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HMSA

Director, Underwriting

HMSA, Honolulu, Hawaii, United States, 96814


Serves as strategic advisor and sounding board regarding underwriting/rating strategy for new group prospects and jeopardy accounts, including:

Along with a team of underwriting experts, analyze factors that impact underwriting risk, and, in response, provide input and advice regarding rating, contribution, benefit design, contracting and other strategies for strategic accounts including EUTF, Fed 87, PEO/association business, self-funded and other large and mid-sized group accounts to manage and mitigate this underwriting risk.

Review account-specific rate development with underwriting staff to ensure that all significant risk factors have been appropriately accounted for in rate development.

Facilitate, lead, and contribute as an advisor at weekly large group internal Underwriting and Underwriting/AMS rating review meetings, including preparation for these meetings.

As needed, meet with brokers/consultants and representatives of key/strategic accounts to review HMSA's rate proposals and the rationale behind these with them.

Review and sign-off on new business and renewal quotes, self-funded and minimum premium billings and financial and other account-specific reports that are generated by the Underwriting department for self-funded, minimum premium, retroactive and traditional fully-insured accounts. Generate and periodically review/update underwriting policies and procedures. Ensure compliance with internal controls and audits.

Manage HMSA's reinsurance portfolio including functions such as recovery, IBNR reporting, large claims tracking, audits, and reinsurance renewals.

Lead the maintenance and enhancements of HMSA's commercial group rating engine. Develop department plans to gain efficiencies through technology and process improvement principles.

Manage staff and/or contractors in the Underwriting Department, including:

Recruit, train, and coach staff. Perform all management functions related to staff.

Implement performance standards and monitor staff performance against the standards, providing regular feedback and coaching in a timely manner; and implement performance improvement plans, as necessary.

Develop the department business plan and budget and oversee accurate allocation of unit and departmental costs based on program reporting requirements.

Other Duties/Functions

Serve as a resource for corporate initiatives and projects involving membership growth, pricing & underwriting, trend and risk analysis/mitigation, as needed.

Perform all other miscellaneous responsibilities and duties as assigned or directed.

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