Real Estate Accelerator
Loan Officer
Real Estate Accelerator, Kansas City, Missouri, United States, 64101
Description
Job Description:
Loan Officer at Arch Capital
Company Overview:
Arch Capital is a rapidly growing non-QM (Non-Qualified Mortgage) lending company focused on providing innovative financial solutions for investors. We specialize in non-agency mortgage products, leveraging our expertise in underwriting, compliance, and risk management to support diverse lending needs.
Position:
Loan Officer
Job Summary:
As a Loan Officer at Arch Capital, you will play a critical role in expanding our non-QM lending operations. You will be responsible for originating and managing mortgage loans tailored to the needs of investors, utilizing alternative income verification methods to qualify borrowers.
Benefits:Competitive salary and commission structureOpportunities for professional growth within a leading mortgage company.
Join Arch Capital and contribute to our mission of providing innovative lending solutions to investors in the dynamic non-QM market.
Responsibilities
•Originate and manage non-QM loans, focusing on investor clients.•Evaluate borrower financial information to determine eligibility for non-agency loan products.•Collaborate with underwriters and compliance teams to ensure adherence to company guidelines and regulatory requirements.•Develop and maintain relationships with clients and referral partners to drive business growth.•Provide exceptional customer service throughout the loan process, ensuring a smooth and efficient experience for borrowers.•Establish and maintain relationships with realtors, bank officers, builders, and the community at large in order to retain existing and attract new business•Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines•Maintain an active rolling pipeline of funding per our guidelines•Assist borrowers in selecting loan programs that best fit their financial goals and needs•Oversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwriters
Qualifications
•Proven experience as a loan officer or similar role in mortgage lending.•Strong understanding of non-QM loan products and alternative income verification methods.•Excellent communication and interpersonal skills.•Ability to work independently and manage multiple tasks efficiently.•Bachelor's degree in business, finance, banking, real estate, or a related field•Office Suite knowledge and loan originating software such as Calyx, Experian, or LendingWise preferred•Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability•Knowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit•Multiple years of real estate, mortgage origination, or lending required
Job Description:
Loan Officer at Arch Capital
Company Overview:
Arch Capital is a rapidly growing non-QM (Non-Qualified Mortgage) lending company focused on providing innovative financial solutions for investors. We specialize in non-agency mortgage products, leveraging our expertise in underwriting, compliance, and risk management to support diverse lending needs.
Position:
Loan Officer
Job Summary:
As a Loan Officer at Arch Capital, you will play a critical role in expanding our non-QM lending operations. You will be responsible for originating and managing mortgage loans tailored to the needs of investors, utilizing alternative income verification methods to qualify borrowers.
Benefits:Competitive salary and commission structureOpportunities for professional growth within a leading mortgage company.
Join Arch Capital and contribute to our mission of providing innovative lending solutions to investors in the dynamic non-QM market.
Responsibilities
•Originate and manage non-QM loans, focusing on investor clients.•Evaluate borrower financial information to determine eligibility for non-agency loan products.•Collaborate with underwriters and compliance teams to ensure adherence to company guidelines and regulatory requirements.•Develop and maintain relationships with clients and referral partners to drive business growth.•Provide exceptional customer service throughout the loan process, ensuring a smooth and efficient experience for borrowers.•Establish and maintain relationships with realtors, bank officers, builders, and the community at large in order to retain existing and attract new business•Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines•Maintain an active rolling pipeline of funding per our guidelines•Assist borrowers in selecting loan programs that best fit their financial goals and needs•Oversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwriters
Qualifications
•Proven experience as a loan officer or similar role in mortgage lending.•Strong understanding of non-QM loan products and alternative income verification methods.•Excellent communication and interpersonal skills.•Ability to work independently and manage multiple tasks efficiently.•Bachelor's degree in business, finance, banking, real estate, or a related field•Office Suite knowledge and loan originating software such as Calyx, Experian, or LendingWise preferred•Possess excellent written and verbal communication skills, superb interpersonal and customer service skills, and exceptional decision-making ability•Knowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit•Multiple years of real estate, mortgage origination, or lending required