Creative Financial Staffing
Credit Analyst
Creative Financial Staffing, Agawam, MA, United States
Credit Analyst
Our client is seeking a diligent Credit Analyst to assess the creditworthiness of potential and existing customers. As a Credit Analyst, you will analyze financial data, prepare credit reports, and make recommendations regarding credit limits. This role is perfect for someone with strong analytical skills and a background in finance.
Compensation: $50,000 - $65,000 annually, based on experience
Location:Agawam, MA
- on-site
Benefits of the Credit Analyst Role:
- Health Benefits
- Health, dental, and vision insurance with 85% of premiums covered by the employer, and access to telemedicine services.
- Retirement Plan
- 401K with a 4% match, vested immediately, and an additional profit-sharing plan based on company performance.
- Time Off
- Generous PTO with 3 weeks of vacation and 5 personal days, in addition to 8 paid holidays.
- Career Growth
- Direct mentorship from the Controller with opportunities to move into Staff Accountant roles; paid courses for certification in QuickBooks or other relevant software.
- Work Environment
- A family-oriented culture with quarterly team-building outings, including company-sponsored hiking trips and volunteering days.
- Perks
- Employee discounts on packaging and display products, plus monthly catered lunches and an annual summer barbecue for employees and their families
Key Responsibilities:
- Analyze financial statements and credit reports to assess risk as the Credit Analyst
- Make recommendations on credit limits and terms based on analysis.
- Monitor existing accounts and conduct regular reviews to assess ongoing credit risk.
- Collaborate with sales and customer service teams to ensure a smooth credit process.
- Prepare reports for management on credit exposure and trends.
Preferred Qualifications:
- Bachelor's degree in finance, accounting, or a related field.
- 2-4 years of experience as a Credit Analyst or in a similar role.
- Strong analytical skills and proficiency in financial modeling.
- Excellent communication and interpersonal abilities.
- Ability to work independently and manage multiple priorities.