Wells Fargo
Senior Credit Risk Specialist / Unsecured Lending
Wells Fargo, St Louis, Missouri, United States,
At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity, and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. Learn more about the career areas and lines of business at wellsfargojobs.com (https://www.wellsfargojobs.com/career-areas/) .
About this role:
Wells Fargo is seeking a Senior Credit Risk Specialist within the company's Corporate Risk group. Corporate Risk is the company's second line of defense for risk management. The Senior Credit Risk Specialist role will be part of the Small Business Card Credit Risk team.
In this role, you will:
Lead moderately complex initiatives and identify opportunity for risk mitigation strategies within Small Business Card Credit Risk
Perform quantitative analytics using programming tools (SQL, SAS, Tableau and/or Python, R) to analyze data from a variety of sources to develop Credit Risk strategies
Review and analyze complex strategies, programs and policies with a direct and significant impact on risk appetite and culture
Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
Interact with internal and external customers
Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
Collaborate with business for oversight of risk management
Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics
Required Qualifications:
4+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
3+ years of SAS and/or SQL programming experience
Experience in Python, Tableau
Experience in combining/analyzing data from multiple large data sources to develop and implement credit control strategies. Familiarity with credit card industry is a plus.
Excellent verbal, written, and interpersonal communication skills
Ability to articulate complex concepts in a clear manner
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
Proactive with results driven attitude, and strong problem solving skills
Well organized, attention to detail
Posting Locations:
401 S Tryon Street, Charlotte, North Carolina
1445 Ross Ave, Dallas, Texas
600 S 4th St, Minneapolis, Minnesota
800 S Jordan Creek Pkwy, West Des Moines, Iowa
1150 W Washington St, Tempe, Arizona
2200 Concord Pike, Wilmington, Delaware
114 N Beaumont St, Saint Louis, Missouri
Job Expectations:
Ability to work at the approved location(s) in the job posting
This position offers a hybrid work schedule
This position is not eligible for Visa sponsorship
*Job posting may come down early due to volume of applicants.
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$84,000.00 - $164,400.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.
Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Posting End Date:
8 Nov 2024
* Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Req Number: R-411777
About this role:
Wells Fargo is seeking a Senior Credit Risk Specialist within the company's Corporate Risk group. Corporate Risk is the company's second line of defense for risk management. The Senior Credit Risk Specialist role will be part of the Small Business Card Credit Risk team.
In this role, you will:
Lead moderately complex initiatives and identify opportunity for risk mitigation strategies within Small Business Card Credit Risk
Perform quantitative analytics using programming tools (SQL, SAS, Tableau and/or Python, R) to analyze data from a variety of sources to develop Credit Risk strategies
Review and analyze complex strategies, programs and policies with a direct and significant impact on risk appetite and culture
Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
Interact with internal and external customers
Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements
Collaborate with business for oversight of risk management
Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics
Required Qualifications:
4+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
3+ years of SAS and/or SQL programming experience
Experience in Python, Tableau
Experience in combining/analyzing data from multiple large data sources to develop and implement credit control strategies. Familiarity with credit card industry is a plus.
Excellent verbal, written, and interpersonal communication skills
Ability to articulate complex concepts in a clear manner
Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment
Intermediate Microsoft Office (Word, Excel, Outlook, and PowerPoint) skills
Proactive with results driven attitude, and strong problem solving skills
Well organized, attention to detail
Posting Locations:
401 S Tryon Street, Charlotte, North Carolina
1445 Ross Ave, Dallas, Texas
600 S 4th St, Minneapolis, Minnesota
800 S Jordan Creek Pkwy, West Des Moines, Iowa
1150 W Washington St, Tempe, Arizona
2200 Concord Pike, Wilmington, Delaware
114 N Beaumont St, Saint Louis, Missouri
Job Expectations:
Ability to work at the approved location(s) in the job posting
This position offers a hybrid work schedule
This position is not eligible for Visa sponsorship
*Job posting may come down early due to volume of applicants.
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.
$84,000.00 - $164,400.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees.
Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Posting End Date:
8 Nov 2024
* Job posting may come down early due to volume of applicants.
We Value Diversity
At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
Req Number: R-411777