First Atlantic Federal Credit Union
Consumer Lending Jr. Underwriter/ Mortgage Loan Processor
First Atlantic Federal Credit Union - Eatontown, New Jersey, us, 07724
Work at First Atlantic Federal Credit Union
Overview
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Overview
Would you like to join a growing, member-owned, not-for-profit financial institution that is one of the Best of the Best in Monmouth and Ocean County per the Asbury Park Press Readers' Choice Awards? We have refreshed our brand, and our CEO and Leadership Team are focused on the well-being of our Employees and the enrichment of the work environment! If this appeals to you and you would like to be part of a "Winning Team", then please consider applying for the Consumer Lending Jr. Underwriter/ Mortgage Loan Processor position at First Atlantic Federal Credit Union.
Who we are:
Around here we do things differently. Maybe it's the ocean breeze. Or the music. Or the fact that we've been a part of the landscape for over 85 years. Around here we put our members first. Always have and always will. At First Atlantic, local is more than a saying. It's knowing that when our community thrives, we all thrive. Our continued mission is to support our members and deliver the best value in financial services. It's where trust and tradition meet innovation and versatility, and the community is paramount.
First Atlantic is headquartered in Eatontown, New Jersey, with branches in Eatontown, Neptune, Oceanport, and Toms River. Anyone who lives, works, worships, volunteers, or attends school in Middlesex, Monmouth or Ocean counties is eligible to join. Family members of a First Atlantic member can also belong.
What we are looking for:
We are seeking an
ONSITE
Consumer Lending Jr. Underwriter/ Mortgage Loan Processor to assist First Atlantic Federal Credit Union to live out our Mission and Vision by working directly with the Lending Manager to provide the best value financial services to members by providing outstanding service to both external and internal members.
Job Summary
The primary purpose of this position is to assist First Atlantic Federal Credit Union to live out our Mission to provide best value financial services to members by providing outstanding service to both members and internal members. In addition, provide quality member service, promote Credit Union loan products, examine, evaluate, and authorize or recommend approval of member applications for loans by performing the following duties. Assists members with their consumer needs, analyzing loan requests and making credit decisions based on lending policy.
ESSENTIAL DUTIES AND RESPONSIBILITIES
include the following. Other duties may be assigned.
Meets all established service goals.
Regular and predictable attendance and punctuality. Prepares and sends mortgage loan disclosures according to loan timelines. Orders required documentation for due diligence required for the loan terms. Reviews Mortgage and Consumer loan applications to develop information concerning their loan needs, earnings, financial condition as well as cross-sale opportunities that benefit the member and the credit union under the guidance of the Lending Manager and Consumer Lending Underwriter. Prepares and/or reviews all loan documents for completeness and accuracy including but not limited to the quality control (QC) of funded loan files. Analyzes current financial position of members to determine the degree of risk involved in extending credit or lending money. Makes decision to recommend approval, disapproval, or forward the loan request to higher levels for decision according to the lending policy and loan matrix. Benefits offered.
Who we are:
Around here we do things differently. Maybe it's the ocean breeze. Or the music. Or the fact that we've been a part of the landscape for over 85 years. Around here we put our members first. Always have and always will. At First Atlantic, local is more than a saying. It's knowing that when our community thrives, we all thrive. Our continued mission is to support our members and deliver the best value in financial services. It's where trust and tradition meet innovation and versatility, and the community is paramount.
First Atlantic is headquartered in Eatontown, New Jersey, with branches in Eatontown, Neptune, Oceanport, and Toms River. Anyone who lives, works, worships, volunteers, or attends school in Middlesex, Monmouth or Ocean counties is eligible to join. Family members of a First Atlantic member can also belong.
What we are looking for:
We are seeking an
ONSITE
Consumer Lending Jr. Underwriter/ Mortgage Loan Processor to assist First Atlantic Federal Credit Union to live out our Mission and Vision by working directly with the Lending Manager to provide the best value financial services to members by providing outstanding service to both external and internal members.
Job Summary
The primary purpose of this position is to assist First Atlantic Federal Credit Union to live out our Mission to provide best value financial services to members by providing outstanding service to both members and internal members. In addition, provide quality member service, promote Credit Union loan products, examine, evaluate, and authorize or recommend approval of member applications for loans by performing the following duties. Assists members with their consumer needs, analyzing loan requests and making credit decisions based on lending policy.
ESSENTIAL DUTIES AND RESPONSIBILITIES
include the following. Other duties may be assigned.
Meets all established service goals.
Regular and predictable attendance and punctuality. Prepares and sends mortgage loan disclosures according to loan timelines. Orders required documentation for due diligence required for the loan terms. Reviews Mortgage and Consumer loan applications to develop information concerning their loan needs, earnings, financial condition as well as cross-sale opportunities that benefit the member and the credit union under the guidance of the Lending Manager and Consumer Lending Underwriter. Prepares and/or reviews all loan documents for completeness and accuracy including but not limited to the quality control (QC) of funded loan files. Analyzes current financial position of members to determine the degree of risk involved in extending credit or lending money. Makes decision to recommend approval, disapproval, or forward the loan request to higher levels for decision according to the lending policy and loan matrix. Benefits offered.