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Banc of California

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Banc of California, Santa Ana, California, United States, 92725


Overview:

Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles with one wholly-owned banking subsidiary, Banc of California (the bank). Banc of California is one of the nations premier relationship-based business banks focused on providing banking and treasury management services to small-, middle-market, and venture-backed businesses. Banc of California offers a broad range of loan and deposit products and services through more than 70 full-service branches throughout California and in Denver, Colorado, and Durham, North Carolina, as well as full-stack payment processing solutions through its subsidiary, Deepstack Technologies. The bank is committed to its local communities by supporting organizations that provide financial literacy and job training, small business support, affordable housing, and more.Job SummaryResponsible for ensuring final loan documents are accurately created and are in accordance with specific requirements and programs within Warehouse Lending. Responsible for validating all information on all forms are in accordance with Bank and lending regulations. Provide final validation and approval on loan documents which includes pricing of loans and processes wire requests to closing agents. Monitor wet collateral report and note shipment requests. Performs all duties in accordance with the companys policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates.Responsibilities:Review incoming warehouse loan data file, funding documents and wire instructions.Review pricing of loans and disbursement amount requested; make necessary corrections if needed. Verifies all underwriting and doc conditions have been satisfied and signed off on loan approval.Assist with collateral shipping; collateral conversion and monitor wet collateral report and custodian aggregate reports.Assist with confirming Deed of Trust/ Mortgage recordation as needed. Assist with file storage; scanned loan file documents and organized them in the correct folder.Maintain client satisfaction through excellent customer service and efficient solving of problems.Establish working relationship with client funders as appropriate for job function.Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.Follows policies and procedures; completes tasks correctly and on time; supports the companys goals and values.Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to ones own actions and conduct.Performs other duties and projects as assigned.Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to age (40 and over), ancestry, color, religious creed (including religious dress and grooming practices), denial of Family and Medical Care Leave, disability (mental and physical) including HIV and AIDS, marital status, medical condition (cancer and genetic characteristics), genetic information, military and veteran status, national origin (including language use restrictions), race, sex (which includes pregnancy, childbirth, breastfeeding and medical conditions related to pregnancy, childbirth or breastfeeding), gender, gender identity, gender expression, and sexual orientation. If you require reasonable accommodation as part of the application process please contact Talent Acquisition Partner.Qualifications:Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state and federal) and Community Reinvestment Act (CRA).Intermediate knowledge of related state and federal banking compliance regulations, and other Bank lending policies.Intermediate knowledge of title policies and related loan regulations such as RESPA, HMDA and other Bank lending policies on loans to directors.Effective organizational and time management skills.Intermediate skills in computer terminal and personal computer operation; Microsoft Office applications including but not limited to: Word, Excel, PowerPoint and Outlook.Intermediate typing skills to meet production needs of the position.Intermediate math skills; calculate interest and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.Exceptional oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, and speak clearly to customers and employees.Ability to complete routine forms, use existing form letters, and/or conduct routine oral communication.Ability to work with general supervision while performing duties.High School Diploma and a minimum of 4 years related work experience and/or training. Work related experience should consist of a credit or loan processing background.Bachelors Degree preferred.Salary Range: $40,000.00- 55,000.00 USD; Final salary to be determined by the education, experience, knowledge, skills, and abilities of the applicant, internal equity, and alignment with geographic/market data.