American Financing
Mortgage Consultant/Loan Officer
American Financing, Aurora, Colorado, United States, 80012
Compensation: $55K in base pay plus bonus with total compensation up to $350K+ per year
At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo.
See what it's like to work for a national mortgage lender that truly values its employees.Wherever your passions lie, you can find rewarding work and new opportunities here.Casual work environmentHybrid schedule for local employeesFamily-owned, Customer-focusedDenver Post Top WorkplaceTop 50 Family-Owned BusinessBest of Colorado BusinessInc. 5000 Fastest-growing Private CompanyJOB SUMMARY
The Mortgage Consultant will initiate the mortgage process for potential clients, preparing, analyzing,and verifying mortgage loan applications for the purchase or refinance of real estate.
Compensation: $55K plus bonus with total compensation up to $350K+ annually
WHAT YOU WILL BRING
Excellent interpersonal and customer service skills.Excellent organizational skills and attention to detail.Ability to analyze and comprehend complex financial data and provide sound financial advice.Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal.National Mortgage (Fannie Mae), and other types of construction and conventional loans.Proficient with Microsoft Office Suite or related software.Minimum High School diplomaOne to three years of prior experience in lending or related field preferred.State Mortgage LicensingMLSDUTIES AND RESPONSIBILITIES
Interviews potential and current clients to understand their lending needs including first-timemortgages or refinance of existing loans.Explains the differences between and approval requirements of various types of mortgages;prepares and presents a lending package based on client specifications.Assists clients with completion of mortgage applications, inspecting completed documents foraccuracy and thoroughness.Reviews loan applications, gathers credit histories and reports, and assesses applicants' capacityto repay and default risk.Based on predetermined requirements, assesses, and grants or rejects mortgage applications.Views property for real estate purchase or refinance.Maintains knowledge of trends and developments in the local real estate market; current andpredicted lending rates; and changes in rules, regulations, and best practices of variousmortgages.Demonstrates the ability to use independent judgement and critical thinking skills in matters ofsignificant impactWork with the processing staff and borrower to ensure the loans are completed in a timelymanner.Report daily to management on current production and goals.Performs other duties as assigned.Compensation: $55K in base pay plus bonus with total compensation up to $350K+ per year
WHAT WE BRING
Medical, Dental, Vision, 401kPaid time off and sick daysPaid holidaysLong-term paid disabilityPaid maternity and bonding leaveFull desk equipment provided
American Financing Corporation (AFC)is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.
At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo.
See what it's like to work for a national mortgage lender that truly values its employees.Wherever your passions lie, you can find rewarding work and new opportunities here.Casual work environmentHybrid schedule for local employeesFamily-owned, Customer-focusedDenver Post Top WorkplaceTop 50 Family-Owned BusinessBest of Colorado BusinessInc. 5000 Fastest-growing Private CompanyJOB SUMMARY
The Mortgage Consultant will initiate the mortgage process for potential clients, preparing, analyzing,and verifying mortgage loan applications for the purchase or refinance of real estate.
Compensation: $55K plus bonus with total compensation up to $350K+ annually
WHAT YOU WILL BRING
Excellent interpersonal and customer service skills.Excellent organizational skills and attention to detail.Ability to analyze and comprehend complex financial data and provide sound financial advice.Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal.National Mortgage (Fannie Mae), and other types of construction and conventional loans.Proficient with Microsoft Office Suite or related software.Minimum High School diplomaOne to three years of prior experience in lending or related field preferred.State Mortgage LicensingMLSDUTIES AND RESPONSIBILITIES
Interviews potential and current clients to understand their lending needs including first-timemortgages or refinance of existing loans.Explains the differences between and approval requirements of various types of mortgages;prepares and presents a lending package based on client specifications.Assists clients with completion of mortgage applications, inspecting completed documents foraccuracy and thoroughness.Reviews loan applications, gathers credit histories and reports, and assesses applicants' capacityto repay and default risk.Based on predetermined requirements, assesses, and grants or rejects mortgage applications.Views property for real estate purchase or refinance.Maintains knowledge of trends and developments in the local real estate market; current andpredicted lending rates; and changes in rules, regulations, and best practices of variousmortgages.Demonstrates the ability to use independent judgement and critical thinking skills in matters ofsignificant impactWork with the processing staff and borrower to ensure the loans are completed in a timelymanner.Report daily to management on current production and goals.Performs other duties as assigned.Compensation: $55K in base pay plus bonus with total compensation up to $350K+ per year
WHAT WE BRING
Medical, Dental, Vision, 401kPaid time off and sick daysPaid holidaysLong-term paid disabilityPaid maternity and bonding leaveFull desk equipment provided
American Financing Corporation (AFC)is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.