employment without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Our HR team will reach out to the applicants who meet the qualifications and are most closely aligned with the requirements of the position.
Job LocationSt Charles Commercial Banking Center - St Charles, MO
Position TypeFull Time
Education Level4 Year Degree
Travel PercentageUp to 50%
Job ShiftMon - Fri Days
Job CategoryBanking
Job Summary & Key Accountabilities
Are you ready to make a real impact in a fast-growing market? Join
First Bankers Trust Company
as a
Commercial Banker
and be at the forefront of building our presence in St. Charles, MO. This is more than just a job - it's an exciting opportunity to shape the future by developing and managing a commercial loan portfolio of $25MM to $50MM, while driving new business and building lasting client relationships. If you thrive in a growth-oriented, entrepreneurial environment and want to be a key player in a growing bank's success, we want to hear from you!
The
Commercial Banker
is responsible for developing and managing a loan portfolio with total commercial assets of $25MM to $50MM that meets established lending requirements and provides maximum profitability to the bank with minimum risk. This position will work closely with the financial institution's broader lending and credit teams, compliance team, and operations. This position may also provider leadership and direction to subordinate commercial lenders. The successful candidate must possess strong communication and leadership skills and a propensity for building and maintaining strong relationships with clients.
Identifies and establishes relationships with new lending clients while building and managing the associated loan portfolioDevotes a significant amount of time to new business developmentAnalyzes potential loan markets to find opportunities to promote loans and financial services.Interviews clients and collects and analyzes financial and related data to determine the general credit-worthiness of the prospects and merits of the specific loan requests.Analyzes, establishes and negotiates the terms under which credit will be extended, including the costs, repayment method and schedule, and collateral payments.After evaluating the creditworthiness of a particular lending opportunity, makes decisions on loans and terms within established lending limits, or makes recommendations to a supervisor and/or the loan approval committee.Counsels applicants on loan repayments policies and restrictions.Monitors loan status, including repayment activities, and takes action to collect from past due accounts when necessary.May provide leadership and direction for other commercial bankers, with responsibility for financial, loan, and deposit performance, as well as growth, risk control, and profit performance.Develops materials for and makes loan presentations to the Loan Officers Committee and the Director's Loan Committee, as required.Participates in community events and activities to increase the bank's visibility and to uncover new business opportunities.Develops and executes special projects as required.Performs other related duties as assigned.Key Competency Requirements
Bachelor's Degree in Finance, Business, related field or equivalent experience7-10 years of related experience/exposure within the banking industryDemonstrates aptitude for mathematical and/or financial transactionsDemonstrates experience developing business and prospectingDemonstrates strong value selling and negotiations skillsDemonstrates excellent relationship building capabilitiesDemonstrates ability to execute day to day work under limited supervisionDemonstrates strong customer service skills (customer-oriented)Demonstrates ability to thrive in a fast-paced environment and multi-task daily job dutiesDemonstrates ability to make fact-based/data driven decisions in stressful situationsDemonstrates ability to address complex job related/technical issues and problemsDemonstrates strong written and verbal communication skillsDemonstrates strong team collaboration/team work skills, with ability to work in diverse teams and build/maintain positive working relationshipsDemonstrates ability to interact efficiently with banking software, as well as utilize common office applications including Word, Excel, Outlook, and related applications; willingness to learn new technologiesDemonstrates ability to work with a significant amount of detailed information in an accurate, timely and confidential mannerFirst Bankers Trust Company is offering a fast-paced job opportunity for interested candidates! Apply today to secure a fulfilling career along with these additional perks:
Comprehensive, value-added career opportunitiesFocus on career development, broad exposures, and learning new things dailyOpportunities to help others and make a difference in the communityOpportunities to participate in special interest groups, such as Young Professionals, or one of our Employee Resource GroupsCompetitive full benefits package including HSA with investment options, 401K with match, and profit sharingVacation and PTO time reflective of your experienceVolunteering time off of 12 hours per yearHybrid/remote work schedule in alignment with our e-commuting policy for specific positionsAccess to a library over 6,000 personal and professional development on-line courses, hosted by Udemy BusinessParticipation in our company-wide employee wellness incentive program, and the ability to earn a discount on your next year's premiums
Our values reflect our culture: Everyone is Valued, Do The Right Thing, Friendly Family, & Fun, Dream Big/Act Small, Accountability, Innovation
When you choose to become a part of the team at First Bankers Trust Company, you are getting more than a job. What comes along with the daily work is making a difference in other people's lives, working closely with teammates who become friends, contributing to a bigger picture, balancing work and home commitments, and developing yourself and your career. If that sounds great to you, apply for a position today.
Work Environment: This position typically works in a professional office setting. The position requires the ability to sit for extended periods, use computer equipment, and communicate effectively with colleagues and clients.
First Bankers Trust Company is an equal opportunity employer and supports diversity in the workplace. Qualified applications will receive consideration for employment without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Our HR team will reach out to the applicants who meet the qualifications and are most closely aligned with the requirements of the position.