Sound Credit Union
Loan Specialist
Sound Credit Union, Tacoma, Washington, us, 98417
Sound Credit Union - Loan Specialist
Location:
Tacoma, WashingtonJob Level:
ExperiencedPosition Type:
Full TimeEducation Level:
High School Diploma or equivalentSalary Range:
$28.08 - $42.12 HourlyTravel Percentage:
NegligibleJob Shift:
M-F, Varies - Evenings and WeekendsJob Category:
Professional ServicesSound is looking for a Loan Specialist to join our team! In this hybrid position, you will underwrite, process, fund, and service all types of consumer loans. This includes underwriting and processing for both the Indirect Lending and Consumer Lending departments as needed, using both Lending 360 and MeridianLink loan origination systems. You will maintain excellent business relationships with participating dealerships in a high-volume environment.As a Loan Specialist, you will:Participate in underwriting, funding, and servicing of a full range of consumer loans within lending authority limits.Evaluate background information including employment history, credit history, and debt-to-income ratio of applicants for loans, lines of credit, and VISA credit cards.Make credit decisions; approve/decline loans; evaluate risk; determine collateral needs and set terms for approved loans.Review title paperwork and loan documentation.Receive, process, and fund indirect (CUDL) funding packets.Review MSRP, NADA, or Kelley Wholesale guide for vehicle valuation.Maintain positive dealer relationships in a high volume, fast-paced environment.Analyze pay stubs and tax returns to determine income verification.Open new accounts obtained through all lending programs; input relevant information into the computer system; prepare and send Welcome Packets for new members.Audit loan files to ensure compliance; respond to member inquiries regarding loans.Verify that all documents and information are complete prior to disbursement.Ensure that copies of the service, GAP, LoJack, and CL&D contracts are present; or any other type of ancillary products (if applicable).At Sound, we believe in empowering our employees to do the right thing. We offer a diverse workforce with an inclusive and supportive environment, competitive pay, career growth, and a benefits package that aligns with our values.
#J-18808-Ljbffr
Location:
Tacoma, WashingtonJob Level:
ExperiencedPosition Type:
Full TimeEducation Level:
High School Diploma or equivalentSalary Range:
$28.08 - $42.12 HourlyTravel Percentage:
NegligibleJob Shift:
M-F, Varies - Evenings and WeekendsJob Category:
Professional ServicesSound is looking for a Loan Specialist to join our team! In this hybrid position, you will underwrite, process, fund, and service all types of consumer loans. This includes underwriting and processing for both the Indirect Lending and Consumer Lending departments as needed, using both Lending 360 and MeridianLink loan origination systems. You will maintain excellent business relationships with participating dealerships in a high-volume environment.As a Loan Specialist, you will:Participate in underwriting, funding, and servicing of a full range of consumer loans within lending authority limits.Evaluate background information including employment history, credit history, and debt-to-income ratio of applicants for loans, lines of credit, and VISA credit cards.Make credit decisions; approve/decline loans; evaluate risk; determine collateral needs and set terms for approved loans.Review title paperwork and loan documentation.Receive, process, and fund indirect (CUDL) funding packets.Review MSRP, NADA, or Kelley Wholesale guide for vehicle valuation.Maintain positive dealer relationships in a high volume, fast-paced environment.Analyze pay stubs and tax returns to determine income verification.Open new accounts obtained through all lending programs; input relevant information into the computer system; prepare and send Welcome Packets for new members.Audit loan files to ensure compliance; respond to member inquiries regarding loans.Verify that all documents and information are complete prior to disbursement.Ensure that copies of the service, GAP, LoJack, and CL&D contracts are present; or any other type of ancillary products (if applicable).At Sound, we believe in empowering our employees to do the right thing. We offer a diverse workforce with an inclusive and supportive environment, competitive pay, career growth, and a benefits package that aligns with our values.
#J-18808-Ljbffr