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Fifth Third

Emerging Middle Market Relationship Manager IV

Fifth Third, Warrenville, Illinois, United States, 60555


Emerging Middle Market Relationship Manager IV

Apply locations: Warrenville, ILTime type: Full timePosted: 5 Days AgoJob requisition id: R50642Make banking a Fifth Third better

We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.GENERAL FUNCTION:Responsible for profitable business development as well as monitoring the quality of a large existing portfolio of companies with annual gross sales of at least $50MM and generally less than $500MM within a specific geographic area. Ability to develop trusted advisory relationships with the Senior Executives (e.g. CEO, CFO, COO) of the Company. Capable of leading and coordinating with One Bank Partners to create and implement a relationship strategy for very large, complex assigned clients and prospects. This position requires a strong understanding of credit, commercial products, and financial statement analysis to offer beneficial banking solutions (e.g. loans, treasury management, capital markets) based on clients and prospects' needs. This role is expected to solicit participation in public debt issuance for clients. Some incumbents may specialize in a specific industry such as Health Care. This role is expected to actively participate in community activities.Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.ESSENTIAL DUTIES AND RESPONSIBILITIES:Business DevelopmentWork independently to identify and develop profitable new "lead left" client relationships by leveraging centers of influence, existing clients, & referral sources.Effectively grow long-term profitable "lead left" relationships.Work closely with assigned Fifth Third internal partners to deepen existing relationships and acquire new high-value prospective relationships.Attend community and/or specific industry forums, conferences, and/or meetings to broaden relationship networks, referral sources, and continually deepen knowledge of trends, practices, services, and the competitive landscape.Portfolio ManagementWork with One Bank partners (Treasury Management, Capital Markets, and Wealth Management, etc.) to analyze, evaluate, and develop a tailored relationship strategy for each client or prospect.Responsible for planning and conducting relationship strategy review meetings with internal Fifth Third Business Partners and Client's trusted advisors (e.g. attorney, accountants).Ensure that customer relationships are managed to maximize the opportunity for the bank while taking into account Bank risk and customer needs.Client ExperienceMeet with customers regularly to enhance the trusted advisor relationship and ensure business needs are being met.Lead and coordinate all client-facing activities, including credit support, treasury management, and capital markets.Utilize the Bank's Customer Relationship Management (CRM) system for client activity tracking, call reports, and pipeline management. Reinforce the use of CRM for assigned Fifth Third partners for monitoring pre-call and post-call activities.Utilize consultative sales skills, commercial playbook principles, and call reporting plans to enhance the client experience.Credit ExcellenceAnalyze the financial information provided to determine the questions to ask to decide on the credit request that should be pursued.Partner with Portfolio Managers and Credit Officers on credit requests and adhere to established Portfolio Management guidelines (i.e., delinquencies, documentation preparation, financial statement tracking exceptions, matured loans).Monitor, on an ongoing basis, information concerning customer financial performance, condition, and industry trends to determine that any credit exposure is at an acceptable risk and priced accordingly.SUPERVISORY RESPONSIBILITIES:No formal supervisory responsibilities. Expected to provide guidance to Commercial RM I & II.MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:Bachelor's or Master's in Business (e.g., Business Administration, Finance, Accounting) or equivalent work experience preferred.Minimum of 10 years of Commercial Banking experience.9 years of relationship account management experience preferred.Formalized commercial credit training or equivalent credit experience required.Underwriting experience preferred.Proven track record of partnership with investment bankers to provide strategic and capital market advice.Strong business acumen, including detailed analysis, review of financial statements, and understanding of accounting principles.Thorough knowledge of Commercial, Treasury Management, and alternative lending and financing options.Ability to assess client needs, drivers of profitability, and corporate/personal life cycle optimizing financial solutions.Exhibits strong presentation skills in both large and small group settings. Proven ability to communicate with impact.Understands the audience and adjusts communication to the appropriate level of detail for the audience; captures and holds the audience's attention.Proven track record of identification and understanding of business issues, problems, and opportunities and the ability to create relevant options for addressing problems/opportunities to achieve desired outcomes.Proven track record of exploring options for a prospective client or existing buyer/COI's prior to advocating for a solution.Influences client decisions regarding strategy and product solutions. Engages in joint business planning with internal partners and buyers.Determines tasks, resources, and project requirements by breaking them down into tasks and defining roles and responsibilities.Scans the internal and external environment to identify the relationships that should be initiated or improved to achieve business goals and fulfill clients' needs.Demonstrates strong verbal and written communication skills, with particular emphasis on experience in face-to-face negotiations.Proven ability to work in a team-based sales environment.Must be proficient in all Microsoft Office software; familiarity with prospecting and CRM sales tools preferred.Regional/local travel.Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status, or any other legally protected status.

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