North American Savings Bank
Executive Vice President /Chief Lending Officer
North American Savings Bank, Kansas City, Missouri, United States, 64101
Executive Vice President - Chief Lending Officer
Summary:
The Chief Lending Officer (CLO) is responsible for overseeing the bank's loan portfolio which is unique in its near total focus on real estate collateralized lending, including non-conforming residential mortgage loans, commercial real estate, and residential and construction and development. The Bank does
not
offer installment-consumer, commercial, or small business loan products. This role requires leadership in developing lending strategies, managing lending operations, ensuring regulatory compliance, and maintaining a high level of credit quality. The CLO will work closely with the executive team to drive responsible growth, optimize lending processes, and ensure profitable and sustainable lending practices.
Key Responsibilities:
Strategic Leadership:
Develop and implement NASB’s lending strategy in alignment with overall profit and credit quality goals.
Identify growth opportunities within commercial and residential real estate markets to expand the bank’s loan portfolio.
Collaborate with executive management to set long-term goals and objectives for the lending department of NASB.
Lending Operations Management:
Oversee all aspects of the real estate lending division, including sales, operations, underwriting, credit analysis, and, depending on the candidate, mortgage loan servicing.
Ensure the implementation of sound lending policies and procedures, working closely with credit risk management.
Analyze market trends and economic conditions to guide strategic decisions on lending policies and new loan products.
Team Leadership & Development:
Supervise, coach, and develop a high-performance team of lending managers, lending officers, operations and credit professionals.
Create a culture of continuous improvement, collaboration, and accountability within the lending and operations department.
Foster strong communication and collaboration across departments to ensure seamless operations and alignment with organizational goals.
Credit Risk and Compliance:
Ensure adherence to regulatory requirements and internal policies in all lending activities.
Monitor the performance of the loan portfolio, including delinquency, default rates, and risk exposure, taking corrective actions when necessary.
Work with enterprise risk management, legal, and compliance teams to mitigate risks and manage disputes related to real estate loans.
New Product Development:
As requested, lead the development of mortgage and real estate lending products to meet market demand.
Stay informed on real estate industry trends, regulatory changes, and market conditions to maintain competitive advantage.
Use data to assess profitability, risk exposure, and opportunities for optimization within the lending portfolio.
Client Relationship Management:
Build and maintain relationships with clients, real estate developers, investors, and other stakeholders to drive business growth.
May act as the primary point of contact for large real estate deals, ensuring client satisfaction and alignment with bank’s lending policies.
Reporting & Executive Collaboration:
Report directly to the President and Chief Executive Officer (CEO), providing clear and concise updates on the performance of the lending and operations department.
Present strategic insights and key performance metrics to the board of directors and executive leadership.
Play an active role in cross-functional executive meetings to shape the future direction of the bank.
What you offer us
Qualifications:
Bachelor’s degree in finance, Real Estate, Economics, Business Administration, or a related field (master’s degree and/or Advanced Banking School degree preferred).
Minimum of 15 years of experience in real estate lending, with deep knowledge in mortgage lending, loans servicing, commercial real estate, and construction development.
Minimum of 7 years of demonstrated experience in leading and managing large teams within the financial services and real estate industry.
Proven track record of managing loan portfolios and achieving growth objectives.
Familiarity with regulatory and compliance requirements related to real estate lending.
Proficiency in financial analysis, loan structuring, and credit evaluation.
Leadership Competencies:
Decisiveness: Ability to make informed decisions quickly.
Mentorship: Strong commitment to team development and fostering future leaders.
Collaboration: Proven track record of working cross-functionally and influencing peers to drive collective success.
Physical Requirements:
Ability to remain stationary (sitting or standing) for prolonged periods.
Ability to conduct keyboard or computer work for extensive periods.
Ability to communicate clearly (understand/be understood) with customers in person or over the phone/computer.
What we offer you
NASB offers competitive compensation and excellent benefits packages, including:
Comprehensive health insurance options including medical, dental, and vision coverage.
401(k) retirement plan with immediate employer match.
Generous paid vacation, sick and personal days. Plus, enjoy a bonus day off for your birthday!
Exclusive mortgage and banking benefits.
Paid holidays, volunteer time off, and free parking at NASB facilities.
Employee referral bonuses and internal training programs to help reach your career goals.
If you have any questions, please contact jobs@nasb.com
Note: This job description should not be construed to imply that these requirements are the exclusive standards of the position. Incumbents will follow any other instructions, and perform any other related duties, as may be required. The employer has the right to revise this job description at any time. The job description is not to be construed as a contract for employment.
North American Savings Bank (NASB) is an Equal Opportunity/Veterans/Disabled Affirmative Action employer.
#J-18808-Ljbffr
The Chief Lending Officer (CLO) is responsible for overseeing the bank's loan portfolio which is unique in its near total focus on real estate collateralized lending, including non-conforming residential mortgage loans, commercial real estate, and residential and construction and development. The Bank does
not
offer installment-consumer, commercial, or small business loan products. This role requires leadership in developing lending strategies, managing lending operations, ensuring regulatory compliance, and maintaining a high level of credit quality. The CLO will work closely with the executive team to drive responsible growth, optimize lending processes, and ensure profitable and sustainable lending practices.
Key Responsibilities:
Strategic Leadership:
Develop and implement NASB’s lending strategy in alignment with overall profit and credit quality goals.
Identify growth opportunities within commercial and residential real estate markets to expand the bank’s loan portfolio.
Collaborate with executive management to set long-term goals and objectives for the lending department of NASB.
Lending Operations Management:
Oversee all aspects of the real estate lending division, including sales, operations, underwriting, credit analysis, and, depending on the candidate, mortgage loan servicing.
Ensure the implementation of sound lending policies and procedures, working closely with credit risk management.
Analyze market trends and economic conditions to guide strategic decisions on lending policies and new loan products.
Team Leadership & Development:
Supervise, coach, and develop a high-performance team of lending managers, lending officers, operations and credit professionals.
Create a culture of continuous improvement, collaboration, and accountability within the lending and operations department.
Foster strong communication and collaboration across departments to ensure seamless operations and alignment with organizational goals.
Credit Risk and Compliance:
Ensure adherence to regulatory requirements and internal policies in all lending activities.
Monitor the performance of the loan portfolio, including delinquency, default rates, and risk exposure, taking corrective actions when necessary.
Work with enterprise risk management, legal, and compliance teams to mitigate risks and manage disputes related to real estate loans.
New Product Development:
As requested, lead the development of mortgage and real estate lending products to meet market demand.
Stay informed on real estate industry trends, regulatory changes, and market conditions to maintain competitive advantage.
Use data to assess profitability, risk exposure, and opportunities for optimization within the lending portfolio.
Client Relationship Management:
Build and maintain relationships with clients, real estate developers, investors, and other stakeholders to drive business growth.
May act as the primary point of contact for large real estate deals, ensuring client satisfaction and alignment with bank’s lending policies.
Reporting & Executive Collaboration:
Report directly to the President and Chief Executive Officer (CEO), providing clear and concise updates on the performance of the lending and operations department.
Present strategic insights and key performance metrics to the board of directors and executive leadership.
Play an active role in cross-functional executive meetings to shape the future direction of the bank.
What you offer us
Qualifications:
Bachelor’s degree in finance, Real Estate, Economics, Business Administration, or a related field (master’s degree and/or Advanced Banking School degree preferred).
Minimum of 15 years of experience in real estate lending, with deep knowledge in mortgage lending, loans servicing, commercial real estate, and construction development.
Minimum of 7 years of demonstrated experience in leading and managing large teams within the financial services and real estate industry.
Proven track record of managing loan portfolios and achieving growth objectives.
Familiarity with regulatory and compliance requirements related to real estate lending.
Proficiency in financial analysis, loan structuring, and credit evaluation.
Leadership Competencies:
Decisiveness: Ability to make informed decisions quickly.
Mentorship: Strong commitment to team development and fostering future leaders.
Collaboration: Proven track record of working cross-functionally and influencing peers to drive collective success.
Physical Requirements:
Ability to remain stationary (sitting or standing) for prolonged periods.
Ability to conduct keyboard or computer work for extensive periods.
Ability to communicate clearly (understand/be understood) with customers in person or over the phone/computer.
What we offer you
NASB offers competitive compensation and excellent benefits packages, including:
Comprehensive health insurance options including medical, dental, and vision coverage.
401(k) retirement plan with immediate employer match.
Generous paid vacation, sick and personal days. Plus, enjoy a bonus day off for your birthday!
Exclusive mortgage and banking benefits.
Paid holidays, volunteer time off, and free parking at NASB facilities.
Employee referral bonuses and internal training programs to help reach your career goals.
If you have any questions, please contact jobs@nasb.com
Note: This job description should not be construed to imply that these requirements are the exclusive standards of the position. Incumbents will follow any other instructions, and perform any other related duties, as may be required. The employer has the right to revise this job description at any time. The job description is not to be construed as a contract for employment.
North American Savings Bank (NASB) is an Equal Opportunity/Veterans/Disabled Affirmative Action employer.
#J-18808-Ljbffr