Senior Associate, Underwriting & Portfolio Management

Support commercial lending teams in underwriting, structuring, servicing and documenting new and renewal credits. Identify, gather and analyze relevant information to assess credit risk, establish viability of sources of repayment, and determine appropriate loan structures. Serve as lead underwriter in collaboration with bankers in preparing credit approval memos with recommendations consistent with bank policy that illustrate well-reasoned analysis. Perform servicing reviews, and support management of the assigned portfolio by identifying and minimizing risk to the organization. Analyze quality and quantity of risks underwritten and prepare reports accordingly. Requirements:Bachelor’s in Finance, Economics, or Accounting, plus 4 years of experience in the position offered or Credit Risk Analyst role at an international bank.**Two years of the required experience must have included completing credit proposal, including drafting terms and conditions, completing regulatory tests, and defending the content; analyzing financial models and projections, including cash flow, liquidity, leverage, credit impacted by M&A, external rating agencies, base forecasts (future outlook), and stress forecasts (past performance); using knowledge of FDIC regulations to identify high risk leveraged loans for companies in diversified industries; applying GAAP or IFRS standards; drafting credit agreements and credit support annex using industry and ISDA standards; and working with Excel, Word, PowerPoint, SharePoint, PDF Editor, Capital IQ, and Bloomberg.This role entails hybrid work, with time split between working in our New York City office and flexibility to telecommute from another U.S. location.#LI-DNI

Minimum Salary: 185,000 Maximum Salary: 190,000 Salary Unit: Yearly