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Trustmark

Mortgage Loan Originator

Trustmark, Madison, Mississippi, us, 39130


Mortgage Loan Originator

Location

US-MS-Madison

Job ID

2024-17370

Category

Mortgage

Type

Regular Full-Time

Job Grade

99

FLSA Status

Non-Exempt

Working Hours

8am - 5pm

Job Location: Company

Mortgage Banking - MS - 10146

Overview

The purpose of this job is to serve all customers by providing mortgage loan information, disclose fees, and gather data necessary to process mortgage requests.Responsibilities

Determine the best loan product for customer

Devise marketing plans to seek referrals from agents and buildersProvide guidance for loan inquiries related to pricing, product information, documentation requirements, payments, closing costs and qualifying requirementsComplete applications and gather documents as needed to meet the parameters of the loan type, i.e., FHA, VA, Conventional, portfolio, etcDevelop referrals from internal and external sources. Maintain relationships with realtors by providing superior serviceOriginate and promote Trustmark's Community Lending Loans and ProductsCoordinate and assist the mortgage dept. in the origination and servicing of Community lending products and servicesQualifications

Minimum of 2 years' experience originating agency eligible mortgage loans or equivalent experience in underwriting or processing of agency eligible mortgage loan productsEligible for NMLS certificationThorough knowledge of government and conventional mortgage loan guidelines and requirementsExtensive knowledge of the qualifying variables between mortgage loan productsAbility to analyze all documentation to determine accuracy and acceptability for agency and portfolio requirementsKnowledge of appraisal standards and acceptabilityAbility to produce tax return analysis as required by conforming loan guidelinesMust know how to fully disclose and handle all applications according to compliance regulationsAbility to work and identify with a varied group of borrowers, housing related entities and other community-based organizationsWorking knowledge of financial compliance and regulatory requirementsComputer skillsInterpersonal SkillsSales skillsCommunication skillsAnalytical SkillsJunior college/Two-year college training preferred