GBC International Bank
Portfolio Manager
GBC International Bank - Los Angeles, California, United States, 90079
Work at GBC International Bank
Overview
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Overview
GBC International Bank is looking for a Portfolio Manager in Los Angeles, CA.
This local job opportunity with ID 3035415351 is live since 2025-01-14 16:42:59.
Job Summary The Portfolio Manager is responsible for retaining and expanding the existing quality loan portfolio. The PM manages the loan portfolio and contacts borrowers regularly, proposes new loans, and readjusts pricing. They also manage loan quality to ensure proper risk grading and monitor problem loan status. Essential Job Functions Contact borrowers for maturing loans and collect required documents. Perform term loan reviews and prepare credit memos. Address borrower questions and issues, report them to the credit manager, and recommend loan risk grading. Identify and discuss new business opportunities from the portfolio to propose new loans and suitable products. Schedule renewals and repricing proactively to maintain good relationships. Assist account officers in performing initial cash flow analysis and financial spreads for new loan requests. Work closely with account officers to ensure all documents needed for closing new loans are received and reviewed for compliance with credit approval and specific program requirements. Assist in engaging appraisal, appraisal review, and environmental assessments from approved vendors. Review all documents and forms to ensure accuracy and completeness. Timely upload all documents to the database and update LoanVantage / Loan Status Log. Complete CIP / CDD forms (Customer Identification Program / Customer Due Diligence). Perform initial review of loan documents. Ensure final loan documents and forms are properly executed, recorded, and delivered appropriately. Respond to customer inquiries, bank reference, and CPA verification requests. Other responsibilities may be assigned. Qualifications/Requirements Bachelors Degree or equivalent, with a focus in Business, Finance, or Accounting preferred. Detail-oriented with an aptitude for business and customer interaction. Efficient with cooperative work habits, while managing time to account for a fast-paced work environment. Proficient with business office and computer programs such as Word and Excel. Minimum of three years of experience managing a commercial real estate loan portfolio. Physical Requirements The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is occasionally required to: stand; walk; sit; use hands to finger, handle, or feel objects, tools, or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch, or crawl; talk; and hear. The employee must occasionally lift and/or move up to 25 pounds. While performing the duties of this job, the employee is not exposed to weather conditions. The noise level in the work environment is usually moderate. Education Associates Degree and related on-the-job experience required. #J-18808-Ljbffr
Job Summary The Portfolio Manager is responsible for retaining and expanding the existing quality loan portfolio. The PM manages the loan portfolio and contacts borrowers regularly, proposes new loans, and readjusts pricing. They also manage loan quality to ensure proper risk grading and monitor problem loan status. Essential Job Functions Contact borrowers for maturing loans and collect required documents. Perform term loan reviews and prepare credit memos. Address borrower questions and issues, report them to the credit manager, and recommend loan risk grading. Identify and discuss new business opportunities from the portfolio to propose new loans and suitable products. Schedule renewals and repricing proactively to maintain good relationships. Assist account officers in performing initial cash flow analysis and financial spreads for new loan requests. Work closely with account officers to ensure all documents needed for closing new loans are received and reviewed for compliance with credit approval and specific program requirements. Assist in engaging appraisal, appraisal review, and environmental assessments from approved vendors. Review all documents and forms to ensure accuracy and completeness. Timely upload all documents to the database and update LoanVantage / Loan Status Log. Complete CIP / CDD forms (Customer Identification Program / Customer Due Diligence). Perform initial review of loan documents. Ensure final loan documents and forms are properly executed, recorded, and delivered appropriately. Respond to customer inquiries, bank reference, and CPA verification requests. Other responsibilities may be assigned. Qualifications/Requirements Bachelors Degree or equivalent, with a focus in Business, Finance, or Accounting preferred. Detail-oriented with an aptitude for business and customer interaction. Efficient with cooperative work habits, while managing time to account for a fast-paced work environment. Proficient with business office and computer programs such as Word and Excel. Minimum of three years of experience managing a commercial real estate loan portfolio. Physical Requirements The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is occasionally required to: stand; walk; sit; use hands to finger, handle, or feel objects, tools, or controls; reach with hands and arms; climb stairs; balance; stoop, kneel, crouch, or crawl; talk; and hear. The employee must occasionally lift and/or move up to 25 pounds. While performing the duties of this job, the employee is not exposed to weather conditions. The noise level in the work environment is usually moderate. Education Associates Degree and related on-the-job experience required. #J-18808-Ljbffr