Citizen Trust Bank
Alabama Market President - Birmingham, AL
Citizen Trust Bank, Birmingham, Alabama, United States, 35275
We’re Hiring!
Alabama Market President – Birmingham, AL
Celebrating over 100 years in the community, Citizens Trust Bank remains committed to providing personalized service and financial solutions to meet the growing needs of our customers.
We are committed to our institution’s values of
Integrity ,
Collaboration ,
Innovation ,
Service Excellence ,
Respect ,
Accountability , and
Leadership , all of which are needed to continue our mission of empowering generations for financial success.
By joining our team, you can expect opportunities to enhance personal accomplishments and professional growth.
Interested in this position and meet the qualifications and requirements? Apply at
www.ctbconnect.com . Questions? Contact us at 404-575-8262.
Position Summary:
We seek a talented and experienced Market President to lead and oversee our Alabama market. The Alabama Market President reports to the President/CEO and serves as a senior management team member; provides leadership and direction and manages the Alabama market area’s financial and market strategies and activities to ensure short and long-range profitability and planned growth for the market.
Responsibilities include but are not limited to the following:
Leads all market area associates in executing strategic and tactical plans to achieve growth, business development, and financial targets.
Coordinates the business activity of the market; targets and maintains extensive contact with individuals, businesses, and centers of influence with a focus on the metro Birmingham and Alabama area; maintains extensive contact with customers and the community; plans and schedules proactive visits to prospective customers; aggressively solicits and competes for profitable business, opportunities, loans, deposits, and other banking relationships; establishes and retains effective and lasting business and customer relationships; responds quickly to referrals and evaluates the creditworthiness of prospective customers.
Achieves all established goals, objectives, and expectations, including funded commercial and consumer loan goals, portfolio growth goals, retail banking and deposit growth goals, fee income goals, and other bank products, services, solutions, and objectives while increasing customer satisfaction and retention.
Negotiates complex pricing, loan structure, and loan agreement terms with borrowers.
Attends, participates, promotes, and represents the bank in the market at business, professional, and community events, meetings, organizations, associations, programs, functions, and activities to support and broaden the bank’s image and visibility.
Analyzes, reviews, and structures new loan requests, including highly complex loans of various loan types and industries; approves loans within loan policy guidelines and up to amounts allowed in lending authority limits and presents all requests in excess of individual lending authority to loan committees for approval.
Manages relationships to ensure maximum profitability and credit quality, including new cross-sell business opportunities, monitoring regional loan maturity reports, and ensuring loan renewals and problem loans are handled promptly.
Maintains a sound loan portfolio and provides accurate assessments of the loan portfolio; ensures that grading and credit quality standards, legal and technical compliance procedures, and lending policy are consistent.
Reports the financial results of market operations, the status of loans, banking competition, and new business developments to executive management and the board; maintains updated pipeline reports and prospect database; reviews and analyzes divisional reports and performance for the market; develops and implements effective action plans to generate expected results; and ensures that established deadlines are met consistently.
Provides strong leadership by maintaining a viable organizational structure by dispensing advice, guidance, and direction, creating a positive work environment that promotes good communication, rewards a high level of staff performance, encourages employee development, and plans for management succession.
Identifies, recruits, and retains strong talent to create a high-performing team while driving employee and community engagement and a culture of inclusion.
Regularly conducts effective and efficient staff meetings; increases employee retention; effectively coaches and trains team members; completes timely performance reviews and meets regularly with direct reports to review job performance and expectations and develop performance goals and objectives.
Ensures weekly business development activities are completed and reinforces them with active, ongoing role modeling and coaching while enforcing day-to-day relationship-building behaviors.
Facilitates effective and efficient meetings and training sessions.
Develops and executes business development, expansion, and strategic plans with solutions for meeting production and sales goals and objectives and maximizing corporate profit.
Develops annual budgets in coordination with the senior management team and maintains responsibility for attaining growth and high-quality bank loan portfolio, core deposits, and overall operational and financial goals.
Maintains a sound working knowledge of all products, services, programs, and solutions offered by the bank, its subsidiaries, strategic alliances, third-party vendors, and competitors.
Demonstrates commitment to excellence; consistently provides superior customer service to all internal and external customers, vendors, service providers, and prospective customers.
Participates in developing, updating, enhancing, evaluating, identifying, recommending, and implementing new banking products, services, solutions, programs, policies, standards, guidelines, processes, methods, and procedures.
Informs manager promptly of problems, issues, challenges, and other concerns that may jeopardize achieving objectives and goals.
Protects customers’ information and interests; identifies and complies with all legal requirements, federal, state, local, and other government and banking laws, regulations, and reporting affecting job functions, market, business development, sales, and related functions.
Proactively utilizes the bank’s computer systems, tools, applications, programs, equipment, and other resources to meet goals and objectives.
Demonstrates and maintains a consistent professional appearance, image, behavior, speech, attitude, ethics, and integrity.
Collaborates and cultivates effective relationships with all business lines for excellent results; obtains and maintains insight into needs and opportunities to ensure that customer expectations are exceeded.
Exceeds all established performance and position’s goals, objectives, and expectations.
Other Responsibilities:
Responsible for exercising sound independent judgment and discretion while making profitable and solid decisions.
Leads initiatives, committees, programs, and projects; mitigates risks, adds value, supports and leads the bank’s vision, mission, core values, business strategies, principles, goals, and objectives.
Ensures that associates consistently exceed all bank customer service standards and expectations.
Prepares effective reports, presentations, and communications.
Analyzes and interprets policies, procedures, processes, regulations, laws, and guidelines.
Demonstrates personal accountability and maintains and handles all confidential, complex, and sensitive matters and information discreetly and appropriately.
Increases efficiency and productivity; evaluates and streamlines workflows appropriately, improves processes and procedures.
Exhibits strong initiative and demonstrates a sense of urgency; prioritizes work assignments and projects, proactively acts on opportunities, instills urgency in team members and others, and meets deadlines.
Takes advantage of continuing education and training opportunities to enhance skills, knowledge base, and experience; completes all training required to ensure regulatory compliance.
Manages other assigned functions and performs other duties and responsibilities as assigned.
Qualifications, Skills, and Abilities:
Minimum of five (5) years of progressive Alabama Market President experience with ten (10) years of proven commercial, consumer, SBA, and mortgage lending, credit underwriting, management, business development, retail banking, marketing, public relations, and sales experience in a banking environment.
Bachelor’s degree in finance, economics, management, business, accounting, communications, or a related field.
Results-oriented with a solid background and understanding of business development, industry trends and developments, sales, marketing, budgeting and accounting principles in a banking environment.
Excellent commercial credit underwriting and lending, business development, marketing, sales, customer relations, project management, negotiation, leadership, management, supervisory, and organizational skills.
Strong business judgment and decision-making abilities.
Strong initiatives with the ability to establish credibility and respect.
Expert and influential communicator with strong problem-solving, team building, planning, persuasive, and negotiation skills.
Resourceful, detail-oriented, reliable, and flexible; strategic, critical, and logical thinker.
Ability to adhere to the bank’s professional dress code and convey a positive and professional image at all times.
People and results-oriented; aggressive and assertive with a high energy level.
Ability to meet performance goals, objectives, and deadlines; plan, anticipate problems, and forecast outcomes.
Exemplary integrity and work ethics with the ability to handle confidential, sensitive, and complex matters discreetly.
Ability to display high creativity and latitude when performing job functions.
Citizens Trust Bank is committed to investing in our associates and cultivating a rewarding, results-driven, innovative and professional team. We offer competitive compensation and a comprehensive benefits package for our full-time associates. Our benefits package includes the following:
Medical, Dental, Vision, and Prescription
401(k) Retirement Plan
Life Insurance
Accidental Death & Dismemberment
Short&/Long Term Disability
Flexible Spending Plan
Paid Time Off, Vacation, and Holiday Pay
Tuition Reimbursement
Employer-Assisted Housing Program
Wholesale Membership Program
Wellness Program
Employee Assistant Referral Services (EAP)
Legal Shield Program
Group Cancer & Accident Insurance Programs
Worker’s Compensation Program
Free Banking Services
Awards and Recognition Programs
Training & Development Programs and much more
EEO/AA
#J-18808-Ljbffr
Alabama Market President – Birmingham, AL
Celebrating over 100 years in the community, Citizens Trust Bank remains committed to providing personalized service and financial solutions to meet the growing needs of our customers.
We are committed to our institution’s values of
Integrity ,
Collaboration ,
Innovation ,
Service Excellence ,
Respect ,
Accountability , and
Leadership , all of which are needed to continue our mission of empowering generations for financial success.
By joining our team, you can expect opportunities to enhance personal accomplishments and professional growth.
Interested in this position and meet the qualifications and requirements? Apply at
www.ctbconnect.com . Questions? Contact us at 404-575-8262.
Position Summary:
We seek a talented and experienced Market President to lead and oversee our Alabama market. The Alabama Market President reports to the President/CEO and serves as a senior management team member; provides leadership and direction and manages the Alabama market area’s financial and market strategies and activities to ensure short and long-range profitability and planned growth for the market.
Responsibilities include but are not limited to the following:
Leads all market area associates in executing strategic and tactical plans to achieve growth, business development, and financial targets.
Coordinates the business activity of the market; targets and maintains extensive contact with individuals, businesses, and centers of influence with a focus on the metro Birmingham and Alabama area; maintains extensive contact with customers and the community; plans and schedules proactive visits to prospective customers; aggressively solicits and competes for profitable business, opportunities, loans, deposits, and other banking relationships; establishes and retains effective and lasting business and customer relationships; responds quickly to referrals and evaluates the creditworthiness of prospective customers.
Achieves all established goals, objectives, and expectations, including funded commercial and consumer loan goals, portfolio growth goals, retail banking and deposit growth goals, fee income goals, and other bank products, services, solutions, and objectives while increasing customer satisfaction and retention.
Negotiates complex pricing, loan structure, and loan agreement terms with borrowers.
Attends, participates, promotes, and represents the bank in the market at business, professional, and community events, meetings, organizations, associations, programs, functions, and activities to support and broaden the bank’s image and visibility.
Analyzes, reviews, and structures new loan requests, including highly complex loans of various loan types and industries; approves loans within loan policy guidelines and up to amounts allowed in lending authority limits and presents all requests in excess of individual lending authority to loan committees for approval.
Manages relationships to ensure maximum profitability and credit quality, including new cross-sell business opportunities, monitoring regional loan maturity reports, and ensuring loan renewals and problem loans are handled promptly.
Maintains a sound loan portfolio and provides accurate assessments of the loan portfolio; ensures that grading and credit quality standards, legal and technical compliance procedures, and lending policy are consistent.
Reports the financial results of market operations, the status of loans, banking competition, and new business developments to executive management and the board; maintains updated pipeline reports and prospect database; reviews and analyzes divisional reports and performance for the market; develops and implements effective action plans to generate expected results; and ensures that established deadlines are met consistently.
Provides strong leadership by maintaining a viable organizational structure by dispensing advice, guidance, and direction, creating a positive work environment that promotes good communication, rewards a high level of staff performance, encourages employee development, and plans for management succession.
Identifies, recruits, and retains strong talent to create a high-performing team while driving employee and community engagement and a culture of inclusion.
Regularly conducts effective and efficient staff meetings; increases employee retention; effectively coaches and trains team members; completes timely performance reviews and meets regularly with direct reports to review job performance and expectations and develop performance goals and objectives.
Ensures weekly business development activities are completed and reinforces them with active, ongoing role modeling and coaching while enforcing day-to-day relationship-building behaviors.
Facilitates effective and efficient meetings and training sessions.
Develops and executes business development, expansion, and strategic plans with solutions for meeting production and sales goals and objectives and maximizing corporate profit.
Develops annual budgets in coordination with the senior management team and maintains responsibility for attaining growth and high-quality bank loan portfolio, core deposits, and overall operational and financial goals.
Maintains a sound working knowledge of all products, services, programs, and solutions offered by the bank, its subsidiaries, strategic alliances, third-party vendors, and competitors.
Demonstrates commitment to excellence; consistently provides superior customer service to all internal and external customers, vendors, service providers, and prospective customers.
Participates in developing, updating, enhancing, evaluating, identifying, recommending, and implementing new banking products, services, solutions, programs, policies, standards, guidelines, processes, methods, and procedures.
Informs manager promptly of problems, issues, challenges, and other concerns that may jeopardize achieving objectives and goals.
Protects customers’ information and interests; identifies and complies with all legal requirements, federal, state, local, and other government and banking laws, regulations, and reporting affecting job functions, market, business development, sales, and related functions.
Proactively utilizes the bank’s computer systems, tools, applications, programs, equipment, and other resources to meet goals and objectives.
Demonstrates and maintains a consistent professional appearance, image, behavior, speech, attitude, ethics, and integrity.
Collaborates and cultivates effective relationships with all business lines for excellent results; obtains and maintains insight into needs and opportunities to ensure that customer expectations are exceeded.
Exceeds all established performance and position’s goals, objectives, and expectations.
Other Responsibilities:
Responsible for exercising sound independent judgment and discretion while making profitable and solid decisions.
Leads initiatives, committees, programs, and projects; mitigates risks, adds value, supports and leads the bank’s vision, mission, core values, business strategies, principles, goals, and objectives.
Ensures that associates consistently exceed all bank customer service standards and expectations.
Prepares effective reports, presentations, and communications.
Analyzes and interprets policies, procedures, processes, regulations, laws, and guidelines.
Demonstrates personal accountability and maintains and handles all confidential, complex, and sensitive matters and information discreetly and appropriately.
Increases efficiency and productivity; evaluates and streamlines workflows appropriately, improves processes and procedures.
Exhibits strong initiative and demonstrates a sense of urgency; prioritizes work assignments and projects, proactively acts on opportunities, instills urgency in team members and others, and meets deadlines.
Takes advantage of continuing education and training opportunities to enhance skills, knowledge base, and experience; completes all training required to ensure regulatory compliance.
Manages other assigned functions and performs other duties and responsibilities as assigned.
Qualifications, Skills, and Abilities:
Minimum of five (5) years of progressive Alabama Market President experience with ten (10) years of proven commercial, consumer, SBA, and mortgage lending, credit underwriting, management, business development, retail banking, marketing, public relations, and sales experience in a banking environment.
Bachelor’s degree in finance, economics, management, business, accounting, communications, or a related field.
Results-oriented with a solid background and understanding of business development, industry trends and developments, sales, marketing, budgeting and accounting principles in a banking environment.
Excellent commercial credit underwriting and lending, business development, marketing, sales, customer relations, project management, negotiation, leadership, management, supervisory, and organizational skills.
Strong business judgment and decision-making abilities.
Strong initiatives with the ability to establish credibility and respect.
Expert and influential communicator with strong problem-solving, team building, planning, persuasive, and negotiation skills.
Resourceful, detail-oriented, reliable, and flexible; strategic, critical, and logical thinker.
Ability to adhere to the bank’s professional dress code and convey a positive and professional image at all times.
People and results-oriented; aggressive and assertive with a high energy level.
Ability to meet performance goals, objectives, and deadlines; plan, anticipate problems, and forecast outcomes.
Exemplary integrity and work ethics with the ability to handle confidential, sensitive, and complex matters discreetly.
Ability to display high creativity and latitude when performing job functions.
Citizens Trust Bank is committed to investing in our associates and cultivating a rewarding, results-driven, innovative and professional team. We offer competitive compensation and a comprehensive benefits package for our full-time associates. Our benefits package includes the following:
Medical, Dental, Vision, and Prescription
401(k) Retirement Plan
Life Insurance
Accidental Death & Dismemberment
Short&/Long Term Disability
Flexible Spending Plan
Paid Time Off, Vacation, and Holiday Pay
Tuition Reimbursement
Employer-Assisted Housing Program
Wholesale Membership Program
Wellness Program
Employee Assistant Referral Services (EAP)
Legal Shield Program
Group Cancer & Accident Insurance Programs
Worker’s Compensation Program
Free Banking Services
Awards and Recognition Programs
Training & Development Programs and much more
EEO/AA
#J-18808-Ljbffr