Horizon Bank
Administrative Assistant-Lending
Horizon Bank, Grand Rapids, Michigan, us, 49528
Job Overview
Support the day to day operations of the Appraisal Services Department by providing a variety of administrative support activities related to the ordering, receipt, processing, and delivery of valuation products in accordance with company policies and established Standard Operating Procedures (SOPs). Ensure compliance with state and federal regulations.
Principal Accountabilities
Responsible for accurate, efficient and timely handling from request for valuation services through final delivery of valuation products. Support appraisal, sales, processing and lending department personnel as needed. Meet or exceed the stated Service Guarantee commitments. Represent the Bank to both internal and external customers in a courteous professional manner in face-to-face, written and telephone communications. Responsible for adherence to regulatory compliance standards including Bank Secrecy Act (BSA) company policies and procedures, as well as the quality of documentation, timeliness, accuracy and volume of loans closed. * * Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank's commitment to the communities we serve through involvement in local organizations and events.
Duties
Provide general administrative support to the Manager, Appraisal and Environmental Services and Real Estate Valuation Specialists as requested.Order internal and external appraisals, appraisal reviews, evaluations, and validations throughout the footprint of the bank.Create a Scope of Work for new appraisal assignments and obtain competitive bids from appraisers.Monitor department mailboxes and communicate as necessary with appraisers, vendors, credit analysts, loan processors, and lenders.Complete file uploads and distribute completed appraisals, appraisal reviews, evaluations, and validations to appropriate systems and individuals.Provide technical assistance regarding department selected vendors to appraisers, credit analysts, loan processors, and lenders.Provide real estate market information to credit analysts, loan processors, and lenders as needed.Maintain the valuation department pipeline reports (appraisal, environmental, policy exception); create and distribute reports as scheduled.Maintain list of reports prepared with frequency and distribution requirements.Maintain the list of, and file documentation for the approved vendors related to the valuation department.Report suspicious transactions or unusual occurrences to supervisor.Perform all work in compliance with established regulations, policies, Standard Operating Procedures (SOPs), and instructions.Maintain customer confidence and protect bank operations by keeping information private and confidential.Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasks.
Other duties as assigned.
Qualifications & Skills
High school diploma or equivalent with a minimum of 2 years' experience processing equipment, real estate, mortgage, consumer, commercial and/or small business loans. College degree in business, finance, real estate, accounting, economics or related field of study preferred.
Specialized knowledge of real estate theory, principles, terminology and collateral valuation methods is strongly preferred.
Knowledge of agency guidelines and industry standards as they relate to mortgage, consumer, co
Support the day to day operations of the Appraisal Services Department by providing a variety of administrative support activities related to the ordering, receipt, processing, and delivery of valuation products in accordance with company policies and established Standard Operating Procedures (SOPs). Ensure compliance with state and federal regulations.
Principal Accountabilities
Responsible for accurate, efficient and timely handling from request for valuation services through final delivery of valuation products. Support appraisal, sales, processing and lending department personnel as needed. Meet or exceed the stated Service Guarantee commitments. Represent the Bank to both internal and external customers in a courteous professional manner in face-to-face, written and telephone communications. Responsible for adherence to regulatory compliance standards including Bank Secrecy Act (BSA) company policies and procedures, as well as the quality of documentation, timeliness, accuracy and volume of loans closed. * * Actively protect confidentiality of customer and account information. Demonstrate Horizon Bank's commitment to the communities we serve through involvement in local organizations and events.
Duties
Provide general administrative support to the Manager, Appraisal and Environmental Services and Real Estate Valuation Specialists as requested.Order internal and external appraisals, appraisal reviews, evaluations, and validations throughout the footprint of the bank.Create a Scope of Work for new appraisal assignments and obtain competitive bids from appraisers.Monitor department mailboxes and communicate as necessary with appraisers, vendors, credit analysts, loan processors, and lenders.Complete file uploads and distribute completed appraisals, appraisal reviews, evaluations, and validations to appropriate systems and individuals.Provide technical assistance regarding department selected vendors to appraisers, credit analysts, loan processors, and lenders.Provide real estate market information to credit analysts, loan processors, and lenders as needed.Maintain the valuation department pipeline reports (appraisal, environmental, policy exception); create and distribute reports as scheduled.Maintain list of reports prepared with frequency and distribution requirements.Maintain the list of, and file documentation for the approved vendors related to the valuation department.Report suspicious transactions or unusual occurrences to supervisor.Perform all work in compliance with established regulations, policies, Standard Operating Procedures (SOPs), and instructions.Maintain customer confidence and protect bank operations by keeping information private and confidential.Participate in ongoing skill, compliance, risk management and security training as required for the position and apply knowledge in daily tasks.
Other duties as assigned.
Qualifications & Skills
High school diploma or equivalent with a minimum of 2 years' experience processing equipment, real estate, mortgage, consumer, commercial and/or small business loans. College degree in business, finance, real estate, accounting, economics or related field of study preferred.
Specialized knowledge of real estate theory, principles, terminology and collateral valuation methods is strongly preferred.
Knowledge of agency guidelines and industry standards as they relate to mortgage, consumer, co