Loan Servicing Analyst I or II
Tri Counties Bank - Chico, California, us, 95976
Work at Tri Counties Bank
Overview
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Overview
The hiring range for this opportunity is $20.00 to $24.00 per hour along with incentive opportunities, creating a competitive total compensation package based on our pay scale, and may be modified by location and is commensurate with qualifications and experience.
POSITION SUMMARY:
Loan Servicing Analyst I
The Loan Servicing Analyst I will process exception loan payments and executes loan functions assigned by the department supervisor or other more senior personnel. The functions include generating simple loan payoffs, generating loan amortization schedules, processing loan payments, executing core system entries, working time sensitive reports, all to support branch and department personnel. The Loan Servicing Analyst I may execute payments and other adjustments as necessary so that the department entries balance daily.
POSITION SUMMARY:
Loan Servicing Analyst II
The Loan Servicing Analyst II will research and processes exception loan payments and execute loan functions with support from senior personnel and department supervisors as needed. The Loan Servicing Analyst II processes functions that include but are not limited to exception loan payments, loan payoffs (including partial payoffs and partial collateral release involving lot adjustments/splits), loan amortization issues, variable rate changes, time sensitive reports, system entries and adjustments that are beyond branch/department skillset or authority, all to support branch and department personnel. The Loan Servicing Analyst II may review disputes for adjustments and process after review with senior personnel. The Analyst may also review and process escrow transactions and general ledger certifications.
MAJOR RESPONSIBILITIES:
Loan Servicing Analyst I
Assists department and other business units and branch personnel with loan related matters that may exist after boarding. Maintain adherence to established operational procedures from other departments, providing ongoing monitoring for accuracy. Follow operational programs/procedures/job aids as assigned. Identify payment issues and correct as instructed by senior personnel. Generate simple payoff demand requests on consumer loans. Investigate out of balance conditions and payment errors. With guidance from more senior personnel, resolve discrepancies between Promissory Note and core system Process various daily Signature queries & Nautilus reports that are time sensitive, including but not limited to: Matured Loan query, Automatic Loan Payment Exception Journal. Provide data to senior management for audit and exam campaigns. Process approved disbursement requests from Construction Lending group. As instructed, process incoming wires for loan related activity. Execute outgoing wires as instructed. MAJOR RESPONSIBILITIES:
Loan Servicing Analyst II
Assists department and other business units and branch personnel with loan related matters that may exist after boarding Maintain adherence to established operational procedures from other departments, providing ongoing monitoring for accuracy. Follow operational programs/procedures/job aids as assigned. May be tasked with updating. Participate in ongoing product/system implementation as needed/assigned. Along with Senior personnel, review loan structure upon boarding to ensure accuracy of setup, billing, and payment posting hierarchy. Execute adjusting payment entries as instructed. Coordinate more complex payoff calculations on consumer and some business/commercial loans. Provide assistance to internal business units for out of balance conditions and payment errors. Collaborating with appropriate business units as needed, resolve discrepancies between Promissory Note and core system Process various daily Signature queries & Nautilus reports that are time sensitive, including but not limited to: Matured Loan query, Automatic Loan Payment Exception Journal. Provide data and responses to audit and exam campaigns. Assist in performing loan callback to ensure accuracy Review, approve, and process disbursement requests. Validate and process incoming wires for loan related activity. Execute outgoing wires as necessary EDUCATION, EXPERIENCE AND OTHER SKILLS REQUIRED:
Loan Servicing Analyst I
4 year degree or high school diploma and equivalent work experience Able to organize and handle multiple tasks Excellent verbal and written communication skills. Proficient MS Office Skills in Word/Excel/PowerPoint. EDUCATION, EXPERIENCE AND OTHER SKILLS REQUIRED:
Loan Servicing Analyst II
4 year degree or high school diploma and equivalent work experience 2-3 years’ experience servicing loans or equivalent work experience. Proficient in most facets of the job responsibilities with a working knowledge and understanding of loan servicing. Ability to work and solve problems independently following Tri Counties Bank policies and procedures. Exceptional organizational skills to accommodate multiple areas. Excellent verbal and written communication skills. Proficient MS Office Skills in Word/Excel/PowerPoint. PHYSICAL REQUIREMENTS
May be required to lift up to 25 pounds.
*Full job descriptions available upon request.
COMPANY PROFILE
Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) headquartered in Chico, California, with assets of nearly $10 billion and more than 45 years of financial stability. Tri Counties Bank provides a unique brand of Service With Solutions® for communities throughout California with a breadth of personal, small business and commercial banking services, plus an extensive branch network, more than 37,000 surcharge-free ATMs nationwide, and advanced online and mobile banking.
Tri Counties Bank remains strong and profitable through our top-down commitment to our core values, sound business principles and responsible lending practices.
Our success is also based on our community engagement. We still believe in the vision of the helpful and caring community banker. As we grow and serve more communities, we become more involved, providing substantial financial and volunteer support to local economies and community organizations. We applaud our employees who roll up their sleeves to work and volunteer for a greater good in our communities.
Tri Counties Bank hires individuals who are qualified for the role and who represent the communities in which we serve. We look to place people in positions where they can best utilize their abilities and strengths, and where they are able to grow with the Bank.
Tri Counties Bank is an Affirmative Action and Equal Opportunity Employer, Race/Color/Religion/Sex/Sexual Orientation/Gender Identity/National Origin/Disability/Veteran.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.